scholarly journals Role of Credit Access Program on the Performance of Women Owned MSES Incubated at KIRDI

2022 ◽  
Vol 6 (1) ◽  
pp. 1-20
Author(s):  
Catherine Wairimu Waweru ◽  
◽  
Phelista Wangui Njeru ◽  
Walter Okibo Bichanga ◽  
◽  
...  
Keyword(s):  
Business Performance ◽  
Target Population ◽  
Survey Study ◽  
Wealth Creation ◽  
Business Incubation ◽  
Inferential Statistics ◽  
Credit Access ◽  
The Government ◽  
Access Program

Women owned Micro and Small Enterprises (MSEs) are a source of employment and wealth creation in most of the world economies and Kenya not an exemption. However, the survival rate of the women owned MSEs is minimal. The main objective of the study was to evaluate the role of credit access program on the performance of women owned MSEs which have been incubated at KIRDI. The study was a survey study design. The target population was 259 MSE women entrepreneurs who have graduated from KIRDI business incubation programs. The researcher did a census since it was appropriate for this study and used questionnaires to collect qualitative and quantitative data. The study analyzed data using descriptive and inferential statistics through Correlation and regression of variables. Results were reported through tables and figures. Statistical Package for Social Sciences (SPSS) was used to aid analysis of data. Data was analyzed and presented using descriptive and inferential statistics. The findings revealed a positive and significant relationship between credit access program and performance of women owned MSEs incubated by KIRDI (β=0.348, p=0.000). The study concluded that business incubation support programs simplified into incubator training and development, business development services, credit access program and technology absorption positively and significantly influenced the performance of women owned MSEs incubated at KIRDI in Nairobi. The study recommends that the government should consider looking towards setting a single window to manage business incubators all over the country and to coordinate the activities of all institutions and companies that are in the process of incubating new businesses. Keywords: Credit access, Women owned MSEs, Business performance, Business incubation, KIRDI

scholarly journals Evaluation of the Effectiveness of Brazilian Community Restaurants for the Dimension of Low-Income People Access to Food

Nutrients ◽  
2021 ◽  
Vol 13 (8) ◽  
pp. 2671
Author(s):  
Mateus Santana Sousa ◽  
Camila Silveira Silva Teixeira ◽  
Jamacy Costa Souza ◽  
Priscila Ribas de Farias Costa ◽  
Renata Puppin Zandonadi ◽  
...  
Keyword(s):  
Low Income ◽  
Formal Education ◽  
Average Energy ◽  
Secondary Data ◽  
Target Population ◽  
Service Capacity ◽  
The Public ◽  
The Government ◽  
Access To Food

This study aimed to evaluate the effectiveness of community restaurants (CRs), managed by the Government of the State of Bahia/Brazil, for the dimension of access to food. The study used secondary data obtained from the public opinion survey Profile of users of community restaurants in Salvador. The nutritional information was accessed through the analysis of CRs’ menus. Adequate effectiveness of access to food was considered when the CR served meals to 50% to 70% of the users considered the target audience (individuals served by the two CRs located in the city of Salvador/Bahia/Brazil). The participants (n = 1464; 778 as low-income individuals) were adult CR users from Salvador/Brazil. Most of the respondents were male, 40 to 54 years old, not white, had up to 9 years of formal education, without a partner, and living in the municipality of Salvador. The evaluated CRs are effective in serving 53.1% of the target population in their total service capacity. Meal provision only reached an estimated 0.7% of the socially vulnerable community in the district. The average energy value of the meal served by the CR units was 853.05 kcal/meal, with a mean energy density composition classified as average (1.15 kcal/g). The effectiveness of the evaluated community restaurants showed that these instruments were minimally effective in promoting access to food for the low-income population within their total daily service capacity, and the current quantity of these facilities was insufficient. However, these instruments stand out in the fundamental role of promoting the daily distribution of meals to the Brazilian population with the highest social vulnerability levels.

scholarly journals FACTORS INFLUENCING CREDIT ACCESS FOR FIRMS IN THE BIOGAS SUB SECTOR IN KENYA

2017 ◽  
Vol 2 (3) ◽  
pp. 1
Author(s):  
Bernard Mulandi ◽  
Dr. Sifunjo Kisaka
Keyword(s):  
Social Sciences ◽  
Sampling Technique ◽  
Target Population ◽  
Loan Portfolio ◽  
Credit Access ◽  
Access To Credit ◽  
Qualitative And Quantitative ◽  
Factors Influencing ◽  
The Government ◽  
Descriptive Survey

Purpose: The purpose of this study was to determine the factors influencing credit access for firms in the biogas sub sector in Kenya.Methodology: The study adopted descriptive survey. The target population of the study was the firms in biogas sub sector in Kenya. A sample of 40 firms was selected from all the firms using the random sampling technique. Both qualitative and quantitative data was collected using a questionnaire that consisted of both open ended and close ended questions. Data was analyzed using Statistical Package for Social Sciences (SPSS) and results presented in frequency tables to show how the responses for the various questions posed to the respondents. The data was then analyzed in terms of descriptive statistics like frequencies, means and percentages.Results: The study findings revealed that firms in biogas sub sector had low access to credit from the banks. It was also possible to conclude that age of firm, capital invested, size of the business, financial records, risk preference and access to information influence the level of access to credit by renewable energy sector firms.Policy recommendation: It is recommended that micro financing institutions should regulate the products and services they offer to SMEs so as to have all clients enclosed in their loan portfolio. The study further recommends that banks should work hand in hand with the government to support upcoming businesses and offer financial support.

scholarly journals DO MICRO SMALL MEDIUM ENTERPRISES (MSMES) NEED MODERN MANAGEMENT ACCOUNTING TECHNIQUES? AN INDONESIAN PERSPECTIVE

2020 ◽  
Vol 35 (1) ◽  
Author(s):  
Amanda Acintya
Keyword(s):  
Business Performance ◽  
Management Accounting ◽  
Statistical Technique ◽  
Practical Implementation ◽  
Perceived Importance ◽  
The Difference ◽  
The Government ◽  
Small Medium Enterprises ◽  
Medium Enterprises

Introduction: Management accounting practices (MAPs) have long been recognized as a subject of interest with regards to business performance, including for Micro Small Medium Enterprises (MSMEs). Despite the significant role of this sector in emerging countries, there is a dearth of research into the practical implementation of MAPs. Background Problems: The purpose of this paper is to gain a general understanding of whether modern and traditional MAPs, in the MSMEs’ context, are on an equal footing in terms of usage and perceived importance. We adopt the management accounting (MA) evolution model to structure this research. Novelty: This study contributes by tracing the adoption of MAPs as an indicator of the MSMEs’ need for MA information. Within an academic and regulatory framework, this study is believed to provide an important contribution for academicians, practitioners and the government. Research Methods: We conducted an attended survey of 34 MSMEs around Yogyakarta and used the simple yet meaningful statistical technique of descriptive analytics. Findings/Results: The findings indicate that traditional MAPs (the ones in IFAC stages 1 and 2) were found to be marginally better implemented than the modern MAPs (IFAC stages 3 and 4). We compute the difference of two proxies: extent of implementation (EI) and perceived importance (PI) as an indicator of the gap in their operationalization. We found that as the IFAC stage moves along to the modern MAPs spectrum, the average difference between EI-PI also moves up accordingly. Conclusion: Hence, despite the better implementation of traditional MAPs among the MSMEs, it does not eliminate the opportunity for the increasing usage of modern MAPs in the future. 

HUBUNGAN ORIENTASI KEWIRAUSAHAAN DENGAN PERTUMBUHAN UMKM: PERAN ASPEK PERMODALAN DAN PEMERINTAH SEBAGAI MODERATOR

2016 ◽  
Vol 1 (1) ◽  
pp. 61-70
Author(s):  
Hanuna Shafariah ◽  
Edison Edison ◽  
Rio Mattajang
Keyword(s):  
Development Strategy ◽  
Entrepreneurial Orientation ◽  
Business Performance ◽  
Information Provision ◽  
Business Owners ◽  
Government Support ◽  
The Development Strategy ◽  
The Government ◽  
The Relationship

This study aimed to examine the relationship between entrepreneurial orientation (EO) with of SMEs growth, and capital factors and government support as a moderator. Using the data collected from 90 SME’s, the study employs Hierarchical moderated regression analysis was used to test the hypotheses. The statistical results lead to the following conclusions: EO has a significant positive relationship with SME's growth, but the role of capital factors and government support as moderator unsupported. The implication of these findings is that the government and financial institutions as the two institutions need to increase their role to encourage the growth of SMEs in terms of information provision, access to markets, capital, and training needs so it can serve as a reference for determining the development strategy of SMEs in the future. From the business owners or SMEs themselves, this research can be used as guidelines for business performance improvement through entrepreneurship-oriented behavior. Keywords: entrepreneurial orientation, SMEs growth

scholarly journals Peran Pemerintah, Modal Sosial, dan Kinerja Usaha Terhadap Kesejahteraan Subjektif Pelaku Industri Tenun di Kabupaten Jembrana, Bali

2018 ◽  
Vol 8 (1) ◽  
pp. 26
Author(s):  
G.K. Gandhiadi ◽  
Komang Dharmawan ◽  
I Putu Eka Nila Kencana
Keyword(s):  
Social Capital ◽  
Business Performance ◽  
Subjective Wellbeing ◽  
Well Being ◽  
Direct Influence ◽  
Subjective Well Being ◽  
Role Of Government ◽  
The Government ◽  
Role Of The Government

Weaving industry is one of the creative industries based on local wisdom of Bali, need to be developed with the concept of modern entrepreneurship (orange economy). Regional economic development strategies need to take into account the dynamics of local community life or social capital in addition to the role of government and other physical capital, in order to improve the performance of weaving industry in Jembrana regency, Bali. Based on empirical theory and facts, this study aims to analyze how the direct and indirect influence of the role of government, social capital and business performance on and subjective wellbeing on the business actors of weaving industry in Jembrana, Bali. Through the modeling of the resulting structural equations is studied: (1) the direct influence of the government's role on business performance and subjective well-being; (2) the direct influence of social capital on business performance and subjective wellbeing; (3) the direct impact of business performance on subjective well-being; (4) the indirect and total influence of the government's role on subordinate welfare mediated by business performance; and (5) the indirect and total social capital influences on subjective well-being mediated by business performance. Based on surveys and structured interviews on 70 business actors of weaving industry in Jembrana District, Bali through data analysis techniques using SEM-PLS with the help of Smart PLS 3.0 software, in the business actors weaving industry found that: (1) directly the role of government have positive and significant (2) direct social capital has a positive and significant effect on business performance, but not significant to subjective wellbeing, (3) directly the business performance have a positive and significant effect on subjective wellbeing, (4) the role of the government indirectly has a positive but insignificant effect on subjective wellbeing, but through full mediation of business performance, the role of the government has a positive and significant effect on subjective wellbeing, and (5) social capital indirectly has a positive and significant effect on the subjective achievement, so totally through the full mediation of business performance, social capital has a positive and significant impact on subjective wellbeing although it directly does not have a significant effect.

scholarly journals Role of Government to Enhance Digital Transformation in Small Service Business

2021 ◽  
Vol 13 (3) ◽  
pp. 1028 ◽  
Author(s):  
Chun-Liang Chen ◽  
Yao-Chin Lin ◽  
Wei-Hung Chen ◽  
Cheng-Fu Chao ◽  
Henry Pandia
Keyword(s):  
Business Performance ◽  
Digital Transformation ◽  
Government Support ◽  
Role Of Government ◽  
Service Business ◽  
Content Analysis Method ◽  
The Government ◽  
Barriers And Challenges ◽  
Policies And Programs

In the digital economy era, small service business struggle to compete in a rapidly changing and dynamic market. Therefore, through digital transformation (DT), small service business seek to increase their competitive advantage, improve business performance, and achieve business growth. Having limited resources and capabilities, small service business must deal with several barriers and challenges. This study aims to discover the barriers, and the roles of government, for digital transformation in small service business. This study applied a qualitative approach involving semi-structured in-depth interviews with top management of small service business. Then, we employed the content analysis method to examine interview data and construct a model. This research reveals four main barriers to digital transformation in small service business: lack of funding, lack of digital capability, lack of human resources, and technical barriers. We found there are four government roles for supporting digital transformation in small service business: build a digital platform for small service business, promote mobile/digital payment, provide digital training, and build a digital collaboration ecosystem. Additionally, based on this study’s findings, a model for barriers and government support of digital transformation in small service business is presented. This study contributes to the conceptual framework and management implications in the digital transformation field. The study’s findings provide insights to practitioners and suggest that the government could alter the current policies and programs to support digital transformation in small service business.

scholarly journals Model Struktural Faktor-Faktor Berpengaruh Terhadap Kinerja Badan Usaha Milik Desa di Kabupaten Jembrana, Bali

2020 ◽  
Vol 10 (1) ◽  
pp. 01
Author(s):  
G K Gandhiadi ◽  
I Putu Eka N Kencana
Keyword(s):  
Social Capital ◽  
Entrepreneurial Orientation ◽  
Business Performance ◽  
Cooperative Behavior ◽  
Equation Modeling ◽  
Market Demand ◽  
Role Of Government ◽  
The Government ◽  
Role Of The Government

One of the efforts to develop the rural economy is the establishment of economic institutions such as Village-Owned Enterprises (BUMDes) which are supported by the role of the local government and are based on the wishes of the village community. This BUMDes is expected to be able to increase market demand based on proper management of the existing village potential. Through cooperative behavior (social capital), synergy and a good entrepreneurial orientation in BUMDes managers and the positive role of the government it is hoped that there will be an increase in BUMDes business performance in Jembrana Regency. The purpose of this study is to comprehensively analyze the role of government and social capital of business managers through entrepreneurial orientation towards BUMDes business performance in Jembrana Regency. The basis of multivariate analysis used is Structural Equation Modeling (SEM). Through a research sample of 90 respondents from BUMDes managers in Jembrana Regency, the results are obtained: (1) social capital and the role of government directly have a positive but not significant effect on business performance, while entrepreneurial orientation has a positive and significant effect on business performance, and (2) social capital and the role of the government in a total positive and significant effect and require full mediation (full mediation) through entrepreneurial orientation to the business performance of BUMDes in Jembrana Regency, Bali.

Stakeholder Perceptions on the Implementation of Performance Management by Heads of Public Secondary Schools in Nyamagana District, Tanzania

2021 ◽  
Vol 2 (Issue 3) ◽  
Author(s):  
Deusdedith Juma ◽  
Daniel Oduor Onyango ◽  
George Herman
Keyword(s):  
Secondary Schools ◽  
Performance Management ◽  
Simple Random Sampling ◽  
Target Population ◽  
Structured Interview ◽  
Stakeholder Perceptions ◽  
Policy Makers ◽  
The Government ◽  
Mixed Approach

The purpose of this study was to investigate the influence of stakeholder perceptions towards the implementation of PM by the heads of schools in public secondary schools in Nyamagana District. The study adopted a mixed approach through the use of the questionnaire and the interview schedule. The target population of the study comprised a DEO, WEOs, heads of public secondary schools and teachers from Nyamagana District totaling 1249. A total of 194 respondents were selected by using purposive and simple random sampling techniques which included 174 teachers, 12 heads of schools, 7 WEOs and 1 DEO. The study used questionnaires and semi-structured interview as data collection tools. Data was analyzed using descriptive statistics and themes. The study revealed that both teachers and heads of schools are aware of their role in implementing performance management. The study recommends that the government should conduct seminars and workshops so that teachers can appreciate the role of heads of schools in implementing PM so that they can support its implementation. Furthermore, the government and policy makers should provide adequate resources and simplify the process so that it is easily embraced by teachers and implemented by the heads of schools.

Operating Environment and Performance of Small and Micro Enterprises in Urban Townships in West Pokot County, Kenya

2019 ◽  
Vol 3 (IV) ◽  
pp. 52-64
Author(s):  
Allan Njuguna Njoroge ◽  
Shadrack Bett
Keyword(s):  
Small And Medium Enterprises ◽  
Target Population ◽  
Coefficient Of Determination ◽  
Government Agencies ◽  
Operating Environment ◽  
Inferential Statistics ◽  
Performance Goal ◽  
West Pokot ◽  
The Government ◽  
Micro Enterprises

Small and Medium Enterprises (SMEs) in Kenya have not performed creditably well and hence have not played the expected vital and vibrant role in the economic growth and development of Kenyan economy. This situation has been of great concern to the government, citizenry, operators, practitioners and the organized private sector groups especially because many of the SMEs owners are faced with unpredictable operating environment which presents many entrepreneurs with a challenge of both growing and managing their SMEs consequently affecting SMEs performance. The study aimed at establishing operating environment effects on performance of small and micro enterprises in urban townships in West Pokot County.  The specific objectives of the study included determining the influence of skills and competence, technology, legislations and competition on the performance of small and micro enterprises in urban townships in West Pokot County. The study was anchored on the theory of multi-dimensional performance, goal setting theory and Human capital theory. The target population was drawn from small and micro enterprises owners and managers in the two major townships in West Pokot County that is Kapenguria, and Chepareria Townships. The study was based on descriptive research design where the researcher used stratified random sampling techniques to sample its respondents; Questionnaires were used for the data collection. Both descriptive and inferential statistics were undertaken. Inferential statistics was used to test the extent and nature of the relationship between dependent and independent variables. The correlation results of the study found that SMEs owners/managers skills and competence, technology and competition are positively related to SMEs performance. Results further showed that legislations are negatively related to SMEs performance.SMEs owners/managers skills and competence, legislation, technology and competition were found to be significant variables in explaining SMEs performance which is illustrated by coefficient of determination(R square) of 79.4%.Based on the research findings the study concluded that SMEs owners/managers skills and competence, legislation, technology and competition has a significant relationship with SMEs performance. The study recommends that the financial institutions, NGOs, and Government agencies should work in collaboration in improving SMEs owner’s skills and competence, also technological changes awareness should be provided to the SMEs owners and managers. The Government agencies should come up with friendly policies and regulations to eliminate unhealthy competition towards the SMEs. 

scholarly journals Predictors of the COVID-19 Social Distancing Practice among Undergraduate Health Students in Samarinda City, Indonesia: A Cross-Sectional Study

2021 ◽  
Vol 16 (4) ◽  
Author(s):  
Siti Hadijah Aspan ◽  
Pramon Viwattanakulvanid
Keyword(s):  
Social Media ◽  
Undergraduate Students ◽  
Online Survey ◽  
Target Population ◽  
World Health ◽  
Survey Study ◽  
Accurate Information ◽  
Cross Sectional ◽  
Social Distancing ◽  
The Government

Social distancing is a health protocol recommended by the World Health Organization (WHO) for reducing the spread of COVID-19. Undergraduate health students play an important role in the dissemination of accurate information. This study identified predictors that influenced the COVID-19 social distancing practice and examined the sources of social distancing information among undergraduate health students in Samarinda City, Indonesia. This cross-sectional online survey study (March-April 2021) to involved 422 undergraduate students from medicine, public health, and pharmacy faculties at Mulawarman University. Binary logistic regression was conducted to identify factors associated with the COVID-19 social distancing practice. The results showed that age (AOR 1.47; 95% CI 1.97–2.22, p = 0.045), sex (AOR 2.26; 95% CI 1.38–3.69, p=0.001), and attitude (AOR 2.61, 95% CI: 1.75, 3.90, p<0.001) were significantly associated with social distancing practices. The top three sources of COVID-19 social distancing information used were social media (80.6%), websites (14.0%), and television (3.8%). The study findings encourage the government to disseminate more health information on social media and education programs to this target population.

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