scholarly journals KONSEP MANAJEMEN AMANAH: Kajian Teoritik terbadap Sistem Finansial Perbankan Islam

2018 ◽  
Vol 2 (1) ◽  
pp. 46
Author(s):  
Eko Suprayitno

<p>The Islamic economic system is a promising alternative system and therefore worthy of careful consideration. However, not a few also question whether it is true Islamic economic system is a promising alternative, especially efforts to solve the economic problems of this very crowded nation, although at this time have started many who apply this sharia economic system in the banking world. The application of sharia ethics as a consequence of the company's goal of maximizing the grace of giving birth to what is called amanah management. The whole process in this management is always imbued by, and practiced with, sharia ethics to maximize grace. Therefore, emphasized by the trustful management is how to maximize the rahmat can be done. Therefore, the strategy to apply the trust management needs to be done so that the management trust becomes the corporate culture of the company.</p><p> </p><p>Sistem ekonomi Islam merupakan sebuah sistem alternatif yang menjanjikan dan oleh karenanya layak dipertimbangkan secara seksama. Namun demikian, tidak sedikit pula yang mempertanyakan, apakah benar sistem ekonomi Islam merupakan sebuah alternatif yang menjanjikan, khususnya upaya menyelesaikan masalah ekonomi bangsa yang sangat menyesakan ini, walaupun pada saaat ini sudah mulai banyak yang menerapkan sistem ekonomi syariah ini dalan dunia perbankan. Aplikasi etika syariah sebagai konsekuensi dari tujuan perusahaan yang memaksimalkan rahmat melahirkan apa yang disebut dengan manajemen amanah. Seluruh proses dalam manajemen ini selalu dijiwai oleh, dan dipraktikan dengan, etika syariah untuk memaksimalkan rahmat. Oleh karena itu, ditekankan oleh manajemen amanah adalah bagaimana memaksimalkan rahrnat dapat dilakukan. Untuk itu strategi untuk mengaplikasikan manajemen amanah perlu dilakukan agar manajemen amanah menjadi corporate culture dari perusahaan.</p><p> </p><p> </p>

2018 ◽  
Vol 16 (2) ◽  
pp. 104
Author(s):  
Tesa Mellina ◽  
Mohammad Ghozali

The implementation ofthe capitalist system has eliminated the Islamic values in economic practice. After the financial crisis hit the world, the capitalist system reaped many questions and its greatnessbegins to be doubted. The capitalist system implementationprecisely creates new problems in the economy. The concept of individualism which is the main key in capitalist practice only creates economic injustice and misery of the poor. The only economic theory that is expected as a light in dealing with economic problems is an economic system that is able to create justice,the welfare of all parties and blessings both the world and the hereafter. The theory is the Islamic economics which in practice is inseparable from Islamiceconomic law. Islamic economic law that underlies the Islamic economic system is totally different from the capitalist economic system.Keywords: Islamic Economic Law; Islamic economics; Capitalist Economy


2018 ◽  
Vol 4 (01) ◽  
pp. 1
Author(s):  
Risanda Alirastra Budiantoro ◽  
Riesanda Najmi Sasmita ◽  
Tika Widiastuti

Allah has given the guidance in the form of Islam for Muslim to take and lead all the aspects of life including the economic activity. The Islamic economic system is believed to be the answer of the economic problems that exist at this time. The goal is to achieve falah in kaffah by not doing some economic activities that are in violation as prescribed by Islam. For example is riba. Discourse on riba can be said "classical" both in the development of Islamic thought and in Islamic civilization because riba often occurs in all aspects of public life, especially economic transactions (in Islam called muamalah). Riba is an additional retrieval, either in a sale and purchase transaction or lending in a false or contrary to the principle of muamalah in Islam. Prohibition of riba is obtained from various sources by the Qur'an and Hadith Rasulullah SAW, so the scholars firmly and clearly defined the prohibition of riba because there are exploitative elements that can harm the others. So, this study is aimed to identif yIslamic economic system and the prohibition of riba in historical perspective. From the results of this study is expected to be a good reference for the reader to understand the Islamic economic system and riba in the future.Saran sitasi: Budiantoro, R., Sasmita, R., & Widiastuti, T. (2018). Sistem Ekonomi (Islam) dan Pelarangan Riba dalam Perspektif Historis. Jurnal Ilmiah Ekonomi Islam, 4(01), 1-13. doi: http://dx.doi.org/10.29040/jiei.v4i1.138


2016 ◽  
Vol 1 (2) ◽  
Author(s):  
Jefri Putri Nugraha

Islam is a universal religion that regulates all dimensions of human life both; the world and the hereafter. Islam has also arranged economic problems since Islam was revealed through the Prophet Muhammad. Al-Quran and al-Hadith as the main reference of sharia economic thought. Islamic finance has become an economic system that was born along with the birth of Islam, but only this decade Islamic economic system become trending topic of discussion. Considering followers conventional notions began to look at the economic system of Syariah. In the era of globalization, there are a tendency in economic development for more attention to ethics in economic activity. This paper aims to explore in depth discussion on the trend of global economic and its development at the same time, reveals the opportunities and challenges in the economic development of sharia in the context of global economic development era.


2021 ◽  
Vol 2 (2) ◽  
pp. 100
Author(s):  
Maryati Mallongi

Islamic economics pedagogically is a system of knowledge that studies economic problems. The implementation of this system applies Islamic law. As a prototype system that has its own characteristics, Islamic economics is applied based on the Qur'an, As-Sunnah, Ijtima', and Ijtihad/Qiyas. Its implementation is carried out following the principles; (1) Tawhid and Brotherhood, (2) Work and Productivity; and (3) Fair Distribution of Wealth. The objective of sharia economics is to meet the basic needs of mankind based on Islamic values. Islamic economics is not only a practical system, but also a pedagogical system of knowledge that contributes to knowledge and enlightenment of the economic system. The main challenge of the Islamic economic system lies in its epistemological and terminological problems which are still interpreted as mere normative doctrines of the Islamic religion. The Islamic economic system in today's contemporary era must be able to interpret its existence as a science that becomes a humanist alternative for the inequalities of the failed global economic system and is able to establish the system as a pedagogic.


Author(s):  
M. Ikhwan ◽  
Imroatus Solihah

This paper explains the Islamic economic system which is believed to be not only an alternative economic system but can be a solution to various economic problems including the family economy. To explain this will explain the definition, genealogy and comparison of Islamic economics with conventional economic systems, and the last explained the Islamic economic solution to the economic resilience of the family economy. This paper uses a qualitative method to narrate the concept of Islamic economics as a solution to the family economy with a philosophical and normative approach and refers to secondary research sources such as books, journals and other scientific articles. From the observations that have been made, the economic resilience of the family starts from applying the Islamic economy in household life, then being simple/modest, abandoning usury practices, giving zakat, the spirit of work, avoid asking for solicitation and addressing the government properly.


2012 ◽  
Author(s):  
Hussin Salamon

Selepas keruntuhan Sistem Ekonomi Sosialisme, kemunculan Sistem Ekonomi Islam semakin bersemarak dan diiktiraf oleh cendekiawan Islam dan bukan Islam. Institusi Perbankan Islam, Insurans Islam dan Pajak Gadai Islam (al–Rahnu) sudah tidak asing lagi. Satu bidang penting untuk pelaburan ialah Pasaran Modal Islam yang telah mula diperkenalkan sejak hampir dua dekad yang lalu namun masih belum dieksploitasi semaksimum mungkin. Dengan beberapa ciri dan pelbagai kelebihan yang terdapat dalam sistem ekonomi Islam secara umum dan Pasaran Modal Islam secara khusus berbanding dengan pasaran modal yang sedia ada, sudah seharusnya Pasaran Modal Islam mampu untuk menjadi alternatif terbaik kepada pengumpulan dana yang besar bagi kemajuan dan pembangunan ekonomi negara. Kata kunci: Ekonomi Islam; Pasaran Modal Islam After the demise of the Socialists Economic System, the emergence of Islamic Economic System become immense and appreciated by both Muslim as well as Non–Muslim scholars. Institutions of Islamic Banking, Islamic Insurance and Islamic Pawn Shop (al–Rahnu) are well accepted. One important subject in investment is on the aspect of Islamic Capital Market. Although it has been launced since the last 2 decades, the advantages of Islamic Capital Market is not being fully utilised. With a few distinguished characteristics embodied in the Islamic system as compared to the present conventional system, Islamic Capital Market should be attractive enough to act as an alternative system in accumulating capital towards the country’s economics development. Key words: Islamic Economics; Islamic Capital Market


2016 ◽  
Vol 12 (1) ◽  
Author(s):  
Muhammad Waqas ◽  

Objective: Need of a new economic model has been realized at the international level, as numerous and significant flaws has appeared in both two systems capitalism and socialism, which are becoming a great cause for economic crises in almost every economy of the word, in this regard this study has been carried out on the redefining Islamic economics as a new model, that how it can take out those problems and flaws which has appeared in both structure. Methodology: Islamic economic system doesn’t emphasize only on the economic variables it also considers the social variables which has been neglected by both previously and currently practicing systems (socialism and capitalism).current study is a comparative analysis of all said systems. Findings: It has been also observed that in spite of having great strength to winkle out all the economic problems, without interest how we are able to get the profit and what different types of new loan system that is RIBA free and helpful for getting the good profit. Practical Implication: In Islamic economic system the private property is being debatable. Government or state should be involved in only condition if market is failed to provide public good and education.


Author(s):  
Nurhidayat Nurhidayat

Every disaster caused by a variety of natural factors such as earthquakes, floods, eruptions and disease outbreaks, always have an impact on the emergence of various economic problems. Scarcity of goods, inflation and the emergence of bad behavior of hoarding goods. These three economic problems always arise, and become a complicated problem in the economic system. The emergence of the corona virus that has swept parts of the world and Indonesia has raised these three economic problems. This study aims to provide an overview and analyze how sharia economic approaches in answering economic problems due to the co-19 pandemic. Through this Islamic economic approach, can the three economic problems be overcome. The main problem answered in this study is whether the Islamic economic approach is able to provide solutions to economic problems due to co-19. How is the Islamic economic solution in responding to economic problems as a result of co-19. This study concludes that conceptual sharia economics is indeed a solution to economic problems due to co-19. Because the sharia economics approach is conceptualized and has an orientation as a problem solving of various economic problems that can arise at any time and in any world.


2018 ◽  
Vol 6 (1) ◽  
pp. 49-64
Author(s):  
Muhammad Wildan ◽  
Muhammad Wildan

The term “economy” comes from Greek word “oikonomia” consisting of “oikos” which means household and “nomos” which means regulation. The word “oikonomia” can be defined as the applicable regulation to fulfill the needs in a household. Islamic economics aims to build the economic independence of society collectively, meanwhile conventional economics is still individualistic. In the amidst of globalization, the efforts of sharia economist in covering coventional economic flow are already good enough. System that is already ingrained in society cannot easily be changed. The good strategic plan is required in instilling Islamic economic system in the middle of society. Thomas Kuhn says: ”every system has paradigm and the core of Islamic economic paradigm is definitely from Qur’an and Sunnah”.


AKADEMIKA ◽  
2015 ◽  
Vol 9 (1) ◽  
pp. 69-77
Author(s):  
Misbahul Khoir

In order for humans could reach the so-called falah (goodness), human behavior needs to be colored with the spirit and norms of Islamic economics reflected in its values. The principles and values of Islamic economics are considerably two inseparable things. The implementation of economic principles without being colored with values or values without being based on principles could keep people far away from their purpose, namely falah. The implementation of values not based on principles will tend to bring with it the normative economics, which would cause it trapped into injustice. While the implementation of values on the Islamic economic development is based on the five universal values, namely akidah (belief), 'adl (justice), nubuwwah (prophetic), khilafah (the government), and ma'ad (results). The five principles are used as the basis for building theories of Islamic economics. But strong and adequate theories not applied into a system will make the Islamic economics just as the study of science without giving positive impact on the economic life. Therefore, based on the five universal values, the three derivative principles should be built into the characteristics and the forerunner of the Islamic economic system. The Islamic economic system makes sure that there are no economic transactions that are contrary to the Shari'a. But business performance depends on the man behind the gun. For that reason, the economic actors within this framework could be held by non-Muslims. The Islamic economics could only be developed if the mindset and behavior of Muslims are already itqan (diligent) and ihsan (professional). It "may be" one of the secrets of the Prophet's statement, saying "Truly I was sent to perfect good character". Because good character could be an indicator of knowing good or bad behavior in determining both the success and the failure of business itself.


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