scholarly journals Pengaruh Financial Literacy Dan Financial Attitude Terhadap Financial Satisfaction

2021 ◽  
Vol 3 (2) ◽  
pp. 417
Author(s):  
Natasya Putri Himawan ◽  
Hendra Wiyanto
Keyword(s):  
Structural Equation Modeling ◽  
Data Analysis ◽  
Financial Literacy ◽  
Structural Equation ◽  
Primary Data ◽  
Equation Modeling ◽  
Financial Satisfaction ◽  
Probability Sampling ◽  
Analysis Technique ◽  
Program Version

The purpose of this research is to analyze and find out the impacts of financial literacy and financial attitude towards financial satisfaction. This research uses primary data by spreading online google form questionaire, with non-probability sampling. The samples used in the research are Go-Pay users based in West Jakarta. There are 264 respondents in total, but the usable data was as many as 240 respondents. The data analysis technique used is Structural Equation Modeling (SEM) with Smart-PLS program version 3.3.2. The result of this study show that there is a positive positive impacts between financial literacy and financial attitude towards financial satisfaction of Go-Pay user in West Jakarta. Tujuan dari penelitian ini adalah untuk menganalisa dan mengetahui pengaruh dari financial literacy dan financial attitude terhadap financial satisfaction. Penelitian ini menggunakan data primer melalui proses pengumpulan data dengan cara membagikan kuisioner secara online menggunakan google form serta menggunakan metode non-probability sampling. Sampel dalam penelitian ini adalah pengguna Go-Pay yang berdomisili di Jakarta Barat. Data yang berhasil dikumpulkan berjumlah 264 responden, namun data yang dapat digunakan adalah sebanyak 240 responden. Teknik analisis data yang digunakan adalah Structural Equation Modeling dengan program Smart-PLS versi 3.3.2. Hasil dari penelitian ini menunjukkan bahwa terdapat pengaruh positif antara financial literacy dan financial attitude terhadap financial satisfaction pada pengguna Go-Pay di Jakarta Barat.

scholarly journals Pengaruh Financial Attitude, Financial Behavior, Financial Knowledge, dan Risk Tolerance terhadap Financial Satisfaction

2020 ◽  
Vol 2 (3) ◽  
pp. 631
Author(s):  
Olivia Sandra Wijaya ◽  
Ary Satria Pamungkas
Keyword(s):  
Structural Equation Modeling ◽  
Structural Equation ◽  
Positive Influence ◽  
Risk Tolerance ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Equation Modeling ◽  
Financial Satisfaction ◽  
Probability Sampling ◽  
Analysis Technique

The purpose of this study is to examine the effect of Financial Attitude, Financial Behavior, Financial Knowledge and Risk Tolerance on Financial Satisfaction. The sample in this study is all residents who already have income or income in the Jakarta area. The sample was chosen by the non-probability sampling method, amounting to 190 respondents by distributing questionnaires online. The data analysis technique used is Structural Equation Modeling (SEM) which is assisted with the assistance of the Smart-PLS program.3.3.2. The results of this study are that there is a positive influence of Financial Attitude on Financial Satisfaction, there is a positive influence of Financial Behavior on Financial Satisfaction, and there is a positive influence of Financial Knowledge on Financial Satisfaction. While the results obtained in this study indicate there is no effect of Risk Tolerance on Financial Satisfaction. Tujuan dari penelitian ini adalah untuk meneliti mengetahui pengaruh Financial Attitude, Financial Behavior, Financial Knowledge dan Risk Tolerance terhadap Financial Satisfaction. Sampel pada penelitian ini adalah seluruh penduduk yang sudah memiliki pendapatan atau penghasilan di wilayah Jakarta. Sampel dipilih dengan metode non-probability sampling yang berjumlah 190 responden dengan penyebaran kuesioner secara online. Teknis analisis data digunakan adalah Structural Equation Modeling (SEM) yang dibantu dengan bantuan program Smart-PLS.3.3.2. Hasil dari penelitian ini adalah terdapat pengaruh positif Financial Attitude terhadap Financial Satisfaction, terdapat pengaruh positif Financial Behavior terhadap Financial Satisfaction, dan terdapat pengaruh positif Financial Knowledge terhadap Financial Satisfaction. Sedangkan hasil yang didapat pada penelitian ini menunjukkan tidak terdapat pengaruh Risk Tolerance terhadap Financial Satisfaction.

scholarly journals Pengaruh Pengetahuan Keuangan, Perilaku Keuangan, dan Pendapatan terhadap Kepuasan Keuangan

2020 ◽  
Vol 2 (4) ◽  
pp. 880
Author(s):  
Cici Parwati Sari ◽  
Hendra Wiyanto
Keyword(s):  
Structural Equation Modeling ◽  
Structural Equation ◽  
Positive Influence ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Equation Modeling ◽  
Financial Satisfaction ◽  
The South ◽  
Probability Sampling ◽  
Analysis Technique

The purpose of this study is to analyze the effect of financial knowledge, financial behavior, and income on Financial Satisfaction. The sample of this research is employees who work in the South Jakarta area. Samples were selected using a non-probability sampling method totaling 100 respondents by distributing questionnaires online using Google Forms. The analysis technique used is structural equation modeling supported by the smartPLS program version 3.2.8. the results obtained in this study are that there is a positive influence on financial knowledge, financial behavior, and income on financial satisfaction in employees in the south jakarta area. Tujuan dari penelitian ini adalah untuk menguji pengaruh Pengetahuan Keuangan, Perilaku Keuangan, dan Pendapatan terhadap Kepuasan Keuangan. Penelitian ini menggunakan sampel pada karyawan yang bekerja di wilayah Jakarta Selatan. Sampel dipilih dengan menggunakan metode non probability sampling yang berjumlah 100 responden dengan menyebarkan kuisioner secara online menggunakan Google Form. Teknik analisis yang digunakan structural equation modeling yang dibantu dengan program smartPLS versi 3.2.8. hasil yang didapat pada penelitian ini yaitu terdapat pengaruh positif pada pengetahuan keuangan, perilaku keuangan, dan pendapatan terhadap kepuasan keuangan pada karyawan di wilayah Jakarta Selatan.

scholarly journals The Effect of Organizational Transformation, Compensation and Organizational Culture on Performance of Regional Government Bureaucracy in Sumedang Regency West Java Province

2019 ◽  
Vol 9 (1) ◽  
pp. 236
Author(s):  
Ani Martini ◽  
Ermaya Suradinata ◽  
Kusworo Kusworo ◽  
Rossy Lambelanova ◽  
M. Irwan Thahir
Keyword(s):  
Organizational Culture ◽  
Structural Equation Modeling ◽  
Data Analysis ◽  
Structural Equation ◽  
Organizational Transformation ◽  
Equation Modeling ◽  
Regional Government ◽  
West Java ◽  
Analysis Technique ◽  
Government Bureaucracy

The purpose of this study was to analyze the influence the organizational transformation, compensation and organizational culture on the performance of local government bureaucracies in Sumedang Regency, West Java Province, Indonesia. This study used quantitative designs. The data collection was carried out by a survey to collect information from respondents using a questionnaire. The population in this study was all civil servants in Sumedang Regency, with a number of respondents amounting to 386 people based on the Slovin’s formula for sampling. The data analysis technique used is the Structural Equation Modeling (SEM) with results showing that organizational transformation, compensation and organizational culture have a significant influence on the performance of the Sumedang Regency Government Bureaucracy.

scholarly journals Pengaruh Financial Attitude, Financial Knowledge, Dan Financial Behavior Terhadap Financial Technology Literacy

2020 ◽  
Vol 2 (2) ◽  
pp. 371
Author(s):  
Jefrie Jefrie ◽  
Hendra Wiyanto
Keyword(s):  
Structural Equation Modeling ◽  
Structural Equation ◽  
Sampling Method ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Technology Literacy ◽  
Equation Modeling ◽  
Probability Sampling ◽  
Analysis Technique ◽  
Financial Technology

The purpose of this research is to analyze  the effect of Financial Attitude, Financial Knowledge, and Financial Behavior toward Financial Technology Literacy. The sample of this research were Go-Pay users in West Jakarta. The sample was selected using a non-probability sampling method amounted to 250 respondents by distributing questionnaire via online through the Google form section. The data analysis technique used is structural equation modeling that helped by Smart-PLS version 3.0 program. The results of this research reveals that Financial Attitude, Financial Knowledge, and Financial Behavior have effects towards Financial Technology Literacy on Go-Pay users in West Jakarta. Tujuan dari penelitian ini adalah untuk menguji pengaruh Financial Attitude, Financial Knowledge, dan Financial Behavior terhadap Financial Technology Literacy. Sampel pada penelitian ini adalah pengguna Go-Pay di Jakarta Barat. Sampel dipilih dengan menggunakan metode non probability sampling yang berjumlah sebanyak 250 responden dengan menyebarkan kuesioner secara online dengan bantuan Google form. Teknik analisis data yang digunakan adalah structural equation modeling yang dibantu dengan bantuan program Smart-PLS versi 3.0. Hasil yang didapat pada penelitian ini menunjukkan bahwa terdapat pengaruh Financial Attitude, Financial Knowledge, dan Financial Behavior terhadap Financial Technology Literacy pada pengguna Go-Pay di Jakarta Barat.

scholarly journals Efektifitas Ekuitas Merek Berbasis Pelanggan Pada Pengguna e-Ritel

2020 ◽  
Vol 2 (3) ◽  
pp. 160-166
Author(s):  
Intan Permata Dewi
Keyword(s):  
Structural Equation Modeling ◽  
Data Analysis ◽  
Brand Equity ◽  
Structural Equation ◽  
Online Survey ◽  
Equation Modeling ◽  
Emotional Connection ◽  
Academic Literature ◽  
Analysis Technique ◽  
Online Experience

Abstract - Customer based brand equity has recently emerged in both academic literature and practitioner discussions. The number of e-commerce that began to be established into consideration for every consumer to determine where they will shop online. In order to reduce the potential for customers to choose other e-commerce, companies need to increase customer-based brand equity. This research was conducted at one e retail in Indonesia through an online survey. Measurement of customer based brand equity uses dimensions 1) Emotional connection, 2) Online Experience, 3) Responsive Service Nature, 4) Trust, and 5) Fulfillment. The method used was an explanatory survey with 200 Tabachnick and Fidell sample techniques. The data analysis technique used is structural equation modeling (SEM) with the AMOS 22.0 for Windows program. The findings of this study indicate that the dimension of responsive service nature as a whole has the highest value, while for the dimension that has the lowest value is trust.   Abstrak - Ekuitas merek berbasis pelanggan baru-baru ini muncul baik dalam literatur akademik dan diskusi praktisi. Jumlah e-commerce yang terus bertambah menjadi pertimbangan bagi setiap konsumen untuk menentukan di mana mereka akan berbelanja online. Untuk mengurangi potensi pelanggan memilih e-commerce lain, perusahaan perlu meningkatkan ekuitas merek berbasis pelanggan. Penelitian ini dilakukan di salah satu e retail di Indonesia melalui survei online. Pengukuran ekuitas merek berbasis pelanggan menggunakan dimensi 1) Emotional connection, 2) Online Experience, 3) Responsive Service Nature, 4) Trust, and 5) Fulfillment. Metode yang digunakan adalah explanatory survei dengan 200 responden dan teknik perhitungan sampel dari Tabachnick dan Fidell. Teknik analisis data yang digunakan adalah pemodelan persamaan struktural (SEM) dengan program AMOS 22.0 for Windows. Temuan penelitian ini menunjukkan bahwa dimensi sifat Responsive Service Nature secara keseluruhan memiliki nilai tertinggi, sedangkan untuk dimensi yang memiliki nilai terendah adalah Trust.

scholarly journals Islamic Financial Literacy and Financial Behavior: The case of Muhammadiyah Community in Medan City

2021 ◽  
Vol 22 (3) ◽  
pp. 500-516
Author(s):  
Ade Gunawan ◽  
Asmuni Asmuni ◽  
Saparuddin Siregar
Keyword(s):  
Financial Literacy ◽  
Structural Equation ◽  
Measurement Instrument ◽  
Financial Behavior ◽  
Primary Data ◽  
Equation Modeling ◽  
The People ◽  
Analysis Technique ◽  
Confirmatory Factor ◽  
Systematic Program

Research aims: This study aims to determine and analyze the level of financial behavior, the level of Muhammadiyah community’s Islamic financial literacy in Medan City, and the effect of Islamic financial literacy on financial behavior.Design/Methodology/Approach: This research is descriptive quantitative using primary data through questionnaire. The research sample was 200 members of the Muhammadiyah organization in Medan City. The data analysis technique employed confirmatory factor analysis and structural equation modeling utilizing AMOS.Research findings: The research confirmed that the level of Islamic financial knowledge among the Muhammadiyah community in Medan City was low, 60.56%. In contrast to Islamic finance knowledge, the financial behavior of the Muhammadiyah community in Medan City was classified as good; 69.01% of the Muhammadiyah community showed relatively good financial behavior. These two things make the level of Islamic financial literacy among Muhammadiyah residents in Medan City classified as less literate. This shows that in everyday life, Muhammadiyah community in Medan City had good financial behavior but was more influenced by habits or finance. Meanwhile, as far as Sharia finance was concerned, the Muhammadiyah community in Medan City still did not understand it.Theoretical contribution/Originality: This study provides information about the level of financial literacy and financial behavior of the Muhammadiyah community in Medan. This information becomes the basis for subsequent research to develop strategies to increase financial literacy and financial behavior of Muhammadiyah communities in Medan.Practitioner/Policy implication: Since Muhammadiyah aims to improve the welfare of the people and various studies have shown a link between the level of financial literacy and one's welfare, Muhammadiyah organizers need to pay attention to this, such as organizing a more structured and systematic program to increase Muhammadiyah citizens' knowledge of Islamic finance.Research limitation/Implication: This study still used a limited sample, namely Muhammadiyah communities. A broader sample will further confirm the validity of the literacy measurement instrument in the future.

scholarly journals The effect of individual intention on fraud behavior

2021 ◽  
Vol 10 (3) ◽  
pp. 369-379
Author(s):  
Budi Utomo ◽  
Gugus Irianto ◽  
Roekhudin Roekhudin
Keyword(s):  
Structural Equation Modeling ◽  
Structural Equation ◽  
Sampling Method ◽  
Equation Modeling ◽  
Probability Sampling ◽  
Effect Of Pressure ◽  
Analysis Technique ◽  
Village Government ◽  
The Village ◽  
Positive Effect

This study aims to examine the effect of pressure, opportunity, rationalization on intention to commit fraud. This study also examines the effect of intention to commit fraud on fraud behavior by religiosity as the moderating variable. This research was conducted at the Village Government of Malang Regency. The sampling method uses the probability sampling method. The data in this study was obtained by distributing 191 questionnaires to respondents who served as village heads or village secretaries in the Village Government of Malang Regency. The analysis technique uses Structural Equation Modeling (SEM) through the smartPLS program. The results show that opportunity and rationalization has a positive effect on the intention to commit fraud. Meanwhile, pressure does not affect the intention to commit fraud. The results also show that the intention to commit fraud has a positive effect on fraud behavior. Meanwhile, Religiosity does not moderate the effect of intention to commit fraud on fraud behavior.  

scholarly journals ORGANISASI PEMBELAJARAN, KOMPETENSI DAN KINERJA KARYAWAN BANK XXX DI JAKARTA

2018 ◽  
Vol 1 (2) ◽  
pp. 136
Author(s):  
Thea Herawati Rahardjo ◽  
Purwanto Purwanto
Keyword(s):  
Structural Equation Modeling ◽  
Data Analysis ◽  
Competitive Advantage ◽  
Learning Organization ◽  
Random Sampling ◽  
Structural Equation ◽  
Simple Random Sampling ◽  
Equation Modeling ◽  
Research Hypothesis ◽  
Analysis Technique

This study aimed to determine empirically learning organization have affect to competence, competence have significant affects to performance, learning organization through competence have significant affect to performance. The method used in sampling was simple random sampling, a total of  200 employee at Bank “XXX” in Jakarta The data analysis technique used is Structural Equation Modeling (SEM), using by LISREL versi 8.8 are need to test the hypothesis. The results showed, learning organization give effect competence, competence give effect performance, learning organization through competence give effect performance  which means that the research hypothesis tested.  Through these results can be material for the attention of Bank “XXX”to keep improving the learning organization, competence heve affect the performance of the business, because through good performance can affect the competitive advantage for Bank XXX” in running the business. Keywords: learning organization,competence, performance, SEM  

scholarly journals Pengaruh Kompensasi Motivasi dan Kepuasan Kerja terhadap Kinerja Karyawan PT. Kurnia Mandiri Jaya pada Divisi Distribusi Kantor Pusat di Cirebon

2020 ◽  
Vol 2 (3) ◽  
pp. 723
Author(s):  
Jefta Andika Kurniawan ◽  
M Tony Nawawi
Keyword(s):  
Job Satisfaction ◽  
Structural Equation Modeling ◽  
Structural Equation ◽  
Partial Least Square ◽  
Least Square ◽  
Primary Data ◽  
Equation Modeling ◽  
Probability Sampling ◽  
Quantitative Data Analysis ◽  
Permanent Employees

This research aims to analyse the influence of compensation, motivation, and job satisfaction on the performance of employees at PT Kurnia Mandiri Jaya in the distribution division of the head office in Cirebon. The method used in this research is the quantitative method as a research method based on the philosophy of positivism, used to examine on certain populations or samples, data collection using research instruments, quantitative data analysis/statistics, with the aim to test a predetermined hypothesis. The population in this research is a permanent employee of PT. Kurnia Mandiri Jaya amounting to 107 employees. Determining the number of samples is done using the non-probability sampling method by using a saturated sampling which means the population is the number of samples. The data used in this research is the primary data questionnaire in which the subject of his research is 107 permanent employees of PT. Kurnia Mandiri Jaya Cirebon. Hypothesis testing using Partial Least Square Structural Equation Modeling. The results show that compensation, motivation and job satisfaction have a positive and significant impact on employee performance.Penelitian ini bertujuan untuk menganalisis pengaruh kompensasi, motivasi, dan kepuasan kerja terhadap kinerja karyawan di PT Kurnia Mandiri Jaya pada divisi distribusi kantor pusat di cirebon. Metode yang digunakan dalam penelitian ini adalah Metode kuantitatif sebagai metode penelitian yang berlandaskan pada filsafat positivisme, digunakan untuk meneliti pada populasi atau sampel tertentu, pengumpulan data menggunakan instrument penelitian, analisis data yang bersifat kuantitatif/statistik, dengan tujuan untuk menguji hipotesis yang telah ditetapkan. Populasi dalam penelitian ini adalah karyawan tetap PT. Kurnia Mandiri Jaya berjumlah 107 pekerja. Penentuan jumlah sampel dilakukan dengan menggunakan metode non-probability sampling dengan menggunakan sampling jenuh yang berarti populasi adalah jumlah sampel. Data yang digunakan dalam penelitian ini adalah data primer berupa kuesioner dimana subjek penelitiannya adalah 107 karyawan tetap PT. Kurnia Mandiri Jaya Cirebon. Pengujian hipotesis menggunakan Partial Least Square Structural Equation Modeling. Hasil penelitian menunjukkan bahwa kompensasi, motivasi dan kepuasan kerja berpengaruh positif dan signifikan terhadap kinerja karyawan.

scholarly journals Pengaruh Pengendalian Diri, Literasi serta Perilaku Keuangan Terhadap Kesejahteraan Keuangan

2020 ◽  
Vol 2 (4) ◽  
pp. 994
Author(s):  
Leonardo Luis ◽  
Nuryasman MN
Keyword(s):  
Structural Equation Modeling ◽  
Financial Management ◽  
Structural Equation ◽  
Well Being ◽  
Self Control ◽  
Financial Behavior ◽  
Primary Data ◽  
Equation Modeling ◽  
Probability Sampling ◽  
Convenience Sampling

The purpose of this study is to determine whether the financial well-being of financial management student at Tarumanagara University can be measured through financial behavior, where the level of financial behavior in this study is seen based on self-control and financial literacy. This research uses primary data through the process of collecting data by sharing questionnaires online using google forms questionnaire with a non-probability sampling method of the type of convenience sampling with a total of 150 financial management student at Tarumanagara University. The data analysis technique used is Structural Equation Modeling (SEM) with Smart-PLS program version 3.2.8. The results of this study show that there is a positive and significant influence between self-control, literacy, and financial behavior towards financial well-being. Tujuan penelitian ini adalah untuk mengetahui apakah kesejahteraan keuangan mahasiswa manajaemen keuangan Universitas Tarumanagara dapat diukur melalui perilaku keuangannya, dimana tingkat perilaku keuangan dalam penelitian ini dilihat berdasarkan pengendalian diri dan literasi keuangan seseorang. Penelitian ini menggunakan data primer melalui proses pengumpulan data dengan cara membagikan kuesioner secara online menggunakan google form dengan metode non-probability sampling berjenis convenience sampling dengan total 150 responden mahasiswa manajemen keuangan Universitas Tarumanagara. Teknik analisis data yang digunakan adalah Structural Equation Modeling (SEM) dengan program Smart-PLS versi 3.2.8. Hasil dari penelitian ini menunjukkan bahwa terdapat pengaruh positif dan signifikan antara pengendalian diri, literasi, serta perilaku keuangan terhadap kesejahteraan keuangan.

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