The world is currently experiencing a dramatic crisis that has not yet reached bottom. In Mexico, in the second quarter of 2020, there was a drop in the gross domestic product of 18.9% compared to the same quarter of 2019. In this context, the objective is to identify types of personal expenses in households located in Culiacán, Sinaloa, Mexico as of July 15, 2020. The main results were that most of the respondents' budgets spend according to their income, have had no problem paying their bank loans on time, would consider a fund for future contingencies, have not purchased health insurance, have not bought a computer or cell phone, among other issues analyzed. The main findings are oriented to the fact that the studied population has not acquired additional medical insurance despite the pandemic. It is also concluded that the population under study has become aware of having savings for contingency funds and that digital life still shows resistance in making personal financial decisions.