scholarly journals THEORETICAL СONСEPTUАLІZАTІON OF BАNKІNG RІSK MАNАGEMENT

2021 ◽  
Vol 4 (39) ◽  
pp. 368-375
Author(s):  
O. Kuzmak ◽  
O. Kuzmаk ◽  
V. Bіlyk
Keyword(s):  
Risk Management ◽  
Jel Classification ◽  
Main Task ◽  
Economic Relations ◽  
Relevant Today ◽  
Banking Institutions ◽  
Methodological Problems ◽  
Banking Risk ◽  
Bank Risks ◽  
Theoretical Foundations

Abstract. The article explore the theoretical aspects of banking risk management, its purpose, objects, subjects and advantages are singled out. Effective banking risk management should be considered as the main task of banking institutions in their development. From this research of theoretical foundations of banking  risk management, we consider it а new direction of scientific  research in Ukraine, so the theoretical and methodological developments of these problems are  relevant today. In order to solve these problems, we propose to distinguish between «management of banking risks» and «banking risk management». In the research of the theoretical foundations of banking risk management, the interpretation of these basic concepts was proposed. Consequently, the authors proposed defined «management of banking risks» as a process that includes methods and techniques for identifying, assessing, monitoring, controlling and forecasting bank risks, in order to achieve the main objectives of the banks. And «banking risk management» defined as а set of principles, means and forms of management of the bank’s activities related to risks. For the development of the theory of banking risk management the authors proposed identified and characterized his subjects and objects. It is determined that the object is risks of banks and economic relations at risk, and the subject is the employees of the structural units, which, through the application of knowledge, skills, information and financial resources, participate in the management of banking risks. In addition, the advantages of effective risk management in the activities of banks are determined. The lack of research on the theoretical aspects of banking risk management can lead to deepening of theoretical and methodological problems and may negatively affect in the practical activities of banks. Keywords: management of banking risks, banking risk management, bank, subjects and objects of banking risk management. JEL Classification G21, G28 Formulas: 0; fig.: 1; tabl.: 0; bibl.: 12.

scholarly journals METHODOLOGICAL APPROACH TO FORMATION OF A SYSTEM OF ECONOMIC AND LEGAL SUPPORT OF STABILITY OF THE BANKING SYSTEM

2021 ◽  
Vol 4 (39) ◽  
pp. 29-34
Author(s):  
H. Pohrishchuk ◽  
N. Dobizha ◽  
V. Myronchuk ◽  
I. Lashchyk ◽  
Yu. Kashpruk
Keyword(s):  
Financial Stability ◽  
Positive Impact ◽  
Methodological Approach ◽  
Banking System ◽  
Circulatory System ◽  
Jel Classification ◽  
Main Task ◽  
Structural Elements ◽  
System A ◽  
Banking Institutions

Abstract. The heart of any market economy is its circulatory system. the complex of credit and banking institutions that serve their viability of structures (infrastructural elements), is a full-fledged banking system of the country. Modern dynamic processes of globalization of financial markets due to the acceleration of the free movement of capital, in addition to a positive impact on the development of national financial systems, create conditions for the spread of crisis trends, including contributing to the manifestation of the chain of "infection effect" of banking systems in the international financial space. A system of economic and legal support for the financial stability of the banking system has been developed. The feasibility of creating and achieving the effectiveness of which in modern conditions is due to the need to reboot the domestic banking system to solve existing internal financial problems and transform it in accordance with the European-oriented vector of development of the country’s economy. The existing system provides for the financial stability of the banking system at two levels: at the macro level - the banking system as an object with systemic properties; micro-level - banks as structural elements of the banking system.  The study of the features of the formation of a system of economic and legal support for the financial stability of the banking system. The main task was to optimize the main elements of the system of economic and legal support for the financial stability of the banking system. The main goal of the study is to form a system of economic and legal support for the financial stability of the banking system. A methodology for structuring system elements was applied. Building an information model allows you to structure the elements of the system of economic and legal support for the financial stability of the banking system, see their relationship, highlight the main and secondary ones. Keywords: economic and legal support, stability, financial stability, banking system, banks. JEL Classification: G20, G21, E58  Formulas: 3; fig.: 1; tabl.: 2; bibl.:15.

scholarly journals DIRECTIONS FOR IMPROVEMENT OF BANKING RISK MANAGEMENT

2021 ◽  
Vol 6 (1(29)) ◽  
pp. 4-6
Author(s):  
Elena Vasilievna Chaikina ◽  
Alina Nikolaevna Makhota
Keyword(s):  
Risk Management ◽  
Commercial Bank ◽  
Management System ◽  
Financial System ◽  
Bank Risk ◽  
Direct Impact ◽  
Financial Situation ◽  
Risk Management System ◽  
Banking Risk ◽  
Bank Risks

Banking risks are one of the most important problems of credit institutions, as they have a direct impact on the financial situation of a commercial bank and the entire financial system of our country. This article discusses the essence of banking risk, its types and causes. The reasons for the occurrence of bank risks of both external and internal nature are summarized. The principles of creating an effective risk management system are systematized. Strategic and tactical methods and tools of risk management are summarized. The mandatory elements of improving the efficiency of the bank risk management system are identified.

scholarly journals The Essence of Compliance and its Place in Banking Risk Management

2021 ◽  
Vol 26 (1) ◽  
pp. 173-177
Author(s):  
Sergii Sheludko ◽  
◽  
Anastasiia Yehorova ◽  
Keyword(s):  
Risk Management ◽  
Practical Implementation ◽  
International Banking ◽  
Business Results ◽  
Banking Business ◽  
Banking Institutions ◽  
Standards And Regulations ◽  
Qualitative Classification ◽  
Banking Risk ◽  
Definition Of

Annotation. Introduction. The versatility of modern international banking, instability of the global financial environment and dynamism of normative regulation necessitates a strong need not only to implement standards and regulations of banking, but also to follow such guidelines and monitor compliance with their principles and norms. In such conditions, the study of the essence, organizational and economic principles and features of the practical implementation of compliance in banks is a particularly important scientific task. Purpose. The aim of the paper is to study the scientific and theoretical foundations, analysis of the compliance system in conditions of internationalization of the banking business. Results. It has been determined a historical prerequisites of “compliance” and it has been offered the own definition of compliance which means a system of the actions carried out for the purpose of observance of internal rules and external requirements at the same time as a whole by the organization, its separate divisions and employees. It has been confirmed the essential value of the qualitative classification of banking risks, which is used as a result to find reserves to improve the efficiency of risk management of banking operations. The compliance system has been presented in terms of elements that affect the implementation of compliance risk. Compliance risk as a non-financial banking risk has been studied and determined that it can be both a source and a consequence of the realization of other types of risk. It has been analyzed the structure of compliance costs of banks and financial institutions of European Union in 2019. Conclusions. In order to increase effective compliance control in the international banking business, artificial intelligence technologies are used. It has been concluded that in the future banking institutions should focus on developing a strategy that will at the same time reduce costs and maintain a reliable system of compliance

scholarly journals P2P lending as an alternative to bank lending in Ukraine

2016 ◽  
Vol 11 (4) ◽  
pp. 20-30 ◽  
Author(s):  
Alexander Lavryk
Keyword(s):  
Bank Lending ◽  
Jel Classification ◽  
Peer To Peer ◽  
Relevant Today ◽  
Methods Of Evaluation ◽  
Banking Institutions ◽  
P2p Lending ◽  
General Scientific ◽  
Peer Lending

The goal of the article is to consider peer-to-peer lending and its interaction with bank lending that creates an aggregate hybrid lending. The article’s objective is the research of development of P2P lending on the financial market and beyond, which is particularly relevant today. This goal is achieved by using the methods of evaluation and comparative analysis of different principles, which makes it possible to structure the general scientific understanding of P2P lending with the help of statistical methods. The study of the dynamics and structure of peer-to-peer lending in various countries for the period 2005-2016 led to the conclusion that in Ukraine, there is a decline in the share of bank lending in favor of peer-to-peer lending in the total amount of loans with an increasing role of non-bank and hybrid forms of len-ding in ensuring economic growth. Keywords: peer-to-peer lending, banking institutions, credit portfolios of banks, investments, financial intermediaries, financial intermediation. JEL Classification: A1, G21, G24

RISK MANAGEMENT PRACTICES IN ISLAMIC BANKING INSTITUTIONS: A COMPARATIVE STUDY BETWEEN MALAYSIA AND INDONESIA

2016 ◽  
Vol 72 (12) ◽  
Author(s):  
Rashidah Abdul Rahman ◽  
Zuraeda Ibrahim ◽  
Achmad Tohirin ◽  
Aliyu Dahiru.Muhammad,Rossje Vitariamettawaty Suryaputri
Keyword(s):  
Risk Management ◽  
Comparative Study ◽  
Management Practices ◽  
Islamic Banking ◽  
Banking Institutions

Tax incentives for industrial production

2021 ◽  
Author(s):  
Roman Gereev ◽  
Milyausha Pinskaya
Keyword(s):  
Risk Management ◽  
Industrial Production ◽  
Financial Support ◽  
Industrial Development ◽  
Tax Incentives ◽  
The State ◽  
Tax Administration ◽  
Wide Range ◽  
Improve State ◽  
Theoretical Foundations

The monograph is devoted to the analysis of tax incentives, the use of which will help to achieve the economic goals of the state in the field of industrial support. The theoretical foundations of tax incentives for industrial development are considered, the effectiveness of tax incentives is evaluated, and measures to improve state financial support for industrial production are proposed. It is intended for a wide range of readers: specialists involved in tax risk management, economists in the field of industrial production, consultants in the field of taxation and tax administration, students and teachers of economic universities.

Heterodox Environmental Economix: Theoretical Strands in Search of a Paradigm

2009 ◽  
pp. 25-33
Author(s):  
Gerardo Marletto
Keyword(s):  
Environmental Economics ◽  
Institutional Economics ◽  
Jel Classification ◽  
Schumpeterian Economics ◽  
The Social ◽  
Institutional Structures ◽  
Static Approach ◽  
Community Of Researchers ◽  
Theoretical Foundations ◽  
Cross Fertilization

- Heterodox environmental economics is mainly based on non-mainstream economic theories; in particular it refers to two classic strands of economics (and to their recent revival and cross-fertilization): institutional economics and Schumpeterian economics. Starting from these theoretical foundations, heterodox environmental economics radically differs from the mainstream (market-centred and static) approach to positive and normative environmental economics. Three basic concepts are at the hearth of such a different vision: resource regimes, as institutional structures established to regulate access to natural resources and their use; environmental appraisals, as "value articulating" institutions conditioned by the incommensurability of conflicting values; "sociotechnical" transitions, as dynamic processes that are needed to unlock existing unsustainable technologies, institutions and values. These considerations are not sufficient to say that heterodox environmental economics has already become a paradigm; a stable community of researchers defining themselves as ‘heterodox environmental economists' still does not exist. Time will tell if some emerging connections between different research groups will generate the social core of a nascent paradigm.Keywords: environmental economics; heterodox economics; institutional economics; evolutionary theories of economic changeJEL classification: B52; Q50

scholarly journals APPLIED ISSUES ABOUT BANKING RISK MANAGEMENT

10.26458/1739 ◽  
2017 ◽  
Vol 17 (3) ◽  
pp. 119-130
Author(s):  
Elena Geanina Clipici
Keyword(s):  
Risk Management ◽  
Bank Management ◽  
Comprehensive Data ◽  
Banking Risk

The following paper emphasizes the need to deepen the understanding of the notion of banking risk management by explaining the significant risks the bank encounters during financial exercises as well as their additional entries. The study of the paper will focus on UniCredit Bank during the years 2014 and  2015 on all types of risks, in which we will provide comprehensive data on how the UniCredit Bank management applies its risk policies. 

scholarly journals Prinsip Kehati-hatian bagi Bank Selaku Kustodian di Pasar Modal Indonesia

2020 ◽  
Vol 2 (1) ◽  
pp. 1
Author(s):  
Rezandha Hutagalung
Keyword(s):  
Precautionary Principle ◽  
Capital Market ◽  
Financial Services ◽  
Main Task ◽  
Legal Research ◽  
Legal Norms ◽  
The Precautionary Principle ◽  
Banking Institutions ◽  
The Capital Market

This journal aims to find out how to apply the precautionary principle of a bank as a custodian bank in Indonesian capital market. Whereas with the enactment of Law Number 1995 concerning the Capital Market, it is deemed necessary to enact a Bapepam Decision regarding the Custodian Bank's Report. In the context of carrying out Indonesia's economic development, of course the challenges are not insignificant for financial institutions, one of which is in banking institutions. The role of banking institutions that carry out the main task as a vehicle that can collect and distribute funds effectively and efficiently, requires continuous improvement in order to be able to have a comparative advantage. This journal is how about the application of the precautionary principle in the capital market in Indonesia. Custodian Bank is a commercial bank that has obtained the approval of the Financial Services Authority (OJK) to carry out business activities as a custodian. The object of legal research is legal norms, which have the aim of examining whether or not a regulation is appropriated and applied.

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