scholarly journals Usulan Keamanan Sistem Informasi pada Penyelenggara Financial Technology (Fintech) Menggunakan Cobit 5 (Studi Kasus: Gandengtangan.org)

Author(s):  
Oki Nurkholis ◽  
Fitroh Fitroh Fitroh ◽  
Eri Rustamaji

Gandengtangan.org adalah salah satu perusahaan startup di bidang financial technology (fintech) yang ada di Indonesia. Gandengtangan.org menyediakan layanan pengumpulan pinjaman (crowdlending) untuk para pelaku usaha sosial atau UMKM yang ada di Indonesia. Beberapa masalah yang muncul pada penelitian ini di antaranya: (1) kerentanan penggunaan internet terutama sektor finansial yang menjadi target serangan nomor 2 terbanyak. (2) Otoritas Jasa Keuangan (OJK) juga mewajibkan untuk setiap penyelenggara fintech di Indonesia agar dapat memenuhi standardisasi mengenai keamanan informasi pada perusahaannya. (3) Belum pernah dilakukaannya evaluasi terhadap keamanan sistem informasi di Gandengtangan. (4) Terjadinya 4 kasus keamanan informasi: satu kasus terkait phising, dua kasus tentang integrasi data, dan satu kasus terkait ssl (secure socket layer). Hal ini menunjukan keamanan informasi menjadi hal yang perlu mendapatkan perhatian penting pada Gandengtangan.org. Metode penilaian yang digunakan adalah perpaduan antara Process Assessment Model (PAM) dengan COBIT 5 Life cycle. Dipilih 5 domain yang berhubungan dengan keamanan pada COBIT 5 yakni, EDM03 (Ensure Risk Optimisation), APO12 (Manage Risk), APO13 (Manage Security), BAI06 (Manage Changes), dan  DSS05 (Manage Security Services). Penelitian ini menghasilkan usulan keamanan informasi yang menjadi panduan Gandengtangan.org untuk mengantisipasi kerentanan keamanan pada bisnisnya dan untuk memenuhi persyaratan dari OJK.

Author(s):  
M. von der Thannen ◽  
S. Hoerbinger ◽  
C. Muellebner ◽  
H. Biber ◽  
H. P. Rauch

AbstractRecently, applications of soil and water bioengineering constructions using living plants and supplementary materials have become increasingly popular. Besides technical effects, soil and water bioengineering has the advantage of additionally taking into consideration ecological values and the values of landscape aesthetics. When implementing soil and water bioengineering structures, suitable plants must be selected, and the structures must be given a dimension taking into account potential impact loads. A consideration of energy flows and the potential negative impact of construction in terms of energy and greenhouse gas balance has been neglected until now. The current study closes this gap of knowledge by introducing a method for detecting the possible negative effects of installing soil and water bioengineering measures. For this purpose, an environmental life cycle assessment model has been applied. The impact categories global warming potential and cumulative energy demand are used in this paper to describe the type of impacts which a bioengineering construction site causes. Additionally, the water bioengineering measure is contrasted with a conventional civil engineering structure. The results determine that the bioengineering alternative performs slightly better, in terms of energy demand and global warming potential, than the conventional measure. The most relevant factor is shown to be the impact of the running machines at the water bioengineering construction site. Finally, an integral ecological assessment model for applications of soil and water bioengineering structures should point out the potential negative effects caused during installation and, furthermore, integrate the assessment of potential positive effects due to the development of living plants in the use stage of the structures.


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