scholarly journals The Effect of Capital Adequacy Rasio (CAR) and Liquidity on Profitability of Islamic Comercial Banks in Indonesia for The 2015-2019 Period

Author(s):  
DedyDwi Arseto ◽  

This study aims to determine how the Effect of Capital Adequacy Ratio (CAR) and Liquidity on Profitability of Islamic Commercial Banks in Indonesia for the 2015-2019 Period. The results of data processing using the SPSS 17 For Windows program resulted in multiple regression analysis with two independent variables and one dependent variable showing that Y = 1.108 +1.404X1 - 0.240 X2, meaning that profitability is influenced by Capital Adequacy Ratio (CAR) and Liquidity. Furthermore, the results show that the Capital Adequacy Ratio (CAR) and Liquidity variables can explain the Profitability variable 36%, the remaining 64% is explained by other variables. The results of the hypothesis test state that: Hypothesis 1 is accepted, this can be seen from the value of tcount>ttable, then the Capital Adequacy Ratio (CAR) has an effect on profitability. The second hypothesis is rejected, it can be seen from the value of tcountFtable, it is stated simultaneously that Capital Adequacy Ratio (CAR) and Liquidity have an effect on Profitability.

2019 ◽  
Author(s):  
Redwal Fernando ◽  
Aminar Sutra Dewi

This study aims to examine the relationship between Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), BOPO, Net Interest Margin (NIM), Loan to Deposit Ratio (LDR) for Return On Asstes (ROA). The number of samples used are 9 commercial banks listed on the Indonesia Stock Exchange period 2012-2016. The method used in this study using multiple regression analysis using Eviews 6. From the results of tests performed show that CAR statistically does not significantly influence tehadap ROA, BOPO significantly influence teh ROA, NPL has significant effect to ROA, different from NIM which has no significant effect on ROA, and LDR has significant effec on ROA.


JURNAL PUNDI ◽  
2018 ◽  
Vol 1 (3) ◽  
Author(s):  
Aminar Sutra Dewi

This study aims to examine the relationship between Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), BOPO, Net Interest Margin (NIM), Loan to Deposit Ratio (LDR) for Return On Asstes (ROA). The number of samples used are 9 commercial banks listed on the Indonesia Stock Exchange period 2012-2016. The method used in this study using multiple regression analysis using Eviews 6. From the results of tests performed show that CAR statistically does not significantly influence tehadap ROA, BOPO significantly influence teh ROA, NPL has significant effect to ROA, different from NIM which has no significant effect on ROA, and LDR has significant effect on ROA. Keywords: CAR, BOPO, NPL, NIM, LDR and ROA


2016 ◽  
Vol 1 (1) ◽  
pp. 77
Author(s):  
Nur Hayati ◽  
Musdholifah Musdholifah

This research aims to analyze the effect of Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL), Operating Expenses to Operating Income (BOPO), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM) on the profitability proxy with return on assets (ROA) at commercial banks listed on the Indonesia Stock Exchange from 2005 to 2010. The samples used are 14 commercial banks listed on the Indonesia Stock Exchange. The samples are taken using purposive sampling method with certain criteria. The method used in this study is to use multiple regression analysis to test the hypothesis that the t test and the f test. Before using a multiple regression analysis, performed the classic assumption test first. The results obtain in this study are simultaneously CAR, NPL, BOPO, LDR, and NIM effect on profitability by 44%. While partially CAR, BOPO, and NIM effect on profitability and LDR NPL does not affect profitability.


2019 ◽  
Vol 2 (02) ◽  
Author(s):  
Yuli Anwar ◽  
Etty Murwaningsari

The aim of study to examine the effect of credit risk as measured by non performing loan, and capital adequacy ratio to profitability level measured by return on assets in banking companies listed in Indonesia Stock Exchange (IDX). This research belongs to causative research. The population in this study is the stateowned banks listed on Indonesia Stock Exchange. The sample of this study is determined by purposive sampling method so that obtained four sample companies. The type of data used is secondary data obtained from www.idx.co.id. The analysis method used is multiple regression analysis, correlation, determination and partial test of hypothesis with t test and simultaneously with F test. Based on the results of multiple regression analysis with 5% significance level, the results of this study conclude: (1) non performing loan has a negative and significant influence on profitability in banking companies listed on Indonesia Stock Exchange (2) capital adequacy ratio positively affect profitability on banking industry listed on Indonesia Stock Exchange. So simultaneously and together it can be concluded that NPL and CAR have an effect on ROA.


2020 ◽  
Vol 18 (2) ◽  
pp. 310
Author(s):  
Armalia Reny

This research purposed to test wheter or not there is the effect of credit risk as measured by the ratio of  Non Performing Financings (NPF) and Capital Adequacy as measured using the Capital Adequacy Ratio (CAR) to the level of profitability as measured using the ratio of Return On Equity (ROE) on Baitul Maal wat Tamwil (BMT) Pringsewu.Population in this research that the Baitul Maal wat Tamwil Pringsewu. As a sample of financial statement BMT Pringsewu for five years from 2010 until 2014. The analutical method used is multiple regression analysis. Based on the result of  multiple regression analysis with significance level of 5% or 0.05 , then the result of this research can be concluded that (1) simultaneous independent variables that affect the NPF and CAR to ROE (2) NPF has a negative influence on the ROE while (3) CAR positive effect on ROE..


2019 ◽  
Vol 3 (1) ◽  
pp. 37-47
Author(s):  
Imam Abrori ◽  
Abdurrahim Abdurrahim

This study was conducted to examine the influence of Capital Adequacy Ratio (CAR), Biaya Operasional Terhadap Pendapatan Operasional (BOPO), Non-Performing Loan (NPL), Net Interest Margin (NPL) and loan to Deposit Ratio (LDR) to the Banking Profitability (ROA). Populations that are objects of this study are conventional banks listed on the Indonesia Stock Exchange. The method used in this research is to use multiple regression analysis to test the hypothesis that the t-test. Before using multiple regression analysis, performed classical assumption beforehand. From the results of the partial hypothesis test (t-test) in conventional banks showed that the CAR variable has no effect and no significant effect on bank profitability (ROA). Variable ROA and LDR significant negative effect on bank profitability (ROA), while variable NIM and NPL positive and significant impact on banking profitability (ROA). The ability of the independent variables affects the profitability of banks by 64% while the rest influence other variables not included in the research model.


2017 ◽  
Vol 13 (1) ◽  
pp. 1-18
Author(s):  
Deswati Supra

The aims of this study is to determine the influence of Intellectual Intelligence,Emotional Intelligence, and Spiritual Intelligence toward Accounting Understanding ofAccounting Under Graduate Students at STIE Rahmaniyah Sekayu. Theoretical basiswere used in this study are intellectual intelligence, emotional intelligence, spiritualintelligence, and understanding of accounting. Independent variables in this study wereintellectual intelligence, emotional intelligence, and spiritual intelligence. While thedependent variable was the understanding of accounting. The population in this studywas all students of S1 Accounting in academic year 2013/2014 with the total numberwas 186 people. The sample in this study was 127 respondents.Technique for collecting the data in this study were done by interview andquestionnaires. This research used multiple regression analysis with data processing toolusing SPSS version 20 program. This research found Intellectual Intelligence, EmotionalIntelligence, and Spiritual Intelligence significantly and positively influence to theUnderstanding of Accounting to the under graduate students of Accounting at STIERahmaniyah Sekayu.


2017 ◽  
Vol 13 (1) ◽  
pp. 1-18
Author(s):  
Deswati Supra

The aims of this study is to determine the influence of Intellectual Intelligence,Emotional Intelligence, and Spiritual Intelligence toward Accounting Understanding ofAccounting Under Graduate Students at STIE Rahmaniyah Sekayu. Theoretical basiswere used in this study are intellectual intelligence, emotional intelligence, spiritualintelligence, and understanding of accounting. Independent variables in this study wereintellectual intelligence, emotional intelligence, and spiritual intelligence. While thedependent variable was the understanding of accounting. The population in this studywas all students of S1 Accounting in academic year 2013/2014 with the total numberwas 186 people. The sample in this study was 127 respondents.Technique for collecting the data in this study were done by interview andquestionnaires. This research used multiple regression analysis with data processing toolusing SPSS version 20 program. This research found Intellectual Intelligence, EmotionalIntelligence, and Spiritual Intelligence significantly and positively influence to theUnderstanding of Accounting to the under graduate students of Accounting at STIERahmaniyah Sekayu.


2020 ◽  
Vol 15 (3) ◽  
pp. 440
Author(s):  
Napisah Napisah

This study aims to examine the effect of non performing loan, capital adequacy ratio, and loan to deposit ratio on allowance for impairment losses with audit committee competencies as moderating variables on the public banking firms that listed in the Indonesia Stock Exchange for period 2014 to 2018. The independent variables of this study are non performing loan, capital adequacy ratio, and loan to deposit ratio, while the dependent variable in this study is allowance for impairment losses with audit committee competence as moderating variables. The method of analysis of this study is multiple regression analysis with moderating variables. This study uses purposive sampling method and get 20 public banking firms as the sample with 100 data observerd. The results of this study indicate that: (1) NPL significantly effect on CKPN; (2) CAR insignificant on CKPN; (3) LDR insignificant on CKPN; (4) KKA insignificanton CKPN; (5) NPL insignificant on CKPN while moderated by KKA; (6) CAR insignificant on CKPN while moderated by KKA; and (7) LDR insignificant on CKPN while moderated by KKA.


2019 ◽  
Vol 1 (2) ◽  
pp. 107-117
Author(s):  
Dasmansyah Adyas ◽  
Lensie D Anggeraiyantie

This study aims to determine: the influence of independent variables is Information Systems Administration Population (SIAK) which consists of (according to procedures, have special standards, and orderly administration) partially and simultaneously to the dependent variable of Employee Effectiveness on the Department of Population and Civil Registry Bogor. Population in this research is employee who use application of information system of administration of population (SIAK), with sample of 45 employee by using Sampling Saturation technique that is sample determination technique when all member of population used as sample. The method of analysis using multiple regression analysis. From the research results obtained regression equation, shows a positive value. The hypothesis test result for partial test (t test) shows that when independent variables independently there is no influence on the dependent variable. While the three independent variables have an influence on the dependent variable. From result of determination coefficient test of Adjusted R Square value obtained by 0,320 (32%), while the rest 68% influenced by other factor not examined in this research.


Sign in / Sign up

Export Citation Format

Share Document