JUSTICE IN MANY ROOMS IN SHARIA BANKING DISPUTE RESOLUTION TO ACHIEVE JUSTICE

This paper examines the dispute resolution of Sharia Banking. The method is a non-doctrinal legal research using qualitative research and Socio Legal approach. Sharia banking cannot be separated from the problems between the banking and the Customer. This problem is calledproblematic financing. The resolution of problematic financing of sharia banks in litigation is now the absolute authority of the Religious Courts. The downside of litigation settlement usually takes a long time, the need for proof, the cost is quite expensive and the result is winningor lost. Therefore, the settlement of sharia banking is very rarely resolved through litigation. Alternative Dispute Resolution is a choice of dispute settlement chosen by Sharia Banking. The first stage isto carry out negotiation between all parties, namely Banking (lender) and The Customer (Debtor) in the form of warning and guidance. If it does not succeed, there will bedebt restructuration. The second step is mediation, in the form of consultation with third party as a mediator. The mediation determines the rescue process of debt by Banks when a debtor is still unable to return his debt, executed by the bank. According to Marc Galanter these various dispute resolutionsis called justice in many rooms. In Islamic Law it is known as Sulh (peace). However, to a large extent this non-litigation settlement is more satisfactory to both parties in resolving the dispute because it senses fairness and a win-win solution.

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Penyelesaian Sengketa antara Bank Sharî‘ah dengan Nasabah Bermasalah melalui Badan Arbitrase Sharî‘ah Nasional (BASYARNAS) menurut UU No. 30 tahun 1999

ISLAMICA Jurnal Studi Keislaman ◽

10.15642/islamica.2014.9.1.193-222 ◽

2015 ◽

Vol 9 (1) ◽

pp. 193

Author(s):

Sulistyowati Sulistyowati

Keyword(s):

Dispute Resolution ◽

Alternative Dispute Resolution ◽

Dispute Settlement ◽

Islamic Law ◽

Legal Rules ◽

Arbitration Board ◽

Strong Emphasis ◽

The Cost

This study deals with dispute settlement between Bank Syari’ah and its customers through the National Shari’ah Arbitration Board (BASYARNAS). It focuses to elaborate the procedures of dispute settlement between Bank Syari’ah and its customers of financing from the perspective of Islamic law according to Bill No. 30/1999 above law No. 30 year 1999. Based on procedures as mentioned in the bill with regard to arbitration and alternative dispute resolution, Basyarnas, in proofing and resolving cases, has fulfilled the procedures and satisfied the conflicting parties with justice, so there is no need to appeal and reconsideration. This means that Basyarnas has conducted dispute resolution according to the existing procedures. The dispute settlement has also been in accordance with the Qur’ân and other Islamic legal rules which consist of the principles of power and mandate applied by the arbitrator in deciding and resolving the dispute. The board—as an independent institution—has setttled the disputes on the basis of justice for all parties, rejected the act of bribery since the cost is measurable. In addition, Basyarnas also gives strong emphasis on the principle of equality, friendship, consistence and response-bility in resolving disputes.

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Kewenangan Badan Penyelesaian Sengketa Konsumen (BPSK) dalam Menyelesaikan Sengketa Asuransi Pasca Keluarnya Peraturan Otoritas Jasa Keuangan (OJK) Nomor 1/POJK.07/2014

JURNAL MERCATORIA ◽

10.31289/mercatoria.v12i2.2748 ◽

2019 ◽

Vol 12 (2) ◽

pp. 102

Author(s):

Wisnu Kumala ◽

Yaswirman Yaswirman ◽

Ulfanora Ulfanora

Keyword(s):

Dispute Resolution ◽

Consumer Protection ◽

Financial Services ◽

Alternative Dispute Resolution ◽

Dispute Settlement ◽

Legal Research ◽

Research Results ◽

Consumer Protection Act ◽

Legal Effect ◽

Legal Consequences

There is a tug of authority in resolving insurance disputes outside the court between the Consumer Dispute Settlement Agency (BPSK) based on Law Nomor 8 of 1999 concerning Consumer Protection with Alternative Dispute Resolution Institutions (LAPS) based on Financial Services Authority Regulation Number 1/POJK.07/2014. This encourages the author to conduct legal research in order to determine the authority of BPSK in resolving insurance disputes as well as the legal consequences of the decision after the issuance of the Financial Services Authority Regulation Number 1/POJK.07/2014 using the statutory approach. This legal research results in the finding that BPSK is still authorized to settle insurance disputes following the issuance of the Financial Services Authority Regulation Number 1/POJK.07/2014, this is based on the provisions of the Lex superior derogat legi inferiori principle. Then there is no legal effect on the BPSK decision after the issuance of the Financial Services Authority Regulation. This is because BPSK's decision has been based on Law Number 8 of 1999 concerning Consumer Protection, whose position is higher than the Regulation of the Financial Services Authority. So there is no need for BPSK to follow the provisions of the regulations whose hierarchy of legislation is lower than the Consumer Protection Act. Therefore BPSK's decision is "final and binding" as explained in Article 54 paragraph 3 of the Consumer Protection Act.

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10. Alternative Dispute Resolution

A Practical Approach to Civil Procedure ◽

10.1093/he/9780198858386.003.0010 ◽

2020 ◽

pp. 111-117

Author(s):

Stuart Sime

Keyword(s):

Dispute Resolution ◽

Alternative Dispute Resolution ◽

Third Party ◽

The Third ◽

Early Settlement ◽

Court Involvement ◽

The Third Party ◽

The Cost

Alternative dispute resolution (ADR), particularly mediation, plays a key role in reducing the costs of civil disputes by fomenting the early settlement of cases. This chapter discusses ADR processes; advantages or disadvantages of ADR and litigation; the cost of ADR; reference to ADR; and court involvement in ADR. Adjudicative ADR results in the third party neutral deciding the dispute or difference between the parties. Non-adjudicative ADR processes involve moving the parties towards reaching a compromise agreement between themselves. Rules of court require parties to consider using ADR. Sanctions may be imposed on parties who act unreasonably.

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10. Alternative Dispute Resolution

10.1093/he/9780198823100.003.1145 ◽

2018 ◽

Author(s):

Stuart Sime

Keyword(s):

Dispute Resolution ◽

Alternative Dispute Resolution ◽

Third Party ◽

The Third ◽

Early Settlement ◽

Court Involvement ◽

The Third Party ◽

The Cost

Alternative dispute resolution (ADR), particularly mediation, plays a key role in reducing the costs of civil disputes by fomenting the early settlement of cases. This chapter discusses ADR processes; advantages or disadvantages of ADR and litigation; the cost of ADR; reference to ADR; and court involvement in ADR. Adjudicative ADR results in the third party neutral deciding the dispute or difference between the parties. Non-adjudicative ADR processes involve moving the parties towards reaching a compromise agreement between themselves. Rules of court require parties to consider using ADR. Sanctions may be imposed on parties who act unreasonably.

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EFISIENSI PEMILIHAN ALTERNATIF PENYELESAIAN SENGKETA DALAM PENYELESAIAN SENGKETA WARALABA

FIAT JUSTISIA ◽

10.25041/fiatjustisia.v10no3.793 ◽

2017 ◽

Vol 10 (3) ◽

Author(s):

Rahmi Yuniarti

Keyword(s):

Dispute Resolution ◽

Alternative Dispute Resolution ◽

Dispute Settlement ◽

Business Continuity ◽

Legal Research ◽

Descriptive Research ◽

Business Contract

AbstractFranchise as a business contract between franchisor and frachisee which in the practice sometimes leads to a dispute. A dispute happens because their rights and obligations are not met. Dispute settlement businesses can choose a judiciary or non-judiciary institution. However, considering of the business continuity, the dispute must be resolved so each side can fulfill their needs to solve the dispute. The problems in this study are the factors that can arise disputes franchise and the efficiency of selecting alternatives of dispute resolution to resolve the dispute franchise. This type of the research used by the researcher is a normative legal research. This type of research is a descriptive research. The conclusions of this study are the factors that cause disputes franchise is the existence of rights and obligations are not met and fulfilled, and it happens mostly because the oversight and discontinuance of the franchise that are assumed not giving advantages or inflicting one of the parties. Moreover, there are possibilities of not keeping promises which have been decided before. Keywords: Alternative Dispute Resolution, Franchise Dispute AbstrakWaralaba sebagai suatu kontrak bisnis antara franchisor dan frachisee dalam pelaksanaannya tidak sedikit yang menimbulkan suatu sengketa. Suatu sengketa muncul dikarenakan adanya hak dan kewajiban yang tidak terpenuhi. Penyelesaian sengketa bisnis dapat memilih lembaga pengadilan atau lemabaga non-peradilan. Namun, dengan pertimbangan akan kelanjutan bisnis yang dijalani alternatif penyelesaian sengketa dianggap lebih dapat menyalurkan keinginan para pihak untuk menyelesaiakan sengketa bisnis. Permasalahan pada penelitian ini adalah faktor-faktor yang dapat menimbulkan sengketa waralaba dan efisiensi pemilihan alternatif penyelesaian sengketa untuk menyelesaikan sengketa waralaba. Jenis penelitian yang digunakan penulis dalam penelitian ini adalah bersifat penelitian hukum normatif. Tipe penelitian ini adalah penelitian deskriptif. Simpulan dari penelitian ini, faktor-faktor yang menyebabkan timbulnya sengketa waralaba adalah adanya suatu hak dan kewajiban yang tidak terpenuhi dan paling banyak terjadi dikarenakan pengawasan dan pemutusan hubungan waralaba yang dianggap merugikan salah satu pihak. Selain itu, ketidakpastian karena ada kemungkinan tidak ditepatinya janji serta risiko permintaan yang tidak sesuai dengan yang direncanakan. Kata Kunci: Penyelesaian Sengketa, Sengketa Waralaba

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JURIDIS ANALYSIS OF CONFLICT COMPETENCY OF BUSINESS DISPUTE SETTLEMENT THROUGH ARBITRATION AND GENERAL JUSTICE IN STOCK OWNERSHIP

JURNAL ILMIAH LIVING LAW ◽

10.30997/jill.v9i1.1018 ◽

2018 ◽

Vol 9 (1) ◽

Author(s):

Edi Prayitno ◽

Martin Roestamy

Keyword(s):

Supreme Court ◽

Dispute Resolution ◽

Alternative Dispute Resolution ◽

Dispute Settlement ◽

District Court ◽

Court Decisions ◽

Legal Research ◽

Actual Case ◽

Arbitration Clause ◽

Investment Agreement

This Thesis was written based on the result of legal research that analyzes conflict of business dispute resolution between arbitration and litigation in accordance with the applicable regulation and court decisions which have acquired permanent legal force. The method used in this legal research is normative legal methods. The study of literature as a basis of the research and according to Law Number 30 Years 1999 about Arbitration and Alternative Dispute Resolution, in Article 3 and Article 11 of the Law have expressively stated that District Court does not have the authority to adjudicate disputes between the parties that bound by the arbitration agreement. The result of this legal research is that arbitration clause as stated in business investment agreement that should be absolute competencies to resolve the dispute, but the Decision of District Court Judges which have been strengthened by Supreme Court of Indonesia expressively stated that the court has the authority to check and adjudicate the dispute even it has arbitration clause or arbitration agreement with the reason that the dispute is a tort and there are another parties beside the party who sign the Investment Agreement, in the suit. The court attitude that adjudicate the dispute with arbitration clause lead to conflict of competency and never ending adjudication process of business dispute. From the actual case that researcher has been analyzes, researcher suggest that Supreme Court of Indonesia as the highest judicial body must respect arbitration body by rejecting all of the civil cases that have arbitration clause on its agreement. Law Number 48 Years 2009 about Judicial Power stated that non-litigation dispute resolution is conducted through arbitration or alternative dispute resolution. Based on pacta sun servanda and choice of forum principles on the agreement binding to the parties and must be obeyed by the parties.KeyWord : : Arbitration Clause, Pacta Sun Servanda Principle, Business.

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10. Alternative dispute resolution

10.1093/he/9780198747673.003.1145 ◽

2016 ◽

Cited By ~ 1

Author(s):

Stuart Sime

Keyword(s):

Dispute Resolution ◽

Alternative Dispute Resolution ◽

Third Party ◽

The Third ◽

Early Settlement ◽

Court Involvement ◽

The Third Party ◽

The Cost

Alternative dispute resolution (ADR), particularly mediation, plays a key role in reducing the costs of civil disputes by fomenting the early settlement of cases. This chapter discusses ADR processes; advantages or disadvantages of ADR and litigation; the cost of ADR; reference to ADR; and court involvement in ADR. Adjudicative ADR results in the third party neutral deciding the dispute or difference between the parties. Non-adjudicative ADR processes involve moving the parties towards reaching a compromise agreement between themselves. Rules of court require parties to consider using ADR. Sanctions may be imposed on parties who act unreasonably.

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Mengkonstruksi Alternative Dispute Resolution (ADR) yang Berlandaskan Hukum Islam dalam Kerangka Hukum Nasional

Al-Manahij Jurnal Kajian Hukum Islam ◽

10.24090/mnh.v3i1.3680 ◽

2020 ◽

Vol 3 (1) ◽

pp. 53-68

Author(s):

Nita Triana

Keyword(s):

Dispute Resolution ◽

Alternative Dispute Resolution ◽

Islamic Law ◽

Law System ◽

Long Time ◽

Adat Law

ADR is an alternative dispute resolution, that consider peaceful and agreement. Such a dispute has been a long time known by Indonesia society. Musyawarah and mufakat principles that exist in Adat Law and Islah principle that exist in Islamic Law constitute Living Law in Indonesia. Principle of Law as forgiving, peaceful and agreement that exists in Islah can construct ADR in frame National Law system.

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10. Alternative Dispute Resolution

A Practical Approach to Civil Procedure ◽

10.1093/he/9780198838593.003.0010 ◽

2019 ◽

pp. 111-117

Author(s):

Stuart Sime

Keyword(s):

Dispute Resolution ◽

Alternative Dispute Resolution ◽

Third Party ◽

The Third ◽

Early Settlement ◽

Court Involvement ◽

The Third Party ◽

The Cost

Alternative dispute resolution (ADR), particularly mediation, plays a key role in reducing the costs of civil disputes by fomenting the early settlement of cases. This chapter discusses ADR processes; advantages or disadvantages of ADR and litigation; the cost of ADR; reference to ADR; and court involvement in ADR. Adjudicative ADR results in the third party neutral deciding the dispute or difference between the parties. Non-adjudicative ADR processes involve moving the parties towards reaching a compromise agreement between themselves. Rules of court require parties to consider using ADR. Sanctions may be imposed on parties who act unreasonably.

Download Full-text