MENTAL ACCOUNTING AND RISK PERCEPTION IN THE CONTEXT OF BEHAVIORAL FINANCE: AN EMPIRICAL STUDY IN MARMARA UNIVERSITY, TURKEY

2019 ◽  
Vol 1 (4) ◽  
pp. 18-34
Author(s):  
Meltem Ulusan Polat ◽  
Levent Polat
Keyword(s):  
Risk Perception ◽  
Empirical Study ◽  
Behavioral Finance ◽  
Mental Accounting

scholarly journals Social Risks of Consumer Credit Students

2019 ◽  
Vol 9 (4) ◽  
pp. 106-110
Author(s):  
P. V. Razov ◽  
S. E. Shtepa
Keyword(s):  
Risk Perception ◽  
Young People ◽  
Empirical Study ◽  
Cultural Values ◽  
Influencing Factors ◽  
Consumer Credit ◽  
Practical Importance ◽  
Operating Costs ◽  
Social Risks ◽  
Consumer Lending

The financial and economic sphere is very rich in all sorts of social risks since money in modern realities is one of the essential benefits for healthy existence. In this regard, significant scientific and practical importance is the study of the process of management of social risks of consumer lending to students, as well as influencing factors. The study of these issues will help to assist in minimising the risks of consumer lending, as well as to develop a strategy for introducing changes in the process of informing and issuing loans to students. The article presents the results of the author’s empirical study of social risks of consumer lending to students. We considered the categories of risk experience and risk perception of consumer lending from students. According to the results of the study, we concluded that the riskiest types of consumer financing are loans for individual entrepreneurship and operating costs. We also found that it is necessary to make all possible efforts to protect young people from risky situations and develop a program to prepare children for adulthood, forming cultural values in the early stages of adulthood.

Residents risk perception of P2P vacation accommodation

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Raquel Camprubí ◽  
Joan B. Garau-Vadell
Keyword(s):  
Cluster Analysis ◽  
Risk Perception ◽  
Empirical Study ◽  
Risk Perceptions ◽  
Design Methodology ◽  
Tourism Development ◽  
Content Type ◽  
Tourism Studies ◽  
New Form ◽  
Negative Impacts

Purpose Peer-to-peer (P2P) vacation accommodation has recently emerged as a disruptive new form of tourism development. Its potential negative impacts (economic, socio-cultural and environmental) may make residents feel at risk. Therefore, this paper aims to explore residents’ risk perceptions related to the growth of P2P vacation accommodation. Design/methodology/approach The empirical study was conducted in Mallorca (Spain) among 529 residents and a cluster analysis was carried out. Findings Results indicate clearly differentiated sociodemographic and attitudinal profiles, which can be classified into four tourist types. The conclusions of the paper suggest implications for tourist managers. Originality/value In the field of tourism studies, risk perception has been explored from the perspective of both tourists and hosts. To date, however, residents’ perception of risk has received little attention. Given the importance of resident-tourist interaction in fostering successful destinations this paper focusing on this arena.

Changing Risk Perception of Women Investors: An Empirical Study

2014 ◽  
Vol 8 (6) ◽  
pp. 22 ◽  
Author(s):  
P. Paramashivaiah ◽  
Puttaswamy ◽  
Ramya S. K.
Keyword(s):  
Risk Perception ◽  
Empirical Study

scholarly journals The Impact of Demographic Characteristics and Risk Tolerance on Investors’ Risk Perception and Portfolio Management

2014 ◽  
Vol 2 (2) ◽  
pp. 33-48
Author(s):  
Taqadus Bashir ◽  
Sadia Shaheen ◽  
Zahra Batool ◽  
Mohsin Hassan Butt ◽  
Aaqiba Javed
Keyword(s):  
Risk Perception ◽  
Behavioral Finance ◽  
Portfolio Management ◽  
Structural Equation ◽  
Positive Relationship ◽  
Negative Relationship ◽  
Demographic Characteristics ◽  
Risk Tolerance ◽  
Equation Modeling ◽  
The Impact

Behavioral finance focuses on psychological factors—such as risk perception and portfolio management—that play a crucial role in investors’ financial decisionmaking. This study investigates the effect of risk tolerance and demographic characteristics on risk perception and portfolio management, which, in turn, affect investors’ decisions. Applying structural equation modeling to data collected from a sample of 120 respondents, we find a significant and positive relationship between risk perception and risk tolerance. Similarly, certain demographic characteristics, such as age and education, have a significant and positive relationship with risk perception while others, such as income and gender, have a significant but negative relationship with risk perception. Risk tolerance has a significant but negative relationship with portfolio management. Age, education, and income have a significant but negative relationship with portfolio management, while gender has a significant and positive relationship with portfolio management.

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