scholarly journals A Comparative Analysis on Bankers’Perceptions on Islamic Banking

Author(s):  
Zairani Zainol ◽  
Rohaya Shaari ◽  
Hafizi Muhamad Ali
2021 ◽  
Vol 31 (5) ◽  
pp. 1125
Author(s):  
Farizal Julian Aski ◽  
I Gusti Ngurah Agung Suaryana

The purpose of this study is to analyze: 1) Differences in the performance of Islamic banking and conventional banking. 2) How is the performance of Islamic banking and conventional banking. This research was conducted at banking companies registered with Bank Indonesia (BI) for a period of nine years, namely 2008-2016. The sampling technique used was purposive sampling technique. The number of samples obtained as many as companies with a total of 69 observations. Collecting data using non-participant observation methods. The analysis technique used is the comparative analysis Mann-Whitney test. The results of this study are: 1) Based on all the ratios that become proxies (CAR, NPL, OEOI, ROA, and LDR), there are significant differences in the performance of Islamic banking and conventional banking. 2) It turns out that during 2008-2016 the performance of Islamic banking was no better than conventional banking. Keywords: Syariah Banking; Conventional Banking; Comparative Analysis.


Author(s):  
Vivien Pavelka ◽  
Gyöngyi Bánkuti ◽  
Jozsef Varga

The aim of our study is the comparative analysis of the Islamic and conventional bank systems in Turkey focusing on the years of the last financial crisis. The financial crisis of 2008 shocked the world and impeached the confidence in the conventional bank systems. It drew the attention to the alternative financial forms like Islamic banking. The best known specialty of the Islamic bank system is the prohibition of interests and speculative transactions. The question is: are Islamic banks more crisis-resistant than the conventional banks? Are they really more stable? We would like to get answers for these questions through analyzing the four Islamic banks and four conventional banks with the same size in Turkey. We set up three hypothesizes: 1. The profitability of the Islamic banks was higher during the crisis than the profitability of the conventional banks. 2. The liquidity of the Islamic banks was higher during the crisis than the liquidity of the conventional banks. 3. The leverage ratio of the Islamic banks was higher during the crisis than the leverage ratio of the conventional banks. The time horizon of the research is from 2007 to 2013 and we get the data from the annual reports of the banks.


2015 ◽  
Vol 4 (1) ◽  
pp. 37-60 ◽  
Author(s):  
Asad Khan ◽  
Abdul Qadir Shah

This study critically analyzes the regulatory and supervisory frameworks that govern Islamic banks in the dual banking systems of Pakistan, Malaysia, Bahrain, and the UK. We discuss their core regulatory functions and find that conflicting views among Islamic jurists and policymakers have aggravated sharia-related problems. Over the years, the regulatory framework in each country has developed in a certain way. Malaysia and Bahrain have established indigenous governance systems. Islamic banks in the UK still fall under the conventional setup, while in Pakistan, they are governed by an orthodox regulatory framework combined with an evolving Islamic banking regulatory system. However, the effectiveness of the existing regulatory frameworks has never been fully tested by the nascent Islamic banking industry, which remains very conservative.


Sign in / Sign up

Export Citation Format

Share Document