The structures of common multichannel processing for hearing aids include equal bandwidth (BW) finite impulse response (FIR) filter bank, nonuniform BW FIR filter bank, and fast Fourier transform (FFT) plus inverse FFT (IFFT). This paper analyzes their operation principles, indicates the design methods by means of MATLAB R2018b resources, and describes the main characteristics: synthetical ripple, bank filters’ group delays, and individual filter sidelobe attenuation. Three schemes are proposed: equal BW sixteen-filter bank, logarithmic BW eight-filter bank, and 128-point FFT plus IFFT with overlap-add operation. To build the experimental modules, we introduce the settings of spectrum scopes, the acquirement of realistic speech and noises, and the gain enhancing/reducing needs of hearing aid features; the characteristics of synthetical outputs confirm precise control ability of the multichannel modules and differences between the three schemes. Subsequently, this paper illustrates two applications of the multichannel structures in hearing aids, the equal BW sixteen-filter bank with spectral subtraction (SS) for an artificial intelligence (AI) noise reduction (NR) and 128-point FFT plus IFFT spectral distortion removal for a directional microphone (DM). In Amy’s speech mixed with ringing, milk steamer, and strong wind noises separately, the SS processor improves signal-noise-ratio (SNR) by 6.5 to 15.9 dB. By measuring waveforms and spectra at the DM input and output, the DM system seamlessly removes the spectral distortion.