The current study investigates the variation and physicochemical properties of ambient particulate matter (PM) in the very important location which lies in the foothills of the Hindu Kush ranges in northern Pakistan. This work investigates the mass concentration, mineral content, elemental composition and morphology of PM in three size fractions, i.e., PM1, PM2.5 and PM10, during the year of 2019. The collected samples were characterized by microscopic and spectroscopic techniques like Fourier transform infrared spectroscopy, X-ray diffraction spectroscopy and scanning electron microscopy (SEM) coupled with energy-dispersive X-ray (EDX) spectroscopy. During the study period, the average temperature, relative humidity, rainfall and wind speed were found to be 17.9 °C, 65.83%, 73.75 mm and 0.23 m/s, respectively. The results showed that the 24 h average mass concentration of PM10, PM2.5 and PM1 were 64 µgm−3, 43.9 µgm−3 and 22.4 µgm−3, respectively. The 24 h concentration of both PM10 and PM2.5 were 1.42 and 2.92 times greater, respectively, than the WHO limits. This study confirms the presence of minerals such as wollastonite, ammonium sulphate, wustite, illite, kaolinite, augite, crocidolite, calcite, calcium aluminosilicate, hematite, copper sulphate, dolomite, quartz, vaterite, calcium iron oxide, muscovite, gypsum and vermiculite. On the basis of FESEM-EDX analysis, 14 elements (O, C, Al, Si, Mg, Na, K, Ca, Fe, N, Mo, B, S and Cl) and six groups of PM (carbonaceous (45%), sulfate (13%), bioaerosols (8%), aluminosilicates (19%), quartz (10%) and nitrate (3%)) were identified.