Analisis Faktor-Faktor yang Mempengaruhi Minat Mahasiswa Berinvestasi di Pasar Modal Syariah

Investment is the process of saving money and putting it somewhere in the hope that it will increase in value. Many people are not familiar with the capital market, and many people who don't know much about it are more likely to invest in it and fall victim to fraud. In order to reduce fraud and feel safe when investing, the Indonesian people need to learn investment knowledge. The growth of Islamic banks has helped Islamic law develop as a part of the financial market. Although Indonesia is currently being hit by the Covid-19 pandemic, it is undeniable that the growth of the Islamic capital market in Indonesia has increased quite significantly. The Millennial generation is now looking for and trying to start investing. The millennial generation has the highest rate of unemployment of any generation in history. Keywords: investment knowledge, capital market, millennial generation

Kebijakan Pemberian Program Simpan Pinjaman Mempengaruhi Peningkatan Kinerja Karyawan dan Anak Perusahaan Koperasi Astra

Cooperatives aim to promote the welfare of members in particular and society in general and to participate in building the national economic order in order to create an advanced, just and prosperous society based on pancasila. This study aims to determine the description of the policy of providing savings and loan programs affecting the performance of employees and subsidiaries in the astra cooperative. The method in this research is qualitative descriptive, the data source used is secondary data through online media https://www.koperasi-astra.com/. The results of the research show that a company can become big and last a long time with a strong core value. Every employee in the astra cooperative upholds the values ​​that must be maintained, including: passionate, respect, open mind, sinergy, and performance. By having 5 policies such as 1) savings and loan credit program policy, 2) loan program policy, 3) allowance for term deposits, 4) csr program, 5) scholarship program. From the policy program, it is certainly in accordance with the core values ​​of the astra cooperative Keywords: policy, savings and loan and performance

Analisis Mekanisme dan Penerapan Akad pada Pembiayaan Kepemilikan Emas:

Gold is becoming an attractive commodity as an investment option in the future. Gold is also an item with a high demand and many benefits ranging from asset protection, precautionary interests, Hajj savings needs, and investments. Islamic banks then see this potential by providing gold ownership financing products. The financing of gold ownership can be accommodated by Islamic banks. Purchases with the installment method can be done and become an alternative way for people to be able to invest in gold commodities. Gold becomes attractive on the basis of the consideration that gold is an object that has a value that tends to be stable so that it can be useful as a protector of property from the risk of inflation. This study uses qualitative research with a qualitative descriptive approach. The data collection technique used is the interview and documentation method. Interviews were conducted with BJB Syariah Bank Pajajaran Branch. The results showed that the mechanism and application of the contract on gold ownership financing products at the Pajajaran branch of BJB Syariah Bank generally involved third parties as suppliers who provided goods in the form of gold which became the object of the transaction. The contracts used in this product are Murabahah and Rahn contracts, Murabahah contracts for gold ownership financing products at Bank BJB Syariah Pajajaran Branch, namely for buying and selling gold between customers and BJB Syariah banks with agreed agreements and margins. While the rahn contract is for storing gold until a predetermined time. Keywords: Gold Ownership Financing, Murabahah Contract, Rahn Contract

Pemanfaatan Limbah Anorganik di TPA Galuga Dalam Meningkatkan Perekonomian Masyarakat

An effort to utilitize waste for the community is said to be successful if the products it produces can be useful for the community and economic value so that it sells. Likewise, various kinds of products resulting from waste processing, will feel the benefits if they can be felt by many people and have high economic value, so that it can help the economy of the community whose livelihoods depend a lot on scavenging garbage. To achieve the community’s economy, it is necessary to have an effort to manage the results of the utilization of the waste and market the products resulting from the utilization of waste so that they can be sold. In addition, the feasibility of business needs to be known with the financial presence so that the goals to be achieved can be met and produce results for those who manage it. This research uses a qualitative method with a case study approach. The method used is direct observation of the Galuga TPA in order to interview relevant parties to obtain complete information and data. Based on the information obtained from the intervies, the amount of income of the scavengers for one month ranges from Rp. 2,600,000. This means that these activities will be sustainable in the long term because of the market and the economic. Benefits received. The city government of Bogor must be able to empower and increase the capacity and role of scavengers as well as the participation of the surrounding community so that they are able to reduce the environmental burden on the dangers of pollution and obtain economic benefits from the exixtence of jobs at the Galuga TPA. Keyword : Utilization of Inorganic Waste, Improve the Community’s Economy

Pengaruh Literasi Keuangan Syariah, Islamic Branding, dan Religiusitas terhadap Keputusan Mahasiswa Dalam Menggunakan Jasa Perbankan Syariah

This study aims to determine the effect of Islamic financial literacy, Islamic branding, and religiosity on student decisions in using Islamic banking services. The dependent variable in the study is student decisions, while the independent variables are Islamic financial literacy, Islamic branding, and religiosity. The data in this study were collected through questionnaires distributed to active FAI students class 2017-2018 who had transacted using Islamic banks. The research method used is quantitative. The population in this study are active students of FAI class 2017-2018 who have transacted using Islamic banks, with data collected totaling 100 respondents. The data analysis tool used in this study uses the Partial Least Square (PLS) approach. The results of this study indicate that there is a positive and significant influence of the Islamic financial literacy variable, Islamic branding on student decisions in using Islamic banking services, while the religiosity variable has a positive but not significant effect on student decisions in using Islamic banking services. Keywords: Using Islamic Banking Services, Islamic Financial Literacy, Islamic Branding, Religiosity, and Student Decisions

Strategi Pemasaran Produk Asuransi Investasi di Indonesia

Today's Indonesian people have a high desire to protect themselves with iberinsurance and even invest while being insured. Insurance has slowly become a necessity for the community as a form of protection and investment in the medium and long term. For investment insurers, a person does not need to manage the purchased policy, it is enough to pay the initial investment premium and then everything is managed by the police issuer, so that it is convenient for the public to use it according to their needs and provisions. The purpose of this research is to find out the implementation of the marketing strategy for investment insurance products at PT AXAi Mandiri Financiali Services (Axa Mandiri) in attracting customers through analyzing the strengths, weaknesses, opportunities and threats faced and simulating premiums on investment insurance products, explaining the qualitative analysis used by the company in depth analysis. The results obtained are that the company iAxa Mandirii increases customer trust by sharpening aspects of its marketing strategy, which begins with identifying the aspects that underlie the preparation of insurance which focuses on investment, determining the brand to be more recognizable by the wider community, a strong personal team, good service, the right choice of products and quality, the right premium, Attractive product packagingii and continuous promotion are the overall strengths applied by Axa Mandiri. Keywords: strategy, marketing, insurance, investment

Pengaruh Literasi Zakat, Infaq, Shadaqah (ZIS), Kepercayaan, dan Brand Awareness terhadap Keputusan Menyalurkan Zakat dan Donasi Melalui Tokopedia

This study aims to determine the effect of literacy variables on zakat, infaq and shadaqah (zis), trust and brand awareness on decisions to distribute zakat and donations. The data processing in this study uses quantitative analysis using the Structural Equation Model (SEM) analysis technique with the Partial Least Square (PLS) approach using the SmartPLS 3.0 statistical software. The instrument used to obtain data is a questionnaire using a Likert scale. In taking the sample obtained by non-probability sampling method using purposive sampling technique, the sample obtained is 95 respondents at the students of the Faculty of Islamic Religion, Ibn Khaldun University, Bogor. The results of this study indicate that the literacy variable zis has a negative and insignificant effect on the decision to distribute zakat and donations through Tokopedia. The trust variable has a positive and significant effect on the decision to distribute zakat and donations through Tokopedia. The Brand Awareness variable has a positive but not significant effect on the decision to distribute zakat and donations through Tokopedia. Variable literacy zis, trust, brand awareness simultaneously influence the decision to distribute zakat and donations by 66.4%. While the remaining 33.6% is explained by other exogenous variables outside of this study. Keywords: Brand Awareness, Trust, Decision to Distribute Zakat and Donations, Literacy ZIS

Pengaruh Persepsi Konsumen, Labelisasi Halal dan Citra Merek Terhadap Keputusan Pembelian Produk Herbal Skincare SR12

This study aims to determine the effect of consumer perceptions, halal labeling and brand image on purchasing decisions, while the independent variables are consumer perceptions, halal labeling and brand image. The data in this study were collected through questionnaires distributed to consumers who had purchased and used SR12 herbal skincare products in Bogor. The research method used is quantitative. The population in this study were consumers of SR12 herbal skincare products. With the data collected amounted to 100 respondents. The data analysis tool used in this study used multiple linear regression. The results of this study indicate that the variables of consumer perception, halal labeling and brand image have a positive and significant effect on purchasing decisions for sr12 herbal skincare products. Keywords: Consumer Perception, Halal Labeling, Brand Image and Purchase Decision

Pengaruh Bauran Pemasaran terhadap Kepuasan Pelanggan

ABSTRACT The study aims to find out the effect of the marketing mix on customer satisfaction of Al-Amin Islamic Store Laladon and its research. The independent variable in the study is the marketing mix, which consists of product, price, promotion, and place variables, and the dependent variable is customer satisfaction. The method used in this study is quantitative by using two data analysis techniques, namely descriptive statistical analysis techniques to find out and describe data from respondents' answers to statements in answering questionnaires and inferential statistical analysis techniques using SEM data analysis methods (structural equation modeling)with PLS approach(partial least square)processed using smartPLS 3 application. The results of this study show that Al-Amin Islamic Store Laladon Bogor has implemented a marketing mix consisting of products, prices, promotions, and places well. Then based on the results of hypothesis testing shows that product variables, prices and promotions have a positive and significant influence on customer satisfaction, while place variables have a positive but not significant influence on customer satisfaction. Simultaneously product, price, promotion and venue variables had a 67.7% influence on customer satisfaction, while the remaining 32.3% were affected by other variables not studied in the study. Keywords: Marketing Mix, Customer Satisfaction, Halal Industry

Analisa Peningkatan Minat terhadap Produk Asuransi Syariah

The purpose of this research is to find out why the public interest in sharia insurance products is not too high, which is based on various factors of consideration both from the community and from the management of Islamic insurance companies. This study uses a qualitative approach, using data processing techniques based on interviews, observations, and documentation related to this research. The research results obtained are factors that are of interest to the community towards sharia insurance products, which must maintain a good reputation reflecting the quality and quantity of sharia insurance products and this is an assessment of the community itself. So that the better reputation of Islamic insurance will be an attraction for the public interest in Islamic insurance products. Keywords: Islamic Insurance, Interest, Influence.