scholarly journals Self Help Groups and Micro Credit- An Analytical Study with Special Reference to Coimbatore City

2010 ◽  
Vol 6 (1) ◽  
pp. 11-15
Author(s):  
P. Palanivel ◽  
D. Sureshkumar
Keyword(s):  
Financial Services ◽  
Local Development ◽  
Economic Status ◽  
The Public ◽  
Positive Effects ◽  
Societal Issues ◽  
Social Basis ◽  
Self Help ◽  
Self Help Groups ◽  
Micro Credit

Microfinance and micro-credit practices have become a popular means of local development. In India, their expansion has been largest in Tamilnadu. These practices target primarily women, who are encouraged to construct self-help-groups in order to have a social basis for raising collateral and for receiving financial services. Microfinance has been perceived by the public as inducing strong positive effects on women’s empowerment and as strengthening the democratic fibre. From these standpoints, expansion and effects, it has been evaluated and analyzed whether microfinance can empower women and if empowered women can make a difference in women’s and societal issues. Interestingly, this study found that most women in this association experienced increased income and therefore improved their economic status, political and social conditions after receiving the loans. This result therefore further upholds the main purpose and objectives of microfinance in general

scholarly journals Beyond the therapeutic: A Habermasian view of self-help groups’ place in the public sphere

2012 ◽  
Vol 11 (1) ◽  
pp. 59-80 ◽  
Author(s):  
Sarah Chaudhary ◽  
Mark Avis ◽  
Carol Munn-Giddings
Keyword(s):  
Public Sphere ◽  
The Public ◽  
Self Help ◽  
The Public Sphere ◽  
Self Help Groups

Why Do the Bonded Fear Freedom?

2010 ◽  
Vol 22 (2) ◽  
pp. 249-297 ◽  
Author(s):  
Sunit Singh ◽  
Rama Charan Tripathi
Keyword(s):  
Social Capital ◽  
Silica Sand ◽  
Social Intervention ◽  
Tribal People ◽  
The Public ◽  
Self Help ◽  
Agency Beliefs ◽  
Self Help Groups ◽  
Personal Functioning

The article discusses the case of the Kol tribal people who have been working as bonded labourers in the stone quarries and silica sand mines near Allahabad, India. It analyses the conditions and factors that have been responsible for keeping them bonded for many generations. The article details and discusses a social intervention made by us to ensure sustainable freedom for these bonded tribal. The intervention focused on conscientisation of the public and government departments and also of the larger community. It sought to reduce fear of freedom of the bonded, and attempted to change their agency beliefs. It also focused on developing the binding and bridging components of social capital to improve their inter-personal functioning in order to strengthen the SHGs (self-help groups) which they had formed and also the Federation of the SHGs.

scholarly journals The Challenge of Addressing Obesity: Moving to the Extremes

Challenges ◽  
2018 ◽  
Vol 9 (2) ◽  
pp. 33
Author(s):  
Glenn Laverack
Keyword(s):  
Population Health ◽  
Middle Ground ◽  
Top Down ◽  
Single Model ◽  
Bottom Up ◽  
The Public ◽  
Self Help ◽  
The Future ◽  
Self Help Groups

Obesity is preventable but there is still no single model for prevention and no country has managed to convincingly reverse the growing trend, estimated in 2016 to be 650 million adults. Globally, the increase in obesity will have catastrophic consequences for the economy and for population health. ‘Desperate times breed desperate measures’ and this paper outlines the shift that many governments are being forced to make to halt the growth of obesity. Moving to the extremes means that the planning and coordination of strategies places an equal emphasis on top-down (policy, regulation, and taxation) and bottom-up (local actions, self-help groups, volunteerism) interventions. There is still an important role for communication, the middle-ground between the extremes of bottom-up and top-down, but governments must use ‘power-over’ measures to take control of the causes of obesity. Bringing the public with them will be crucial to success and can be achieved through a sharing of resources, a ‘power-with’, to combine top-down and bottom-up interventions in the future.

scholarly journals MICROFINANCE AND SOCIO-CULTURAL AND FAMILIAL EMPOWERMENT: A STUDY WITH SPECIAL REFERENCE TO WOMEN PARTICIPANTS OF SELFHELP GROUPS IN DELHI AND HARYANA

2021 ◽  
pp. 51-53
Author(s):  
Aarti Dhanrajani ◽  
Sanjiv Mittal
Keyword(s):  
Financial Services ◽  
Easy Access ◽  
Special Role ◽  
Women Empowerment ◽  
Program Participation ◽  
Loan Portfolio ◽  
Access To Credit ◽  
Self Help ◽  
Self Help Groups ◽  
Familial Context

Microfinance provides access to financial services to the underprivileged people, specifically women. The sector is currently having a total loan portfolio worth 1.785 trillion according to the SIDBI Microfinance Pulse Report 2019.With respect to women empowerment, microfinance plays a special role by providing the women easy access to credit through which they get the confidence in starting their own businesses and become independent. Women empowerment is multi-dimensional in nature and comprises of economic,socio-economic and skill empowerment.The present paper attempts to find out if microfinance program through Self-Help Groups (SHGs) is effective in empowering women in socio-cultural and familial context. The study was conducted through a questionnaire involving 500 respondents from SHGs of Delhi and Haryana. It was found that there is significant relation between the microfinance program participation duration and the socio-cultural and familial empowerment. The study found evidence that microfinance program along with providing financial assistance to the women participants aid in empowering the women in socio-cultural and familial domain.

scholarly journals Evaluation of Self-Help Groups in Promoting Women Socio-Economic Empowerment in Kibra Sub-County, Nairobi County, Kenya

2021 ◽  
Vol 2 (Spring/Summer) ◽  
pp. 1-16
Author(s):  
Philip Were ◽  
Sarah Kimaru-Muchai
Keyword(s):  
Financial Services ◽  
Economic Empowerment ◽  
Credit Access ◽  
Income Sources ◽  
Self Help ◽  
Primary Means ◽  
Leadership Experience ◽  
The Government ◽  
Self Help Groups ◽  
Descriptive Survey

Women play a crucial role in developing the economy, but their contribution has been negatively affected by limited financial services access. The study investigated the role of self-help groups (SHGs) in promoting women's economic empowerment in Kibra, Nairobi County, Kenya. The study adopted a descriptive survey research design. The sample size was 108 SHGs as respondents. The study utilized primary means of data collection by using questionnaires, key informant interviews (KIIs) and focused group discussions (FGDs). The findings showed that SHGs utilize group savings to expand credit access to vulnerable women in the sub-county. Leadership experience in SGHs has changed women's ability to make major decisions in their lives and improve confidence. SHGs have positively boosted the economy by empowering women and diversifying income sources. The study recommends periodical training on leadership and income-generating activities. The government needs to offer market and build infrastructure for products produced by groups' projects and provide subsidized loans to SHGs. Great emphasis should be put on women education and creating awareness while encouraging young women to join SHGs to start earning their incomes at early ages and making savings for their projects.

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