scholarly journals Islamic vs. Conventional Banks in Syria: Analysis on Financial Performances

2020 ◽  
Vol 5 (1) ◽  
pp. 1
Author(s):  
Khaled Nour Aldeen ◽  
Sri Herianingrum ◽  
Ziad Mhmmad Wafik Al Agawany
Keyword(s):  
Exchange Rate ◽  
Panel Data ◽  
Banking Sector ◽  
Political Crisis ◽  
Islamic Banks ◽  
Gross Domestic Product Growth ◽  
Panel Data Regression ◽  
Data Regression ◽  
Conventional Banks ◽  
Private Banking

Doubtful finance is the worst nightmare for banks, but this can be avoided if a bank follows a proper strategy to avoid such kind of finance. Due to the violent political crisis in the country, most of the contemporary studies have excluded Syria from their samples. The present study aims to evaluate the performances of Islamic and conventional banks in Syria through a comparative analysis. A secondary aim of this study is to shed some light on the main factors influencing non-performing finance in both Islamic and conventional banks. This study addressed the entire private banking sector in Syria consisting of 11 conventional banks and 3 full-fledged Islamic banks over the period of 2011-2017. To this end, several financial ratios and macroeconomic variables along with independent sample t-test and panel data regression were employed. The results indicated that the Islamic banks were better in terms of assets quality. Panel data regression manifested that gross domestic product growth, exchange rate, finance to deposit ratio, and operating expenses ratio had a significant impact on non-performing finance. This study provides an alluded picture of Syrian private banking sectors that enables authorities to deliberate on the pertinent macroeconomic NPF determinants such as exchange rate and GDP growth.

scholarly journals Determinan Volume Pembiayaan Bank Umum Syariah Indonesia

IKONOMIKA ◽  
2017 ◽  
Vol 2 (1) ◽  
Author(s):  
Masudah Masudah
Keyword(s):  
Exchange Rate ◽  
Panel Data ◽  
Interest Rate ◽  
Operational Efficiency ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Efficiency Ratio ◽  
Independent Variables ◽  
Panel Data Regression ◽  
Data Regression

As a financial intermediary institution, Islamic banking should give a financing to deficit units. The aim of this study is to emphasize the factors that had an influence to financing in Islamic banks. This research using panel data regression with 11 Islamic full-pledge banks from 2011 until 2015. The result shows that deposit funds, exchange rate, operational efficiency ratio and interest rate had an impact on Islamic bank’s financing, but other variables such as non-performing financing and inflation doesn't had an impact. From F-test shows that all variables simultaneously had an impact on Islamic bank’s financing. Besides that, the value of adjusted R-square shows that all of the independent variables can explain the model about 78.5%, the others explained by other variables outside the model.

scholarly journals Bank Specific and Macroeconomic Determinants of Bank Profitability

2016 ◽  
Vol 3 (2) ◽  
pp. 14-18
Author(s):  
Muhammad Ehsan Javaid
Keyword(s):  
Panel Data ◽  
Significant Relationship ◽  
Commercial Banks ◽  
Banking Sector ◽  
Random Effect ◽  
Macroeconomic Factors ◽  
Customer Base ◽  
Panel Data Regression ◽  
Data Regression ◽  
Macroeconomic Determinants

This study investigated the profitability of the banking sector in Pakistan. It evaluated the effects of both internal (bank-specific) and external (macroeconomic) factors on bank’s profitability from 2006 to 2013 period. The data of 34 commercial banks operating in Pakistan has collected. The data was balanced panel data and analyzed by random effect panel data regression analysis. Results confirmed that bank size and non-interest income had positive significant relationship on banking profitability. Deposit had negative significant relationship with banking profitability because of maintaining high liquidity, which increased cost of holding asset that ultimately, decrease profitability. As major participant, banks of Pakistan banking sector were small size banks so most important factor out of significant factors were income from non-interest facilities provided by these commercial banks. By increasing such facilities increased the bank’s customer base, which ultimately increased bank’s profitability. Macro-economic factors showed no significant effect on bank’s profitability.

scholarly journals PENGARUH INFLASI, KURS DAN SUKU BUNGA TERHADAP RISIKO SISTEMATIS SEBAGAI VARIABEL MEDIASI DAN IMPLIKASINYA TERHADAP HARGA SAHAM DENGAN PENERAPAN REGRESI DATA PANEL COMMON EFFECT

Kinerja ◽  
2020 ◽  
Vol 2 (01) ◽  
pp. 133-152
Author(s):  
Sunaryo
Keyword(s):  
Exchange Rate ◽  
Panel Data ◽  
Path Analysis ◽  
Stock Price ◽  
Systematic Risk ◽  
Significant Negative Effect ◽  
Common Effect ◽  
Panel Data Regression ◽  
Data Regression ◽  
Negative Effect

The aims of this research are to examine the direct effect and indirect effect of Inflation, Exchange Rate, Interest Rate on Stock Price with Systematic Risk as an intervening variable. This research sample is shared in the sharia category in the JII group (Jakarta Islamic Index) listed on the Indonesia Stock Exchange (IDX) period 2013-2018 by using a purposive sampling method. There were 41 stocks selected as samples. The method of analysis used is Path Analysis, the development of panel data regression common effect. Using panel data regression with common effect analysis, it is known that the Inflation and Exchange Rate has a positive significant effect on Systematic Risk. However, Interest Rates have a significant negative effect on Systematic Risk. Systematic Risk has a significant negative effect on Stock Price. The path analysis results show that Systematic Risk mediates the effect of Inflation and Exchange Rates on the Stock price.

Islamic banks’ fee income, characteristics and risk: Panel data analysis evidence from Indonesia

2018 ◽  
Vol 6 (1) ◽  
pp. 6 ◽  
Author(s):  
Siti Sarah Mat Isa ◽  
Masturah Ma’in ◽  
Azlina Hanif
Keyword(s):  
Regression Analysis ◽  
Panel Data ◽  
Panel Data Analysis ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Operating Income ◽  
Panel Data Regression ◽  
Data Regression ◽  
The Us ◽  
The Relationship

One of the non-operating income in Islamic banking operation, which is fee income has become progressively vital in expanding their income to counter decreasing net earnings due to rivalry from other financial competitors. However, it is important for Islamic banks to find out any potential risk that will distress their performance due to this activity. This is because, mixed results on this issue derived from the previous studies especially in the Western context such as in the US, Germany and other European countries. Using Indonesian Islamic bank’s quarter data between 2009 and 2013, this study adopts the panel data regression analysis to examine the relationship between Indonesian Islamic banks fee income and risk. The empirical results signified that fee income activities able to reduce Indonesian Islamic bank’s risk.  

Dana pihak ketiga, Inflasi dan Pembiayaan Mudharabah terhadap Non Performing Financing pada Bank Islam di Indonesia dan Malaysia

2019 ◽  
Vol 16 (2) ◽  
pp. 74-80
Author(s):  
Afrillia Tiara Putri ◽  
Saadah Yuliana ◽  
Anna Yulianita
Keyword(s):  
Panel Data ◽  
Secondary Data ◽  
Fixed Effect Model ◽  
Third Party ◽  
Coefficient Of Determination ◽  
Islamic Banks ◽  
Effect Model ◽  
Panel Data Regression ◽  
Data Regression ◽  
Negative Effect

This study aimed to analyze the influence of third party funds, inflation, and mudharabah against non performing financing on Islamic Banks in Indonesia and Malaysia. Data used is secondary data. The method used in this analysis is the panel data regression. The results showed that in partial third party fund and mudharabah significant negative effect on the Non Performing Financing, while inflation is positive and not significant to the Non Performing Financing. Variable Third Party Funds, Inflation and mudharabah jointly significant effect on Non Performing Financing. Based on the regression equation fixed effect model results show the results of the coefficient of determination (R2) is 0.369198, or 36.91 per cent means that the variation of the variable third party funds, inflation and mudharabah have an influence on the non performing financing for the coefficient of determination, while the rest 63.09 percent influenced by variables outside the model

scholarly journals Emprical Analysis of Competition Dynamics in Turkish Banking via Competition Determination Approaches

2013 ◽  
Author(s):  
Utku Altunöz
Keyword(s):  
Panel Data ◽  
Market Structure ◽  
Banking Sector ◽  
Banking System ◽  
Regression Method ◽  
Competitive Behavior ◽  
Market Conditions ◽  
Business World ◽  
Panel Data Regression ◽  
Data Regression

Due to the complex and close interaction of banks with other economic units, any trouble in banking sector might have repercussion on the whole economy which makes the market structure and competition in banking sector as a cynosure. Business world is facing gradually increasing competition. It seems that the existence of firms depends on the power and the advantage of their competitiveness. The purpose of this study is to analyze the competition structure and the market conditions of Turkish banking system. despite the existence of a number of studies about competition in banking sector, there is still a lack of the studies which has been done with Lerner's Index. Due to this fact, Lerner’s Indeks is used in this study. Bank level determinants of Lerner Index is analysed using Panel Data Regression Method and was reached to factors effecting competitive behavior in Turkish Banking Sector.

scholarly journals PERAN PEBANKAN SYARIAH TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA

2020 ◽  
Vol 9 (2) ◽  
Author(s):  
Ilhamdi Ilhamdi
Keyword(s):  
Economic Growth ◽  
Panel Data ◽  
Gross Domestic Product ◽  
Positive Impact ◽  
Secondary Data ◽  
Islamic Banking ◽  
Panel Data Regression ◽  
Data Regression ◽  
Conventional Banks

This study aims to determine the role of Islamic banking on economic growth in Indonesia and to compared it with conventional banks. In recent years, Islamic banking has increased in terms of assets. By using panel data regression, this study examines the effect of Islamic banking on economic growth. Besides that, how big is the level of elasticity to economic growth. This study uses secondary data in the form of Gross Domestic Product (GDP), Islamic banking financing and credit by conventional banks. The results showed that Islamic banking and conventional banks had a positive impact on economic growth with the level of elasticity of Islamic banking still below conventional banks. So the existence of Islamic and conventional banks does not always replace, but complement each other in Indonesia.

scholarly journals Kebijakan Spin-off dan Efisiensi Perbankan Syariah di Indonesia

2019 ◽  
Vol 2 (1) ◽  
pp. 21
Author(s):  
Zulfikar Bagus Pambuko
Keyword(s):  
Economic Growth ◽  
Data Analysis ◽  
Panel Data ◽  
Islamic Banking ◽  
Annual Data ◽  
Islamic Banks ◽  
Growth Data ◽  
Panel Data Regression ◽  
Data Regression ◽  
Negative Effect

The study aims to analyse the spin-off policies’ impact on the Islamic banks’ efficiency in Indonesia. The study was conducted on five spin-off Islamic banks and efficiency were measured by the BOPO ratio. The research variables used were dummy spin-off, ROA, FDR, and economic growth. Data analysis used panel data regression on annual data from 2008 to 2018. The results suggest that, first, the implementation of spin-off policy significantly increased the operational efficiency of Islamic banking. Second, ROA also has a negative effect on efficiency. Third, FDR and economic growth have no significant effect on the Islamic banks’ efficiency in Indonesia.

scholarly journals Analisis Pengaruh Struktur Pasar dan Perilaku Pasar Terhadap Kinerja Pasar Pada Bank Umum Syariah di Indonesia dan Malaysia Tahun 2011-2015

2017 ◽  
Vol 4 (5) ◽  
pp. 367
Author(s):  
Rachma Revida ◽  
Dina Fitrisia Septiarini
Keyword(s):  
Panel Data ◽  
Market Share ◽  
Concentration Ratio ◽  
Market Concentration ◽  
Islamic Banks ◽  
Panel Data Regression ◽  
Analysis Technique ◽  
Data Regression ◽  
And Performance

The aim of this study was to analyze the influence of market concentration, market share, and OEOR on profitability in Islamic Banks in Indonesia and Malaysia in 2011 – 2015 using the paradigm of structure, conduct, and performance. The samples of the study consisted of a total 11 Islamic banks in Indonesia and 16 Islamic banks in Malaysia. The analysis technique use in this study was panel data regression using Eviews 7.0 programme. The independence variables of the study were market concentration ratio Herfindahl-Hirchman index), market share, and OEOR, while the dependent variable was the return of asset (ROA). The results of this study indicate that market concentration and market share variables not significantly affect the ROA of Islamic banks in Indonesia and Malaysia, while the OEOR variable has significant effect to the ROA of Islamic banks in Indonesia and Malaysia.

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