Soil erosion is exacerbated by unsustainable land-use activities and poor management practices, undermining reservoir storage capacity. To this effect, appropriate estimation of sediment would help to adopt sustainable land-use activities and best management practices that lead to efficient reservoir operations. This paper aims to investigate the spatial variability of sediment yield, amount of sediment delivery into the reservoir, and reservoir sedimentation in the Koga Reservoir using the Soil and Water Assessment Tool (SWAT). Sediment yield and the amount entered into the reservoir were also estimated using a rating curve, providing an alternative approach to spatially referenced SWAT generated suspended sediment load. SWAT was calibrated from 1991 to 2000 and validated from 2002 to 2007 using monthly observations. Model performance indicators showed acceptable values using Nash-Sutcliffe efficiency (NSE) correlation coefficient (R2), and percent bias (PBIAS) for flow (NSE = 0.75, R2 = 0.78, and PBIAS = 11.83%). There was also good agreement between measured and simulated sediment yields, with NSE, R2, and PBIAS validation values of 0.80, 0.79, and 6.4%, respectively. The measured rating curve and SWAT predictions showed comparable mean annual sediment values of 62,610.08 ton/yr and 58,012.87 ton/yr, respectively. This study provides an implication for the extent of management interventions required to meet sediment load targets to a receiving reservoir, providing a better understanding of catchment processes and responses to anthropogenic and natural stressors in mixed land use temperate climate catchments. Findings would benefit policymakers towards land and water management decisions and serve as a prototype for other catchments where management interventions may be implemented. Specifically, validating SWAT for the Koga Reservoir is a first step to support policymakers, who are faced with implementing land and water management decisions.