scholarly journals PENGARUH DANA INVESTASI TERHADAP PENDAPATAN KONTRIBUSI (Studi pada Perusahaan Asuransi Jiwa Syariah Yang Terdaftar di Otoritas Jasa Keuangan Periode 2016-2018)

2020 ◽  
Vol 6 (1) ◽  
pp. 1
Author(s):  
Hanafi Hanafi ◽  
Reviyanti Reviyanti
Keyword(s):  
Life Insurance ◽  
Financial Services ◽  
Degrees Of Freedom ◽  
Secondary Data ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Investment Fund ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Investment Funds

From the financial data contained in the tabel, visible that the investment fund to the revenue contribution on the company�s insurance sharia in Indonesia from 2016-2018 years development experience fluctuating. This study was conducted to test how much influence the investement fund to the revenue contribution of the company�s insurance sharia in Indonesia with the object of research is a life insurance company sharia which are listed on the financial services authority (OJK). Of the sampel used as many as 10 life insurance companies sharian that meet the criteria of the sample period of this research is from year 2016 to 2018 The method used in this method is a quantitative method that uses the classical aasumption test, test hypotheses, and test the coefficient of determination. the data used is secondary data obtained from official company website life insurance sharia in Indonesia. Analysis tools in this study showed a simple regression analysis involving one independent variable as a predictor of the magnitude of the predicted value of the dependen variable. The statistical analysis used was software namely SPSS Version 16.0. The results showed that the independent variables of investment funds there is a significant influence on the revenue contribution, the results of this in view of the valie of the tinag amounted to 11.513 while the value of ttable obtained from the distribution table was sought at the significance of 5% degrees of freedom (df) n-k-l or 30-1-1 = 28 then obtained a ttable of 2.04841 Therefore tinag> ttable = 11.513 > 2.04841 and significant level 0.000, because the significance value is less than 0.05, it can be concluded that H0 is rejected and Ha is accepted. The relationship between funds investment revenue contributions categorized strong and the magnitutude of the influence of investment funds on accounted for 82.6% while the remaining 17.4% is influenced by other variables not examited. The hypothesis proposed in this study is Ho is rejected and Ha accepeted. It means that investment funds are significaltly positive effect on revenue contribution.

scholarly journals PENGARUH PENDAPATAN ASURANSI TERHADAP PENDAPATAN INVESTASI PADA PERUSAHAAN ASURANSI JIWA DI INDONESIA PERIODE 2014-2018

2020 ◽  
Vol 5 (1) ◽  
pp. 39
Author(s):  
Ratu Humaemah ◽  
Indah Yani
Keyword(s):  
Life Insurance ◽  
Degrees Of Freedom ◽  
Secondary Data ◽  
Business Owners ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Financial Investment ◽  
Investment Income

Abstract Sharia financing and investment activities in principle are activities carried out by property owners (Investors) towards business owners (Issuers) to empower business owners in conducting their business activities where the owner of assets (Investors) hopes to obtain certain benefits. Therefore, financing and financial investment activities are basically the same as other business activities, namely maintaining the principle of halal and fairness. The financial data shown in the table shows that insurance income and investment income in life insurance companies in Indonesia from 2014 to 2018 experienced fluctuating developments. The purpose of this study is to determine whether there is an influence of insurance income on investment income in Islamic life insurance companies in Indonesia. The method used in this study is a quantitative method that uses a classic assumption test, hypothesis testing, and the coefficient of determination test. The data used are secondary data obtained by the official website of a life insurance company. The results showed that the independent variable of insurance income had a significant effect on investment income, this result was seen from the tcount of 8,450 while the ttable obtained from the distribution table t was sought at the significance of 5%: 2 = 2.5% (two-way test) degrees of freedom (df) nk-1 or 30-1-1 = 28 we get t table of 2.04841. because tcount> t table = 8.450> 2.04841 with a significant level of 0.000, because the significant value is smaller than 0.050, it can be concluded that Ha is accepted. This means that insurance income has a positive effect on investment income. From testing the coefficient of determination of 0.708 = 70.8% means that insurance income can explain the effect on investment income of 70.8% and the remaining 29.2% is influenced by other variables not discussed in this study.

scholarly journals PENGARUH PENDAPATAN ASURANSI TERHADAP LABA NETO PADA ENAM PERUSAHAAN ASURANSI JIWA SYARIAH DI INDONESIA

2020 ◽  
Vol 5 (1) ◽  
pp. 67
Author(s):  
Itang Itang ◽  
Lisna Nur Apifah
Keyword(s):  
Life Insurance ◽  
Secondary Data ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Insurance Company ◽  
Net Income ◽  
Life Insurance Company ◽  
Significance Level ◽  
Net Profit ◽  
Independent Variable

Profit or loss is usually used to assess the performance of the company's performance The main factor in determining the size of the profit is income where the size of the profit is an indicator of success or failure of management in managing the company. The formulation of the problems in this study are: 1). What is the effect of insurance income on net income of 6 Islamic life insurance companies in Indonesia?, 2). How big is the effect of insurance income on the net profit of 6 Islamic life insurance companies in Indonesia? The purpose of this study is 1). To find out whether there is an effect of insurance income on net income of 6 Islamic life insurance companies in Indonesia, 2). To find out how much influence the insurance income has on net income of 6 Islamic life insurance companies in Indonesia. The method used in this study is a quantitative method that uses a classic assumption test, hypothesis testing, correlation coefficient test and coefficient of determination test. The data used are secondary data obtained by the official website of a life insurance company. The results showed that the independent variable of insurance income had a significant effect on net income, t table of 2.04841. Because the tcount> ttable = 6.525> 2.04841 and a significance level of 0.000 because the significance value was less than 0.05 then it could be concluded that Ho was rejected and Ha was accepted .From testing the coefficient of determination (R Square) or the coefficient of determination that is equal to 0.599 so that the magnitude of the influence of Insurance Revenues on Net Profit of 0.599 = 59.9%

scholarly journals PENGARUH PENDAPATAN ASURANSI TERHADAP DANA TABARRU� (STUDI PADA PERUSAHAAN ASURANSI JIWA SYARIAH YANG TERDAFTAR DI OJK PERIODE 2011-2018)

2019 ◽  
Vol 5 (2) ◽  
pp. 119
Author(s):  
Muhayati Muhayati ◽  
Budi Sudrajat
Keyword(s):  
Life Insurance ◽  
Quantitative Research ◽  
Degrees Of Freedom ◽  
Linear Regression Analysis ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Significance Level ◽  
Quantitative Research Methods

Insurance income is the amount of money the company receives from the sale of insurance products. Tabarru's fund is a voluntary giving of someone to another person, without compensation, which results in the transfer of ownership of the property from the giver to another person. Aside from premium income, tabaruu funds' also come from investment returns and the accumulation of surfaru underwriting reserves for tabaruu funds' which are redistributed to tabaruu funds'. Based on the background above the formulation of the problem, namely: 1). Is there an Influence between Insurance Income and Tabaruu Funds' on Sharia Life Insurance companies registered with OJK for the period 2011-2018.2). how much influence the Insurance Revenues of the Tabaruu Fund 'on Sharia Life Insurance companies registered in the OJK for the period 2011-2018. This study aims to 1). To find out the effect of insurance income on tabaruu funds' on Sharia Life Insurance companies registered with OJK for the period 2011-2018. 2). To find out how much influence Insurance Income has on Tabaruu Funds' on Sharia Life Insurance companies registered with OJK for the period 2011-2018. This research was conducted at a life insurance company registered with OJK in September to October 2019, with quantitative research methods, testing the hypothesis using simple linear regression analysis through the test (t) with the intent to determine the effect of the independent variables on the dependent variable. It can be concluded, there is a significant effect of the value of t_ (count) of 5.689 while the value of t_ (table) obtained from the distribution table t is sought at the significance of 5%: 2 = 2.5% (two-way test) degrees of freedom (df) nk-1 or 40-1-1 = 38, we get t table of 2.02439. because the value of t_ (count)> t_ (table) = 5.689> 2.02439 with a significance level of 0.005, because the significance value is much smaller than 0.005, it can be concluded that Ho is rejected Ha is accepted. The influence derived from the coefficient of determination (R-Square) of 0.760 means that the magnitude of the effect of insurance income on tabarru funds' 76.0% while the remaining 24.0% is explained by other factors not examined in this study.

scholarly journals DETERMINAN PERTUMBUHAN ASET PERUSAHAAN ASURANSI JIWA SYARIAH DI INDONESIA PERIODE 2013-2018

2020 ◽  
Vol 7 (5) ◽  
pp. 955
Author(s):  
Sulistio Purwaningrum ◽  
Dian Filianti
Keyword(s):  
Life Insurance ◽  
Financial Services ◽  
Secondary Data ◽  
Sampling Technique ◽  
Insurance Companies ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Investment Returns ◽  
Negative Effect ◽  
Asset Growth

This study aims to examine and determine the determinants of asset growth in Sharia Life Insurance Companies in the 2013-2018 period. This study uses a quantitative approach with the data used are secondary data from the financial statement panel data of each Sharia Life insurance company. The independent variables used in this study are Participant Contributions, Investment Returns, Operating Expenses, and Claims. The dependent variable is the growth of Sharia Life Insurance Company Assets in Indonesia for the period 2013-2018.  The population in this study amounted to 30 Sharia life insurance companies registered with the Financial Services Authority. The sampling technique in this study was purposive sampling with 11 companies selected as samples. . The results of this study indicate that partially the participant contributions and claims variables have a significant negative effect. Investment returns and operating expenses have a significant positive effect on the growth of sharia life insurance company assets. Simultaneously participant contributions variables, investment returns, operating expenses, and claims show a significant influence on the growth of sharia life insurance company assets. Keywords: Participant Contributions, investment returns, operating expenses, claims, asset growth

scholarly journals ANALISIS PERBANDINGAN KONDISI FINANCIAL DISTRES0S PADA PERUSAHAAN ASURANSI JIWA SYARIAH DI INDONESIA DAN MALAYSIA BERDASARKAN MODEL DISKRIMANASI ALTMAN

2019 ◽  
Vol 5 (12) ◽  
pp. 1035
Author(s):  
Tri Mei Wulandari ◽  
Dina Fitrisia Septiarini
Keyword(s):  
Life Insurance ◽  
Financial Distress ◽  
Balance Sheet ◽  
Secondary Data ◽  
Insurance Companies ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Discriminant Model ◽  
Significant Difference ◽  
The Difference

The purpose of this research is to know the difference of financial distress condition of sharia life insurance company in Indonesia and in Malaysia in period 2013-3105 with Atman Zscore model. Using a quantitative approach with Mann Whitney's test. Sampling method using purposive sampling. This study uses secondary data taken from the official website of each company. The data used are the company's financial statements covering balance sheet, and income statement. The results of the Altman Z-score discriminant model were then tested using spss version 22. Mann Whitney test results showed that there was a significant difference between the financial distress condition of sharia life insurance companies in Indonesia and Malaysia. The results of this study proves that the condition of sharia life insurance companies in Indonesia is better than in Malaysia.

scholarly journals Pengaruh Solvabilitas terhadap Profitabilitas (Studi pada Perusahaan Asuransi Kerugian yang Terdaftar di Bursa Efek Indonesia Tahun 2013-2018)

2020 ◽  
Vol 1 (1) ◽  
pp. 49-61
Author(s):  
Muthia Nur Soniati ◽  
Ruhadi Ruhadi ◽  
Mochamad Edman Syarief
Keyword(s):  
Significant Influence ◽  
Financial Services ◽  
Hypothesis Test ◽  
Secondary Data ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Insurance Company ◽  
Financial Reports ◽  
Independent Variable ◽  
The Impact

Insurance Company is developing, proved with the amount of insurance companies now, because companies need to minimalize their risk There were several insurance companies warned by Financial Services Authority. This research has purpose to uncover the impact of Risk Based Capital to Return On Asset.The independent variable is RBC and dependent variable is ROA. The methode is explanatory and quantitative methode with secondary data which is annual financial reports period 2013 – 2018 in insurance companies listed on Indonesia Stock Exchangd that dertermined 5 companies as sample.The statistic are classic assumption test, simple  linear regretion, coefficient of determination, and hypothesis test with SPSS version 23. The result by t test showed that Risk Based Capital has positive and significant influence on the Return On Asse. Where the change in Risk Based Capital can explain the change in Return On Asset by 44.9% while the rest is influenced by other factors.

scholarly journals Measuring the Financial Health Performance of Life Insurance Company in Indonesia: Case Study During the Period of Before and After the Implementation of Peraturan Otoritas Jasa Keuangan, Nomor 71 /Pojk.05/2016

2019 ◽  
Vol 3 (2) ◽  
pp. 64-71
Author(s):  
Wiwiek Mardawiyah Daryanto ◽  
Wawan Rahardianto
Keyword(s):  
Life Insurance ◽  
Financial Services ◽  
Descriptive Analysis ◽  
Insurance Companies ◽  
Insurance Company ◽  
Financial Health ◽  
Life Insurance Company ◽  
Health Performance ◽  
Before And After

Insurance is simply a risk management by transferring the risk of potential loss to an insurance company. By allowing risk to be spread among a large group of people, everyone will take benefits from insurance. Therefore, selecting strong insurance company is important to make sure that your sum assured or claim will be paid according to the policy term and condition. This research aims to measure, analyze, and compare the financial health performance of public listed life insurance companies in Indonesia namely PT Prudential Life Assurance (PLA) and PT AIA Financial (AIA) from 2013 to 2018 (temporary unaudited) by using 5 financial health aspects such as Solvability Level, Technical Reserve, Investment Adequacy, Equity and Guarantee Fund as regulate by The Financial Services Authority (Otoritas Jasa Keuangan – OJK) through POJK No.71/POJK.05/2016. This research is using descriptive analysis and paired t-test to validate the differences of financial aspects during the period of before (2013-2015) and after (2016-2018) the regulation issued. The results of this study show that PLA was performing the best for solvability level, equity and guarantee fund. And PLA must enhance the performance strategy for technical reserve by gaining more premium reserves, reserve claims, reserves on PAYDI and for investment adequacy need to add more non-investment cash saving in banks reserve with the adequacy amount higher than PLA technical reserves.

scholarly journals PENGARUH KLAIM TERHADAP SURPLUS-DEFISIT UNDERWRITING PERUSAHAAN ASURANSI UMUM SYARIAH DI INDONESIA (Studi Pada Perusahaan Asuransi Umum Syariah yang Terdaftar di Otoritas Jasa Keuangan Periode 2015-2018)

2020 ◽  
Vol 6 (1) ◽  
pp. 15
Author(s):  
Rustamunadi Rustamunadi ◽  
Suwaibah Suwaibah
Keyword(s):  
Financial Services ◽  
Degrees Of Freedom ◽  
Hypothesis Test ◽  
Secondary Data ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Analysis Tool ◽  
Significant Positive Effect ◽  
General Insurance ◽  
Positive Effect

An increasingly developed economy and technology will lead to the possibility of risk, which threatens the growing human needs. Under these circumstances, the greater the problems that will be faced by humans, both directly and indirectly. From the financial data contained in the table, it can be seen that the claims and Surplus-Deficit Underwriting of Sharia General Insurance Companies in Indonesia from 2015 to 2018 have experienced significant developments fluctuations. This study was conducted to examine how much influence the claim has on the Surplus-Deficit Underwriting of Sharia General Insurance Companies in Indonesia with the object of research being Sharia General Insurance Companies and Sharia Units registered at the Financial Services Authority (OJK). The samples used were 8 Sharia General Insurance Companies and Sharia Units that met the sample criteria. The observation period of this research is from 2015 to 2018. The method used in this study is a quantitative method that uses the classic assumption test, hypothesis test, and the coefficient of determination test. The data used is secondary data obtained from the official website of Islamic insurance companies in Indonesia. The analysis tool in this study uses simple regression analysis that involves one independent variable as a predictor of the value of the dependent variable. The statistical analysis used was software namely SPSS Version 16.0. The results of this study indicate that the claim has a significant positive effect on Surplus-deficit Underwriting, this can be seen from the value of tinag amounted to 4,401 while the value of ttable obtained from the distribution table was sought at the significance of 5% degrees of freedom (df) n-k-l or 32-1-1 = 30 then obtained a ttable of 2.045. Therefore tinag> ttable = 4401 > 2,045 and significant level 0.000, because the significance value is less than 0.05, it can be concluded that H0 is rejected and Ha is accepted. The relationship between Claims Underwriting Surplus-Deficit is categorized as medium and the magnitude of the influence of Claims on Underwriting Surplus-Deficit is 43.7% while the rest is influenced by other variables not discussed in this study. The hypothesis proposed in this study is that H0 was rejected and Ha was accepted. This means that the claim has a significant positive effect on the surplus-deficit underwriting.

scholarly journals PENGARUH PERTUMBUHAN UJRAH DAN INVESTASI TERHADAP PERTUMBUHAN ASET PADA PERUSAHAAN ASURANSI JIWA DI INDONESIA

2020 ◽  
Vol 5 (1) ◽  
pp. 1
Author(s):  
Rustamunadi Rustamunadi ◽  
AAS Asmawati
Keyword(s):  
Life Insurance ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Insurance Companies ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Asset Growth ◽  
Investment Growth ◽  
Simultaneous Growth

Abstract Assets are assets owned by the company. High asset growth shows that the company can optimize its assets well. High asset growth can increase public trust in the company. One of the factors affecting the assets of Islamic life insurance companies is contribution and claims. Problem formulation in this research are: 1) How does the influence of the growth of ujrah on the growth of assets in Islamic life insurance companies? 2) What is the effect of investment growth on the growth of sharia life insurance company assets? 3) How does the simultaneous growth of ujrah and investment affect the growth of sharia life insurance company assets? This study aims to examine: 1) To analyze the effect of the growth of the ujrah on the growth of assets in the Sharia Life Insurance company. 2) To analyze the effect of investment growth on asset growth in Islamic Life Insurance companies. 3) To analyze the effect of simultaneous growth in investment and investment on asset growth in Sharia Life Insurance companies. The analysis used is multiple linear regression analysis, where in this method to determine the effect of the growth of ujrah and investment on the growth of assets displayed in the form of a regression equation. Tests used in this study are classic assumption tests including: normality test, heteroscedasticity test, multicollinearity test and autocorrelation test. In this study the authors used secondary data samples from the financial statements of 6 Islamic life insurance companies in Indonesia. Based on the Ujrah growth test, it has a sig value of 0.525> 0.05 and a tcount value of 0.643> ttable 2.03693, therefore it can be concluded that the growth of the ujrah (X1) partially has no significant effect on asset growth. While investment growth has a sig value of 0.006 <0.05 and tcount 2.932> t table 2.03452, therefore it can be concluded that investment growth (X2) has a significant negative effect on asset growth. Based on the F test of ujrah growth and investment has a sig value of 0.022 <0.05, the growth of ujrah and investment has a simultaneous effect on the growth of assets and growth of assets influenced by the growth of ujrah and investment growth of 15.9% and 84.1% influenced by other variables not discussed in this study.

scholarly journals Analisis Komposisi Ideal Dana Tabarru’-Ujrah Metode Dynamic Financial Analysis Perusahaan Asuransi Jiwa Syariah Di Indonesia

2017 ◽  
Vol 3 (2) ◽  
pp. 158
Author(s):  
Billy Purwocaroko N ◽  
Noven Suprayogi
Keyword(s):  
Life Insurance ◽  
Financial Analysis ◽  
Insurance Industry ◽  
Secondary Data ◽  
Insurance Companies ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Ideal Composition ◽  
Dynamic Financial Analysis ◽  
The Ideal

The aim of this study was to determine the ideal composition of tabarru'-ujrah fund on Sharia Life Insurance company in Indonesia through Dynamic Financial Analysis method. This research is a quantitative with a simulation approach. The simulation model was Monte Carlo simulation. The data using a secondary data from the financial statements of insurance sharia life insurance companies published between 2012-2014. There are two variables that influence the formation of the composition tabarru’ the claims and Retakaful. The results of this study indicate that the ideal composition tabarru'-ujrah funds obtained amounted to 68.73%: 31.27%. The phenomenon that occurs is the composition tabarru’ which showed a reading below 50%, the life insurance industry sharia set much ujrah in every contribution at the time of composition claims and Retakaful in a low position, and ROI DPS received until the end of the forecasting declining and even minus.

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