scholarly journals The cloud application modelling and execution language

2019 ◽  
Vol 8 (1) ◽  
Author(s):  
Achilleas P. Achilleos ◽  
Kyriakos Kritikos ◽  
Alessandro Rossini ◽  
Georgia M. Kapitsaki ◽  
Jörg Domaschka ◽  
...  
Keyword(s):  
Technology Acceptance ◽  
Financial Services ◽  
Cloud Resource Management ◽  
Modelling Languages ◽  
Cloud Management ◽  
Cloud Application ◽  
Lock In Effect ◽  
Acceptance Model ◽  
Multiple Clouds ◽  
Multi Cloud

AbstractCloud computing offers a flexible pay-as-you-go model for provisioning application resources, which enables applications to scale on-demand based on the current workload. In many cases, though, users face the single vendor lock-in effect, missing opportunities for optimal and adaptive application deployment across multiple clouds. Several cloud modelling languages have been developed to support multi-cloud resource management, but still they lack holistic cloud management of all aspects and phases. This work defines the Cloud Application Modelling and Execution Language (CAMEL), which (i) allows users to specify the full set of design time aspects for multi-cloud applications, and (ii) supports the models@runtime paradigm that enables capturing an application’s current state facilitating its adaptive provisioning. CAMEL has been already used in many projects, domains and use cases due to its wide coverage of cloud management features. Finally, CAMEL has been positively evaluated in this work in terms of its usability and applicability in several domains (e.g., data farming, flight scheduling, financial services) based on the technology acceptance model (TAM).

In Digital Technology We Trust

2020 ◽  
pp. 39-69
Author(s):  
Roisin Vize ◽  
Tara Rooney ◽  
Lesley E. Murphy
Keyword(s):  
Technology Acceptance ◽  
Financial Services ◽  
Perceived Risk ◽  
Firm Level ◽  
Services Sector ◽  
Customer Perceptions ◽  
Theoretical Perspectives ◽  
Managerial Implications ◽  
Acceptance Model

This chapter explores the concept of trust and issues relating to how the construct is conceptualised and understood in a traditional offline context as well as in online environments. The chapter opens with a mini case study that highlights the complexities of being a privately-owned small firm operating in a dynamic and largely unregulated web environment. The firm is relatively new to the financial sector thus augmenting the challenges that lie in reducing perceived risk in an industry that has a chequered history with customer perceptions of credibility and integrity in the financial services sector. The chapter introduces the theoretical underpinning, which draws from the trust theories and technology adoption at firm level, which is critiqued through the lens of the technology acceptance model. Concepts related to institution-based trust are discussed and managerial implications are considered for pure play firms operating online. Each section of the chapter explores these theoretical perspectives from a FinTech context.

scholarly journals Adoption Intention of Fintech Services for Bank Users: An Empirical Examination with an Extended Technology Acceptance Model

Symmetry ◽  
2019 ◽  
Vol 11 (3) ◽  
pp. 340 ◽  
Author(s):  
Zhongqing Hu ◽  
Shuai Ding ◽  
Shizheng Li ◽  
Luting Chen ◽  
Shanlin Yang
Keyword(s):  
Technology Acceptance ◽  
Technology Acceptance Model ◽  
Financial Services ◽  
Latent Variables ◽  
Perceived Risk ◽  
Structural Equation ◽  
Ease Of Use ◽  
Government Support ◽  
Empirical Examination ◽  
Acceptance Model

Along with the development of Fintech, many scholars have studied how information technology is applied to financial services with a focus on extended methods for application. Few scholars have studied the influence mechanism behind the adoption of Fintech services. This paper proposes an improved technology acceptance model (TAM) that incorporates user innovativeness, government support, brand image, and perceived risk as determinants of trust to investigate how users adopt Fintech services. We designed a questionnaire, sent it to active customers of the Hefei Science and Technology Rural Commercial Bank, and obtained 387 eligible responses. We analyzed the data with a structural equation model (SEM) to test the hypotheses, including the relationships of all latent variables. The results reveal that users’ trust in Fintech services has a very significant influence on users’ attitudes for adoption. In addition, perceived ease of use and perceived risk does not affect users’ attitudes toward the adoption regarding Fintech services. This study contributes to the literature of the adoption of Fintech services by providing a more comprehensive view of the determinants of users’ attitudes by combining trust of Fintech services with TAM.

Using Social Media Technology to Improve Collaboration

2012 ◽  
pp. 313-341 ◽  
Author(s):  
Garron Stevenson ◽  
Jean-Paul Van Belle
Keyword(s):  
Technology Acceptance ◽  
South African ◽  
Financial Services ◽  
Media Technology ◽  
Barriers To Adoption ◽  
Use Patterns ◽  
Data User ◽  
Actual Use ◽  
Acceptance Model ◽  
The Right

This chapter examines the use and adoption of micro-blogging within a large South African financial services company. This is done by means of a case study, which draws on three sources of data: user demographics, messages posted, and a survey focused on adoption and usage. The research objective was to evaluate enterprise micro-blogging’s effectiveness as a collaboration tool, which enables informal communication among staff working in project teams. The analysis used a technology acceptance model as the theoretical framework but a more descriptive approach was used to investigate the actual use patterns as well as the barriers and benefits experienced by the users. Even though distinct barriers to adoption were uncovered, by focusing on creating the right groups within the tool and increasing management contributions potential users of micro-blogging platforms, these barriers can be reduced.

scholarly journals Adoption of branchless banking system as part of inclusive financial services: extension of Technology acceptance model

2020 ◽  
Author(s):  
Minyahil Assefa
Keyword(s):  
Technology Acceptance ◽  
Cultural Values ◽  
Technology Acceptance Model ◽  
Financial Services ◽  
Banking System ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Sociocultural Factors ◽  
Perceived Ease Of Use ◽  
Acceptance Model

<i>The present study has extended the original technology acceptance model by adding sociocultural factors, facilitating conditions (FC), and trust constructs. The result confirmed that FC (the existence of local agents and government guaranty on banking transaction) directly affects an individual’s trust in BBS that leads to system adoption. The study also found that the effect of sociocultural factors on perceived usefulness is more substantial than its effect on perceived ease of use. Thus, the present study suggested that any elegant branchless banking system has no acceptance if it is not designed to align with the socio-cultural values of the users, specifically to their religion.</i>

scholarly journals Understanding Users’ Intention to Use Mobile Financial Services: A Study in Khulna City

2019 ◽  
pp. 1-8
Author(s):  
Md. Khashrul Alam
Keyword(s):  
Technology Acceptance ◽  
Financial Services ◽  
Reasoned Action ◽  
Service Providers ◽  
Financial Service ◽  
Intention To Use ◽  
Handheld Device ◽  
Mobile Financial Services ◽  
Strong Relation ◽  
Acceptance Model

Purpose: Mobile Financial Services are such applications of mobile computing which provide customers the support that is needed to access their bank accounts and bank anywhere and anytime using a mobile handheld device such as a mobile phone. Mobile Financial Services remove space and time limitations from banking activities such as checking account balances or transferring money from one account to another. The study tries to understand users’ level of intention to use mobile financial services in Khulna city. Methodology: Data have been collected from 110 respondents out of which 35 respondents are agents and rest is from different professions. All mobile financial service users in Khulna city have been assumed as population for the study. There has been no demographic barrier for the mobile financial services users to be taken or to be given priority. A structured questionnaire has been administered among the respondents to collect the data. There are 7 variables that have been interviewed among the respondents. These variables are taken from ‘Technology acceptance model’ and ‘Theory of reasoned action’. Correlation and multiple regression analysis are applied to understand the intention of the users. Findings: The study finds that there are strong relationships among the variables. It also shows that trust has strong relation with intention to use mobile financial services. Value: Different stakeholders like mobile financial service providers, mobile operators, regulatory authorities, government and others will get benefit from the study.

scholarly journals MODELLING SMEs’ BEHAVIORAL INTENTION TO ADOPT ISLAMIC CROWDFUNDING-SMALL AND MEDIUM ENTERPRISES (ICSMEs) MODEL AS A SOURCE OF FINANCING IN MALAYSIA

2019 ◽  
Vol 4 (2) ◽  
pp. 293-310
Author(s):  
Mohamed Asmy Bin Mohd Thas Thaker
Keyword(s):  
Technology Acceptance ◽  
Behavioral Intention ◽  
Financial Services ◽  
Positive Impact ◽  
Small And Medium Enterprises ◽  
Perceived Usefulness ◽  
Primary Data ◽  
Intention To Adopt ◽  
Acceptance Model ◽  
Medium Enterprises

The present study has proposed Islamic Crowdfunding-Small and Medium Enterprises (ICSMEs) model to assist SMEs in meeting their need to access external financial services in Malaysia. Upon the proposed model, this study examines the behavioural intention of SMEs to use ICSMEs model. The primary data are collected from the survey administered to SMEs in the Klang Valley (n=250) and the analysis is conducted using Partial Least Squares (SmartPLS). Furthermore, the model has been validated its acceptance in the field by adopting the Technology Acceptance Model (TAM). This study has revealed that both the perceived usefulness and perceived easy to use are found to have a positive impact on the behavioral intention of SMEs to use ICSMEs model, which later assist them to access to financial services in Malaysia. Furthermore, perceived easy to use has a positive relationship and direct effect with perceived usefulness of SMEs to use the ICSMEs model. The findings of this study can be used to develop a specific framework in which to examine other components of using the ICSMEs model’s behavior and to plan appropriate intervention strategies to increase financial accessibility by SMEs.

scholarly journals Antecedents of generation Z towards digitalisation. A PLS-SEM analysis

F1000Research ◽  
2021 ◽  
Vol 10 ◽  
pp. 963
Author(s):  
Kar Hoong Chan ◽  
Tuan Hock Ng ◽  
Lee Ying Tay ◽  
Chiu Yu Teh
Keyword(s):  
Artificial Intelligence ◽  
Technology Acceptance ◽  
Financial Services ◽  
Structural Equation ◽  
Technology Development ◽  
Sem Analysis ◽  
Ease Of Use ◽  
Perceived Ease Of Use ◽  
Generation Z ◽  
Acceptance Model

Background: The Covid-19 pandemic has forced businesses in the direction of technology development. In particular, financial institutions have started the digital transformation, embracing the usage of artificial intelligence. In this respect,  consumers’ willingness to adopt artificial intelligence in finance, appears to have relevance to current efforts to enhance the efficiency and effectiveness of the financial system. This study aims to better comprehend the antecedents towards the intention to adopt artificial intelligence in financial services among Generation Z,  with the use of the Technology Acceptance Model.  Methods:  In this study, questionnaires were used to collect data from 150 male and female Malaysian undergraduates. Partial Least Squares-Structural Equation Modelling was employed to analyse the data.  Results: Perceived ease of use and attitude, positively influenced the adoption of artificial intelligence in financial services.  Conclusion: The results have suggested the improvement in user interface, information and activities to encourage generation Z to adopt artificial intelligence in financial services.

scholarly journals Adaptive management of applications across multiple clouds: The SeaClouds Approach

2018 ◽  
Author(s):  
Antonio Brogi ◽  
Jose Carrasco ◽  
Javier Cubo ◽  
Elisabetta Di Nitto ◽  
Francisco Durán ◽  
...  
Keyword(s):  
Adaptive Management ◽  
Research Project ◽  
Cloud Management ◽  
Present Context ◽  
And Migration ◽  
Multiple Clouds ◽  
Heterogeneous Cloud ◽  
Multi Cloud ◽  
The Eu

How to deploy and manage, in an efficient and adaptive way, complex applications across multiple heterogeneous cloud platforms is one of the problems that have emerged with the cloud revolution. In this paper we present context, motivations and objectives of the EU research project SeaClouds, which aims at enabling a seamless adaptive multi-cloud management of complex applications by supporting the distribution, monitoring and migration of application modules over multiple heterogeneous cloud platforms. After positioning SeaClouds with respect to related cloud initiatives, we present the SeaClouds architecture and discuss some of its aspect, such as the use of the OASIS standard TOSCA and the compatibility with the OASIS CAMP initiative.

Sign in / Sign up

Export Citation Format

Share Document