scholarly journals FAKTOR PENYEBAB PENGHAPUSAN DANA TALANGAN HAJI DI BANK SYARIAH INDONESIA (Studi Kasus ex BNI Syariah Indralaya)

2021 ◽  
Vol 1 (2) ◽  
pp. 177-184
Author(s):  
Ahmad Ichsan ◽  
Choirunnisak Choirunnisak ◽  
Meriyati Meriyati

This research was motivated when the policy of eliminating hajj bailouts was lowered, it made researchers want to know the factors of eliminating hajj bailouts at Bank Syariah Indonesia (BNI Syariah Indralaya), as well as how the solutions for customers provided by Bank Syariah Indonesia (BNI Syariah Indralaya) related to the elimination of hajj bailouts. This study aims to analyze the abolition of hajj bailouts at Bank Syariah Indonesia (BNI Syariah Indralaya). This research is descriptive using a qualitative approach. This research data uses primary data. To explore relevant data, the writer uses the interview method, after the data has been collected, it is analyzed using descriptive analysis. The results showed that the elimination of hajj bailouts was due to hajj bailouts that were not the main product, hajj bailout products were not profitable, and the high waiting list for prospective hajj pilgrims. The solution provided by the bank is the introduction of the iB Hasanah Savings product.

2015 ◽  
Vol 5 (1) ◽  
Author(s):  
Astri Furqani ◽  
Hafidhah .

In this era, a lot of activities that can not be separated from the practice of cheating or fraud , no exception In the government . Inspektorat Sumenep is the leading institution of internal Local Government in preventing and detecting fraud in the Local Government appropiate Perbup Sumenep No. 29 of 2008 . Dinas Pendidikan Sumenep need attention on the issue . This is due to Dinas Pendidikan Sumenep an agency with the largest number of assets and managing large budgets . These conditions led to the formulation of the problem is How Inspektorat Sumenep role in preventing and detecting fraud in Dinas Pendidikan Sumenep. This study used a qualitative approach in which the focus of this study is Inspektorat role in preventing and detecting fraud at Dinas Pendidikan Sumenep . Primary data obtained by direct interviews with the parties directly related to the determination of the source of research data in a qualitative study using nonprobability sampling . The sampling technique used was purposive sampling . The conclusion of this study, role of the Inspektorat Sumenep in the prevention of fraud in Dinas Pendidikan Sumenep still not maximal . This is due to Inspektorat Sumenep not supervise from the planning / budgeting and not optimal in overseeing and assisting the implementation of the SPIP as an instrument of fraud prevention in Dinas Pendidikan Sumenep . The role of Inspektorat Sumenep in the detection of fraud in Dinas Pendidikan Sumenep done by conducting an audit of financial and asset management in each financial year.Keywords: fraud, government, inspektorat.


Jurnal Ecogen ◽  
2019 ◽  
Vol 1 (4) ◽  
pp. 925
Author(s):  
Aulia Agusatria ◽  
Abel Tasman

This study aims to analyze the factors forming the marketing mix at BNI Syariah customers in Padang Branch. This type of research is quantitative descriptive. The population of this research is customers of Islamic banks in the city of Padang with a sample of 100 customers obtained using Slovin formula. The sampling technique is accidental sampling. Research data are primary data collected by questionnaire. Instrument testing uses validity and reliability tests. Data were analyzed by descriptive analysis and factor analysis. The results of the study showed that of the eight factors there were six factors that influence the form of the marketing mix for customers of the BNI Syariah branch of Padang Branch.Keyword: Marketing Mix


2020 ◽  
Vol 13 (1) ◽  
pp. 120
Author(s):  
Arisni Kholifatu ◽  
Tengsoe Tjahjono

ABSTRAK Tujuan penelitian ini mendeskripsikan pengaruh tahta tertinggi dan perlawanan kaum subaltern pada novel Arok Dedes karya Pramoedya Ananta Toer dengan menggunakan teori postkolonialisme Gayatri Spivak. Penelitian ini merupakan jenis penelitian deskriptif kualitatif. Pendekatan dalam penelitian ini  mengunakan pendekatan kualitatif karena dalam penelitian ini menggunakan sumber data novel Arok Dedes  yang berkisah tentang kudeta di Tanah Jawa. Data penelitian ini adalah kata, kalimat, paragraf, yang terdapat dalam novel Arok Dedes karya Pramoedya Ananta Toer dengan menggunakan teori poskolonial Ggayatri Spivak. Teknik pengumpulan data dalam penelitian ini menggunakan metode dokumentasi atau pustaka. Teknik analisis data penelitian ini menggunakan teknik analisia deskriptif. Hasil dari penelitian adalah pengaruh tahta tertinggi dan perlawanan kaum subaltern pada novel Arok Dedes karya Pramoedya Ananta Toer.Kata kunci: Subaltern, poskolonial, pengaruh tahta, perlawananABSTRACTThe purpose of this study is to describe the influence of the highest throne and the resistance of the subalterns on the novel Arok Dedes by Pramoedya Ananta Toer by using the postcolonialism theory of Gayatri Spivak. This research is a descriptive qualitative research. The approach in this study using a qualitative approach because in this study used Arok Dedes story novel as data sources  which is about a coup in Java. This research data is words, sentences, paragraphs, contained in Arok Dedes novel by Pramoedya Anan ta Toer by using postcolonial Ggayatri Spivak theory. Data collection techniques in this study used the method of documentation or literature . The data analysis technique of this study used descriptive analysis techniques. The results of the study are the influence of the highest throne and the resistance of the subalterns on the novel Arok Dedes by Pramoedya Ananta Toer. Keywords: Subaltern, postcolonial, influence of throne, resistance


Author(s):  
Lastika Ary Prihandoko

The outcome of having a manuscript published in reputable international journals leads students to various challenges. The supervisor has an essential role in succeeding students to achieve this goal. This study aims to determine the position of the supervisor in guiding students to have a publication in reputable international journals by a research group activity. This study focuses on retrieving data from three non-native speakers (NNS) supervisors who guide graduate students majoring in chemistry who have manuscripts published in reputable international journals. Data obtained by interview method. This research uses the qualitative approach with descriptive analysis. Based on the data collected, the mentor has a crucial role in succeeding the students to have reputable international manuscript publications. Interventions conducted by supervisor varied from the selection of a title to the choice of journal publisher.


2019 ◽  
Vol 2 (1) ◽  
pp. 37-45
Author(s):  
Ahmad Hadi Fauzi ◽  
Iwan Sukoco

Design thinking has become one of the model approaches that can be carried out by a business entity. The design concept approach model is widely chosen because it has several stages and thought lines that are systematic, mutually sustainable, understanable and applicable. Therefore, this study aimed to determine the use of design thinking approach models in business entities, which are the research locus, namely in Smartnesia Educa. This research used a descriptive analysis method using a qualitative approach. The data collected was secondary and primary data in the form of interviews and supporting documents in Smartnesia Educa. The results of this study indicated that Smartnesia Educa had applied the design thinking in its operational business processes to become heterogeneous tutoring and could be accepted by all levels of economic and social markets.


2018 ◽  
Vol 14 (1) ◽  
pp. 175
Author(s):  
Sandro ., Pangemanan ◽  
Rine ., Kaunang ◽  
Jean F. J. Timban

This study aims to describe the prevailing sijon system in clove farming in Raanan Baru Village, West Motoling Subdistrict. This research was conducted for 3 (three) months starting from the preparation phase until the preparation of the report that is since December 2017 s / d February 2018. The data used in this study is primary data which is research data obtained directly from the farmers as respondents and data secondary data which is a research data obtained indirectly through agency information or documents relating to this research and village data. Sampling method in this study using purposive sampling method, meaning that researchers determine their own samples taken because there are certain considerations. Data Analysis Method in this research is processed by using descriptive analysis and then Analysis This data is processed / presented in written form and table. The process of bond transfers in Raanan Baru Village has been going on for generations and has even taken root in the village community itself. From the results of case studies encountered in the field stated that the transaction system of ijon that occurred in Raanan Baru Village, West Motoling Subdistrict of South Minahasa Regency is done on the basis of both parties have agreed and have good intention to do the transaction of debt by only having mutual trust with each other.


Author(s):  
Naily Rahma

Keywords: Islamic Values, Morals guidance, Internalization The formulation of the problem in this research are, firstly, how is the implementation of internalization of Islamic values in guiding students morality through the subjects Aqeeda Akhlaq at Madrasah Aliyah Al Ikhsan Jombang? Second, what are the supporting and inhibiting factors of the internalization of Islamic values in guiding students’ morality through the subjects Aqeeda Akhlaq at Madrasah Aliyah Al Ikhsan Jombang? Third, how is the efforts made by teachers in Madrasah Aliyah Al Ikhsan Jombang in overcoming the obstacles of the internalization of Islamic values in guiding students morality through the subject of Aqeeda Akhlaq?Qualitative approach is used in this research. Data are collected through observation, interview and documentation. The data is analyzed using descriptive analysis which described "what is" about a variable, symptom or state.Based on the results of this study, it can be concluded that, first, the implementation of the internalization of Islamic values in guiding students morality through the subjects Aqeeda Akhlaq in the madrasah was shown by the existence of religious activities that must be implemented/ obeyed by all the students in the madrasah, whether it is in the form of Mahdhoh and Ghoiru Mahdhoh. Second, the supporting factors in the implementation of internalization of Islamic values in guiding students morality through the subjects Aqeeda Akhlaq in this madrasah consists of internal and external factors that exist in the child himself. Meanwhile, the factors that hinder the implementation of the internalization of Islamic religious values in guiding students morality through the subjects Aqeeda Akhlaq in this madrasah is generally a constraint that come from students who had many problems which is difficult to set up, lazy to perform the task and so on. Other factor is families relying solely on education and guidance provided by the school, and problems BP teachers who had not been able to handle the problems that were done by students. Third, in overcoming the obstacles of internalization of Islamic religious values in guiding students morality through the subjects Aqeeda Akhlaq, efforts made by principals and teachers are: (1) giving more attention to troubled children, (2) giving understanding gradually, (3) providing a fair affection among students.


2019 ◽  
Vol 4 (02) ◽  
pp. 71-81
Author(s):  
Dasep Suryanto

The purpose of this study was to determine the effect of work motivation, work ability and work environment together on the performance of Civil Servants of the Department of Financial and Asset Management in the District of Lima Puluh Kota. Types and sources of data from this study consist of primary data, that is data obtained from respondents using a questionnaire instrument, and secondary data, namely data obtained from related literatures such as literature studies, documentation and records that are related to research. Data collection techniques used in testing the research hypothesis are descriptive analysis, classic assumption tests and multiple linear regression analyzes. The results of the study found that 1) work motivation had a significant effect on the performance of the Lima Puluh Kota District Civil Servants' Office of Financial and Asset Management, 2) work ability had a significant effect on the performance of the Civil Servants Office of the Lima Puluh City Regional Managing Office, 3 ) the work environment has a significant effect on the performance of the Civil Servants of the Revenue Service of Financial Management and the Asset Region of Lima Puluh Kota, 4) work motivation, work ability and the work environment together have a positive and significant effect on the performance of the Civil Servants of the Revenue Service of Financial Management and Asset Daerah Lima Puluh Kota.


2021 ◽  
Vol 7 (2) ◽  
pp. 283
Author(s):  
Aulia Diana Devi ◽  
Na’imah Na’imah ◽  
Aqimi Dinana

<p>Extracurricular activities are one of the containers in coaching and developing students' potential. This study aims to find out the management of extracurricular activities in improving the non-academic achievement of students in Madrasah Aliah Negeri 1 Tulang Bawang Barat. The method used is descriptive analysis using qualitative approach. This research conducts data collection techniques by observation, interviews, literature studies, and internet media. This study used primary data sources obtained through interviews and secondary data sources obtained through online media. The results showed that several steps in the management of extracurricular activities, such as planning, organizing, direction / implementation and evaluation as well as evaluation. Planning is carried out by investigating the number of extracurricular activities. Organizing is carried out by coordinating all components involved in the management of extracurricular activities. The implementation is carried out by arranging and arranging in writing so that the activities carried out can be directed and run smoothly in accordance with the guidelines. And the evaluation is done through member meetings and final assessments.</p>


2021 ◽  
Vol 1 (3) ◽  
pp. 309-314
Author(s):  
ERNAWATININGSIH ERNAWATININGSIH

This study aims to determine the effectiveness of the use of UKBM in developing students' cognitive in the Biology Subject of MAN Bangkalan. UKBM is a small unit of study arranged sequentially from easy to difficult. UKBM as a learning tool for students to achieve knowledge and skill competencies in learning using the Semester Credit System (SKS). A good and interesting UKBM indicator is being able to provoke students to read and practice, thus encouraging students to study hard and work on the UKBM competency test and consult the teacher if there are difficulties. This study uses a descriptive qualitative approach to explain and analyze students' knowledge of the effectiveness of UKBM. The type of data in this study is primary data obtained directly from respondents by interview method. The research subjects were MAN Bangkalan students who were randomly selected with a total of 6 students, 3 students with 4 credits, and 3 students with 6 credits. This research was conducted on October 20, 2021 for 1 day at MAN Bangkalan, with 8 questions about the effectiveness of UKBM on the learning outcomes of Biology subjects for students. The results of the research are that the use of UKBM is quite effective for the KBM process for Biology subjects for Class X students at MAN Bangkalan, but students also expect supporters to maximize the UKBM by zooming and google meet so that the material is better understood by students. ABSTRAKPenelitian ini bertujuan untuk mengetahui Efektifitas pengunaan UKBM dalam mengembangkan kognitif siswa pada Mata Pelajaran Biologi MAN Bangkalan. UKBM merupakan satuan pelajaran yang   kecil   yang   disusun   secara berurutan dari yang mudah sampai ke yang sukar. UKBM   sebagai   perangkat   belajar bagi peserta didik untuk mencapai kompetensi pengetahuan dan keterampilan pada pembelajaran dengan menggunakan Sistem Kredit Semester (SKS). UKBM yang bagus dan menarik indikatornya adalah mampu memancing siswa untuk membaca dan berlatih, sehingga mendorong siswa rajin mempelajari dan mengerjakan uji kompetensi UKBM dan mengkonsultasikannya kepada guru jika ada kesulitan. Penelitian ini menggunakan pendekatan kualitatif deskriptif  untuk menjelaskan dan menganalisis pengetahuan siswa terhadap keefektifitasan UKBM. Jenis data dalam penelitian ini yaitu data primer yang diperoleh langsung dari responden dengan metode wawancara. Subjek penelitiannya yaitu siswa MAN Bangkalan yang dipilih secara acak dengan total siswa berjumlah 6 orang dimana 3 orang siswa dengan 4 SKS, dan 3 orang siswa dengan 6 SKS. Penelitian ini dilakukan pada tanggal 20 Oktober 2021 selama 1 hari di MAN Bangkalan, dengan 8 pertanyaan seputar keefektifkan UKBM terhadap hasil belajar mata pelajaran Biologi bagi siswa. Hasil penelitiannya yaitu penggunaan UKBM sudah cukup efektif untuk proses KBM mata pelajaran Biologi Kelas X siswa MAN Bangkalan, namun siswa juga mengharapkan adanya pendukung untuk memaksimalkan UKBM tersebut yaitu dengan zoom dan google meet sehingga materi terssebut lebih dipahami oleh siswa.


Sign in / Sign up

Export Citation Format

Share Document