Issues with mobile money in developing countries

A major criterion is the reduction of snags in the management of mobile money systems. The study was prompted by the ongoing problems with mobile money management. Previous research in underdeveloped nations concentrated mostly on technology algorithms for mobile money systems, with little attention paid to managerial issues. The research aims to reduce hiccups in the management of mobile money systems. A qualitative investigation was carried out, which was supported by activity theory and directed by an interpretative paradigm. The major data tools were semi-structured interviews and an internal document review. Expert purposive sampling was used, and data was thematically evaluated and themes were mapped onto activity theory nodes. The study's key findings included inadequate monitoring of mobile money agents, insufficient confidentiality and privacy in financial transactions, the use of general accounts for financial transactions, the use of generic guidelines and policies, third-party involvement in sensitive mobile money activities, and weak staff recruitment policies. The study's managerial implications include online customer registration, the implementation of online transaction monitoring, the online categorization of mobile money accounts, digital financial crime checks, digital validation of customer identities, and the continuous review and updating of mobile money guidelines.

Impact of home garden interventions on household access to vegetables for nutrition security in kavreplanchok district of Nepal

The study was conducted during 2020-2021 to identify the contribution of home garden interventions towards household access to vegetables amidst COVID-19 pandemic in Nepal. Kavreplanchok district was the selected site of study wherein checklist, focus group discussion and field observation were the major data collection methods. Women in the treatment group participated in home gardening orientation and vegetable gardening activities, however, only data collection was done in the control group. Post-intervention data showed 46% households in treatment group practiced improved organic vegetable gardening technologies as compared to 10.67% in control. Furthermore, annual vegetable requirement met from home garden was 62% in treatment group, while it was only 36 % in control group. Similarly, the knowledge on nutrition, home gardening technology and proper handling of vegetables has increased significantly.

Hydrosoluble and Liposoluble Vitamins: New Perspectives through ADMET Analysis

Background and Objectives: The present study demonstrates that apart from the well-known toxicity of liposoluble vitamins, some hydrosoluble vitamins may also exert toxicity; thus, routine supplementation with vitamins or ingestion of fortified foods should not be considered harmless. The study addresses the possible correlations between the physico-chemical properties and the side effects of vitamins when taken in high doses or for a too long a period. Materials and Methods: The FAFDrugs4.0 computational tool was used for computational assessment of the ADMET profile of several hydro- and liposoluble vitamins. Results: ADMET analysis revealed the following major data: vitamin B3 and B13 showed reduced structural complexity; thus, a relative toxicological potential may be exerted. Vitamins B1 and B7 were found to have good oral absorption and thus good bioavailability, while Vitamin B3 was found to have decreased oral absorption. In addition, all of the liposoluble vitamins reflected higher complexity, much greater than most of the potentially therapeutically-proven compounds. Conclusions: The present study emphasizes the importance between the physico-chemical properties of vitamins and their possible toxicological impact.

Models of the cardiac L-type calcium current: a quantitative comparison

The L-type calcium current (ICaL) plays a critical role in cardiac electrophysiology, and models of ICaL are vital tools to predict arrhythmogenicity of drugs and mutations. Five decades of measuring and modelling ICaL have resulted in several competing theories (encoded in mathematical equations). However, the introduction of new models has not typically been accompanied by a data-driven critical comparison with previous work, so that it is unclear where predictions overlap or conflict, or which model is best suited for any particular application. We gathered 71 mammalian ICaL models, compared their structure, and reproduced simulated experiments to show that there is a large variability in their predictions, which was not substantially diminished when grouping by species or other categories. By highlighting the differences in these competing theories, listing major data sources, and providing simulation code, we have laid strong foundations for the development of a consensus model of ICaL.

openMNGlab: Data Analysis Framework for Microneurography – A Technical Report

openMNGlab is an open-source software framework for data analysis, tailored for the specific needs of microneurography – a type of electrophysiological technique particularly important for research on peripheral neural fibers coding. Currently, openMNGlab loads data from Spike2 and Dapsys, which are two major data acquisition solutions. By building on top of the Neo software, openMNGlab can be easily extended to handle the most common electrophysiological data formats. Furthermore, it provides methods for data visualization, fiber tracking, and a modular feature database to extract features for data analysis and machine learning.

A Comparative Analysis of Selected Fundamentals of Christianity and Islam

Prominent among religions that claim direct or indirect lineage to Abraham are Judaism, Christianity and Islam. The three religions are known as monotheistic. Although, their interpretations of monotheism are closely similar, they have salient differences. Such differences have spurred unhealthy arguments, rivalry and hatred between some Christians and Muslims. Thus, this paper highlights some of the basic differences between Islam and Christianity traceable to scriptural differences and interpretations and the causes of disagreement between Christianity and Islam with a view to offering recommendations that would foster goodwill and engender better relationship between Christians and Muslims. The paper adopted a comparative and analytical system of research with library information and experiences as the major data gathering tools. The study finds that misinformation, ignorance, deliberate distortions, media irresponsibility among others is the major causes of disharmony among Christians and Muslims. The paper recommends mutual love and respect, constant dialogue, education and other factors that would improve the attitude of Christians and Muslims towards one another.

The Performativity of State Non-Recognition in Sports: The Case of Spain over Kosovo

This article focuses on the use of sport by the Spanish Government to perform its non-recognition of Kosovo’s statehood. Our main goal is to analyse the practices and narratives through which Spain’s public authorities have carried out this policy in the sporting arena. Likewise, we set two specific objectives: to examine the administrative measures adopted by the Spanish government when a Kosovan team has participated in an event hosted in Spain; and to describe the policies and discourses regarding the display of Kosovo’s national symbols in these competitions. The study is based on a qualitative approach of five major tournaments that have taken place (or due to) in Spain between 2018 and 2019. The documentation has been mainly gathered through desk-research. The three major data sources have been media press releases, Spanish Government’s communiqués and sporting federation’s statements. We underline that the policies adopted by the Spanish authorities respond to a systematic strategy to give no room for a potential understanding of Kosovo as a sovereign state. Likewise, we highlight that Madrid’s attitude towards the Balkan country must be understood keeping in mind its own internal politics, specifically the nationalist claims from Catalonia and the Basque Country.

Concrete Cracks Detection and Monitoring Using Deep Learning-Based Multiresolution Analysis

In this paper, we propose a new methodology for crack detection and monitoring in concrete structures. This approach is based on a multiresolution analysis of a sample or a specimen of concrete material subjected to several types of solicitation. The image obtained by ultrasonic investigation and processed by a customized wavelet is analyzed at various scales in order to detect internal cracks and crack initiation. The ultimate objective of this work is to propose an automatic crack type identification scheme based on convolutional neural networks (CNN). In this context, crack propagation can be monitored without access to the concrete surface and the goal is to detect cracks before they are visible. This is achieved through the combination of two major data analysis tools which are wavelets and deep learning. This original procedure is shown to yield a high accuracy close to 90%. In order to evaluate the performance of the proposed CNN architectures, we also used an open access database, SDNET2018, for the automatic detection of external cracks.

STRENGTHEN THE ROLE OF MUNĀSABAH IN INTERPRETING THE AL-QUR’AN: STUDY OF M. QURAISH SHIHAB PERSPECTIVE ON TAFSIR AL-MISHBAH

The verses of the Qur’an correspond to each other so that between one part and another explain to one another (al-Qur’ān yufassiru ba’d}uhu ba’d}ā). One of Ulūm al-Qur’ān that examines the reasons and rationality of the sequence and order of parts of the Qur’an is the Munāsabah, that will guide Mufassir in interconnections between parts of the Qur’an. M. Quraish Shihab in his book, Tafsir al-Mishbah, is the only interpretation of the Qur’an 30 juz in Indonesia that consistently applies its approach to the study of the Qur’an in its various forms, as the title of the work implies. This article aims to cover out the role of Munāsabah in Tafsir al-Mishbah. This article is a literal study by making Tafsir al-Mishbah as a major data source. By descriptive and analysis method, finally, this article comes to the conclusion that the role of munāsabah in the al-Misbah has 5 roles; first, prevent the interpreter from misinterpretation; second, removes the obscurity between the multiple choice of meanings and leads to the corresponding meaning; third, presents a product of in-depth and detailed interpretation; fourth, assist the interpreter in uncovering the secret behind the redaction of the verse; fifth, helps the interpreter to conclude Islamic Jurisprudens on the ayat al-ah}kām