scholarly journals PENGELOLAAN MANAJEMEN RESIKO GADAI NON-EMAS TIDAK TERTEBUS DI PEGADAIAN SYARIAH CABANG BLAURAN

2020 ◽  
Vol 6 (3) ◽  
pp. 446
Author(s):  
Dyah Palupi Dwi Cahyani ◽  
Muhammad Nafik Hadi Ryandono

This study is aimed to know the mechanism of risk management in the management of unredeemed non-gold pawn in Blauran Sharia Pawnshop. Through the three phases of risk management that is risk identification, risk ranking, and risk control Blauran Sharia Pawnshop expected can be more minimize the risks, one of them is unredeemed non-gold pawn. The research method used was qualitative. Research data is obtained by doing interview techniques and documentation to the informant that was assistant deputy manager Pawnshop of Surabaya Regional Office, Head of Blauran Surabaya Sharia Pawnshop branch, and staff of Blauran Surabaya Sharia Pawnshop. The research showed that Blauran Sharia Pawnshop has run the risk management process in three ways: risk identification, risk ranking based on potency and the most influential risk, and risk control by conducting auction on non-goldpawning items that were not redeemed.Keyword: Risk Management, sharia mortgage, sharia pawnshop,unreedemed non-gold pawn

2019 ◽  
Vol 10 (3) ◽  
pp. 144
Author(s):  
Erlane K Ghani ◽  
Nor Hamimah Nor Hassin ◽  
Kamaruzzaman Muhammad

Purpose: This study examines the effect of employees’ understanding of risk management process on knowledge on risk management in a non-profit organisation. Specifically, this study examines the effect of employees’ understanding of risk identification, risk assessment and analysis and, risk control and monitoring on their knowledge on risk management.Design/Methodology/Approach: This study used questionnaire survey on 80 employees of various levels in a non-profit organisation.Findings: This study shows that the most of the employees felt that they have a poor knowledge on risk management. The poor knowledge on risk management is attributed by the all three determinants in this study namely, understanding risk identification, risk assessment and analysis and, risk control and monitoring process on knowledge on risk management.Practical Implications: The findings provide indication that non-profit organisations need to provide awareness programs to their employees in increasing their knowledge on risk management. The findings of this study is essential to the managements to ensure that their employees are well informed and understand risk management and subsequently, take necessary control to reduce risks.Originality/Value: This study provides further understanding on the importance of understanding risk management process on performance.


2015 ◽  
Vol 2 (12) ◽  
pp. 1002
Author(s):  
Hifi Saniatusilma ◽  
Noven Suprayogi

The purpose of this study is to find out the risk management of tabarru' funds. As an institution that works to manage risk, islamic insurance has a duty to manage the tabarru’ funds. There is the possibility of a risk at tabarru’ fund. So, islamic insurance institution have a duty for risk management process of tabarru’ funds. This study uses a qualitative approach. Data research obtained by interview and documentation with the head and the deputy of Al Amin Surabaya branch. The results of this study, PT. Asuransi Jiwa Syariah Al Amin was execute the risk management process implemented by the four stages. Risk identification through underwriting limit process; rank the risk based on impact and complexity of risk;control risks by self retention; and response to the risk through change of insurance rates, products diversification and sharing of risk with reinsurance.


2021 ◽  
Vol 120 ◽  
pp. 02013
Author(s):  
Petya Biolcheva

In recent years, there has been increasing talk of the rapid entry of artificial intelligence into risk management. All the benefits it would bring over the whole process are often commented on: real-time results, processing large amounts of data, more complete risk identification, more accurate risk assessment, etc. There are also negative moods that make various experts feel threatened by their need to be replaced by artificial intelligence. Another problematic issue that arises is related to the transparency of algorithms and the increase in cyber risks [6]. This material aims to identify the individual elements at the stages of risk management in which artificial intelligence (AI) can and should be applied alone, in combination with expert opinion or not. Here it is shown that because of the use of AI the efficiency of the whole process is significantly increased, first of all by conducting in-depth analyses, and the decisions are made by the risk management experts. This proves its usefulness and increases the confidence of experts in it.


2020 ◽  
Vol 7 (5) ◽  
pp. 901
Author(s):  
Wahyu Rofikah ◽  
Dina Fitrisia Septiarini

This study purpose to how the risk management process in PT Asuransi Jasindo Syariah with a case study of vehicle insurance class of business. This research uses a qualitative approach with a descriptive case study strategic. The research data was obtained through primary data in the form of interviews and secondary data. The selection of informants in interviews through snowball sampling techniques and secondary data obtained from supporting data in the form of archives, reports and relevant document and literature reviews related to research. The results of this study indicate that PT Asuransi Jasindo Syariah has a significant role in the process of underwriting risk management, especially in vehicle insurance product, which have the highest loss ratio among other products. The underwriting risk management process carried out by PT Asuransi Jasindo Syariah is risk identification, risk measurement, risk monitoring, and risk control.Keywords: risk management, underwriting, syariah insurance


2013 ◽  
Vol 7 (1) ◽  
pp. 6-11
Author(s):  
Iwona Gorzeń-Mitka

The purpose of this study is to present risk identification tools in Polish micro, small and medium-sized enterprises (MSMEs). Risk identification is a key element of the risk management process in companies. Correctly fitting risk identification tools affect the accuracy of management decisions. The result of research is to identify the leading risk identification tools used by MSMEs. The study was conducted in 2010-2012 using a mixed survey-monographic method and questionnaires. The qualitative data were obtained during the study. Key words: risk management, risk identification, micro, small and medium enterprises (MSMEs).


Author(s):  
Khanm Noori Kaka HamaAttar

The aim of this study is to get a better understanding for the effect of the set of the risks in the construction projects, in addition to how mitigating these risks in those projects. Indeed risks are frequently playing the same rules, but the nature of project defines the specific risks of the project. The first step in process of risks assessment is identification them. Once risk identification is complete, risk analysis is used to identify the likelihood the risks that have been identified will happen. Thus by using evidence from other research in the area, this study showed the impact of the set of the stages in the risk management process in the construction projects, which were discussed in greater detail in the theoretical aspect of the current study. The findings of the study were revealed the fact that the comprehension of risk and its management has the direct effect of understanding specific issues that involve to the project. In addition to that, the integration of a risk management process at each stage of its stages in construction projects must be oriented to the progress of the project and permeate all areas, functions and processes of the project. In this regard, the most successful project managers maintain open lines of communication throughout their organizations to stay in touch with constituent’s needs.


2020 ◽  
Vol 13 (1) ◽  
pp. 182-195
Author(s):  
S u l a i m a n S u l a i m a n

This research is motivated by various forms of violence in schools that arise due to the diversity of students in various ways. Thus, multicultural values education is needed in shaping religious character that involves the management process in schools. This research method uses qualitative research methods with the type of field research. Data collection uses observations, interviews and documentaries. the results of this research that management of multicultural education in Catholic Primary Schools (SDK) carried out by maximizing management functions by planning, implementing and supervising the process and results of multicural education itself.   Penelitian ini dilatar belakangi dari munculnya berbagai bentuk kekerasan yang cukup beragam di sekolah yang timbul karena adanya keberagaman yang terjadi antar siswa dalam berbagai hal, sehingga sangat diperlukan adanya pendidikan nilai-nilai multikultural dalam pembentukan karakter religius yang melibatkan serangkaian proses manajemen di sekolah. Metode penelitian ini menggunakan metode penelitian kualitatif dengan jenis penelitian lapangan (field reaserch). pengumpulan datanya menggunakan pengamatan (observasi), wawancara dan dokumenter. Kesimpulan dari penelitian ini adalah manajeman pendidikan multikultural di Sekolah Dasar Katolik (SDK) dilakukan dengan memaksimalkan fungsi-fungsi manajeman yaitu dengan merencanakan, melaksanakan dan mengawasi proses maupun hasil dari pendidikan multikural itu sendiri.  


2016 ◽  
Vol 57 (1) ◽  
pp. 15-20
Author(s):  
Armin Töpfer ◽  
Anne Maertins ◽  
Patrick Pirl

Ein kritischer Erfolgsfaktor des Risikomanagement-Prozesses ist die vollständige Identifikation aller maßgeblichen Risiken, wobei diejenigen Risiken mit einem hohen Impact für das Unternehmen oftmals am schwersten zu erkennen sind. Um die Risiko-Identifikation insbesondere für kleine und mittelständische Unternehmen effizienter und effektiver zu gestalten, wurde ein Raster dafür entwickelt. Im ersten Schritt wurden dazu die bestehenden Risikokategorisierungen der Literatur und im zweiten Schritt die Lageberichte der 50 SDAX-Unternehmen im Hinblick auf die enthaltenen, weil genannten Risikofelder analysiert. Diese Ergebnisse wurden im dritten Schritt sprichwörtlich übereinander geklappt, um so ein möglichst vollständiges Raster zur Risiko-Identifikation zu entwickeln. A critical factor in the risk management process is the identification of all significant risks. In order for SMEs to efficiently and effectively outline potential concerns, a grid for risk identification was developed. The first step utilized the existing risk categorisations in literature while the second step analyzed the annual reports of the 50 SDAX companies. These results were then literally folded over one another in the third step in order to achieve a more or less complete grid of relevant risks for the time being. Keywords: sdax unternehmen, rm prozess, risikokategorisierung, kmu


2018 ◽  
Vol 248 ◽  
pp. 03013
Author(s):  
Abdul Hamid ◽  
Ishak Bin Baba ◽  
Sulaiman Bin Haji Hasan ◽  
Agung Setyo Darmawan ◽  
Nushatisah

Wellheads and Christmas trees are the main equipment for oil production. They are manufactured in the plant and installed on the casing head to seal the annular space between casing and tubing. They are used to transport oil to pipeline in well field. The loss of wellhead and Christmas tree integrity can result in major accidents, presenting a severe risk to the environment. Therefor a purpose of this study is to investigate of an organization perception for risk management implementation in manufacturing wellhead and Christmas tree equipment. The responses were analysed using SPSS software by using Cronbach’s α, mean-value and standard deviation. Data was collected by posting a Google link form, or sent to the email of the companies listed in the Malaysia and Batam, Indonesia. This quantification of the risk management process and a risk identification tool onto the risk management process framework. The model can support and indicate the contribution of an industrial risk manager towards achieving project objectives, as well as making comprehensive decisions regarding analysis of risk management in manufacturing project and operation.


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