scholarly journals Analysis of Factors Affecting Consumer's Decision in Choosing the Digital Fund Wallet

Author(s):  
Heny Herawati

This study aims to determine the effect of price, reference groups, and security on consumer decisions in choosing digital fund wallets on three campuses in Jakarta. This study used a sample of 100 respondents and the sampling technique used a simple random sampling technique. The data collection technique used a questionnaire of 43 question items which were assessed on a Likert scale of 1-5 and tested for validity and reliability. The analytical method use, regression analysis, correlation, the test of the coefficient of determination (R2), and t-test. Based on the regression analysis at a significant level of 5%, it shows (1) there is a positive and significant effect of price on consumer decisions in choosing a digital fund wallet, with a rx1y correlation of 0.678; the coefficient of determination R2x1y of 0.460; and sig value 0.000 < 0.05; (2) there is a positive and significant influence of the reference group on consumer decisions in choosing a digital fund wallet, with a rx2y correlation of 0.607; the coefficient of determination R2x2y is 0.368; and sig value 0.000 <0.05; (3) there is a positive and significant security effect on consumer decisions in choosing a digital fund wallet, with a rx3y correlation of 0.746; the coefficient of determination R2x3y of 0.556; and sig value 0.000 < 0.05.

Media Ekonomi ◽  
2021 ◽  
Vol 20 (2) ◽  
pp. 38
Author(s):  
Nuggraha Prassetyo ◽  
Rissa Hanny

The purpose of this study was to determine how much influence the product display and promotion partially on consumer purchasing decisions on books published by Mizan at Gunung Agung BSD Tangerang bookstore and to find out how much influence the product displays and promotions simultaneously on consumer purchasing decisions on books published by Mizan at the Gunung Agung BSD Tangerang bookstore. This research is causality with quantitative approach. The population in this study is Mizan's book customers at the Gunung Agung BSD bookstore Tangerang with convenience sampling technique obtained samples of 69 respondents. Data analysis techniques used in this study are: data quality tests including validity and reliability, the classic assumption test of normality, multicollinearity, heterocendatisity, regression analysis that is multiple regression, partial t, simultaneous F and coefficient of determination. The results of the study are as follows: (1) The results of first hypothesis that is no significant influence between product displays on consumer purchasing decisions, (2) The results of second hypothesis that is a positive and significant effect between promotions on decisions consumer purchases, and (3) The results of third hypothesis, namely product display and promotion together have a positive and significant effect on consumer purchasing decisions.


2016 ◽  
Vol 2 (3) ◽  
pp. 205-209
Author(s):  
Faizah Kamilah

This study aimed to analyze the influence of consciousness of paying taxes, knowledge and understanding of tax laws on the willingness to pay taxes individual taxpayers who do the work free.The sample in this study are 100 individual taxpayers who do the work free on KPP Pratama Pekanbaru randomized using a sampling technique accidental sampling and then analysis of data obtained using the analysis of quantitative and qualitative data. Quantitative analysis includes: validity and reliability, the classic assumption test, multiple regression analysis, hypothesis testing through t test and F, as well as the coefficient of determination (R2). Qualitative analysis is the interpretation of the data obtained in the study and the results of data processing that has been carried out by giving a description and explanation. Statistical analysis showed that the consciousness of paying taxes, knowledge and understanding of tax laws partial and simultaneous positive and significant impact on will pay taxes. Keywords: Willingness to pay taxes, pay taxes awareness and knowledge of tax laws


The Winners ◽  
2015 ◽  
Vol 16 (1) ◽  
pp. 44
Author(s):  
Yulia Listianti ◽  
Arif Yusuf Hamali

This research was conducted at Quality Control Division of PT X Padalarang, aimed to determine correlation leadership and job satisfaction, and also to analyze the effect of leadership on job satisfaction at Quality Control Division of PT X Padalarang. Respondents of this research are 52 people selected with simple random sampling technique. The method used is descriptive and associative, which tests the connection using the Spearman rank correlation analysis, and also done to determine the accuracy of measurement using by the   validity and reliability test. Results of the validity and reliability test of variables X and Y are valid and reliable. Calculations were performed using SPSS software ver. 19. The result of this study showed that leadership is in the category of good and job satisfaction is in the category of good. Results showed the correlation of leadership with job satisfaction at Quality Control Division of PT X Padalarang with correlation coefficient = 0,679. Based on the criteria champion, this relationship is in the criteria of strong relationship. Results of this calculation showed the coefficient of determination = 46, 10%. It showed that the hypothesis is proved, that there is an influence of leadership to job satisfaction at Quality Control Division of PT X Padalarang.


2013 ◽  
Vol 1 (1) ◽  
Author(s):  
Audy Ayu Arisha Dewi ◽  
Tience Debora Valentina

In adolescence, there are several developmental tasks that must be faced, one of which is the development of autonomy. Role of parents can’t be separated on the formation of adolescent autonomy because of an emotional connection between parents and adolescence. Emotional connection that persists for long periods is called attachment. This study aimed to determine the relationship between parent-adolescent attachment with adolescent autonomy in SMKN 1 Denpasar.   The sampling technique used in this study is simple random sampling. Subjects of this research are 330 students in SMKN 1 Denpasar, from age 15-18 years old. Researcher deploy two scales, the parent-adolescent attachment scale adapted from the Inventory Parent and Peer Attachment (Armsden & Greenberg, 1987) and autonomy scale is based on aspects that proposed by Steinberg (2009). The data obtained in this study were analyzed by simple regression analysis to examine the relationship between parent-adolescent attachment and autonomy.   Regression analysis results t value 3,652 and P = 0.000 (P < 0.05). It means attachment to parents and adolescent autonomy are significantly and positively correlated, when parent-adolescent’s attachment is high they will have a high score on autonomy too. Coefficient of determination equal to 0.039 indicates the attachment contribution to the autonomy is 3,9%, and  96,1% was contributed by other factors such as gender, birth order, school activities and community activities.   Keywords: attachment, autonomy, adolescence.


2019 ◽  
Vol 3 (02) ◽  
Author(s):  
Fitrysia Hanggraini ◽  
Ida Aryati ◽  
Rochmi Widayanti

The goal of this study is the quality of brand image, positioning product, products, and lifestyle locations for clothing store the executive di solo paragon mall. The population in this study were consumers who bought products from The Executive at Solo Paragon Mall. The sampling technique uses accidental sampling, ie sampling is done by giving a questionnaire to get a sample based on the users of the product from The Executive who were met at the time of the research, which was taken from the research area. The data analysis method used in this study is descriptive statistics all analysis and regression analysis. Descriptive statistics of all analyzes, all interpretations, data obtained, and results of data processing carried out, carried out with explanations, explanations, and explanations. Regression analysis includes validity and reliability testing, classic assumption test, multiple regression analysis, determination test, t test, and l test. The results of the F test show that brand image, product positioning, and lifestyle have a simultaneous effect on purchasing decisions at the executive clothing store at the paragon mall solo. Brand image has a positive effect on purchasing decisions at the executive clothing store at Paragon Mall. Positioning products have a positive effect on purchasing decisions at the executive clothing store in Paragon. Lifestyle has a positive effect on purchasing decisions at the executive clothing store in Paragon. The results of the coefficient of determination of the results of analysis of multiple linear calculations can be seen that the number of adjustments R2 obtained is 0,63,2 or 63,2%. This shows that brand image, product positioning, and lifestyle have an influence on purchasing decisions in the executive store at the paragon mall solo.


2019 ◽  
Vol 3 (1) ◽  
pp. 53-63
Author(s):  
Risfa Fadila ◽  
Maryani Septiana

This study aims to examine and analyze the effect of the application of fingerprint attendance on employee discipline in Markas Komando Direktorat Pengamanan Badan Pengusahaan Batam. Data collected through distributing questionnaires to 55 respondents. A sampling technique uses a saturation sampling. The data analysis method used is quantitative analysis using validity and reliability testing, classic assumption test, F test, t test, coefficient of determination and multiple linear regression analysis. The results of data analysis show that 1) the practical dimensions of fingerprint attendance have a positive but not significant effect on employee discipline, 2) the accurate dimension of fingerprint attendance has a positive but not significant effect on employee discipline, 3) high securities fingerprint attendance has a positive and significant effect on employee discipline, 4) the dimensions of fingerprint attendance hardware have a positive but not significant effect on employee discipline, 5) practical, accurate, high security, and fingerprint attendance hardware simultaneously have a positive and significant effect on employee discipline.


2021 ◽  
Vol 2 (4) ◽  
pp. 83-105
Author(s):  
Desi Purnama Dewi ◽  
Alfi Nura

The problems in this research are students difficulties in using e-learning, students interest in learning is still low and student learning behavior is not good. The purpose of this study was to determine how the influence of the use of e-learning and interest in learning on the learning behavior of students of the Faculty of Economics, Stambuk 2017, State University of Medan. This research was conducted at the Faculty of Economics, Medan State University, which is located on Jl. Willem Iskandar Pasar V Medan. This type of research is ex post facto. The population of this study was 629 students with a sample of 86 students using simple random sampling technique. The data collection technique used is a questionnaire. Before being used, the questionnaire was tested for validity and reliability. Then the data was collected and the results of the questionnaire were analyzed using multiple regression. From the results of the partial test analysis between the use of e-learning (X1) on learning behavior (Y) from the value of  >  (4.274 > 1.663) with a significance value smaller than the 0.05 level (0.000 < 0.05) and for the significance value between learning interest (X2) and learning behavior (Y) from the value of  >  (8,575 > 1,663) with a significance value less than 0.05 level (0.000 < 0.05). Simultaneously (F test) the value is shown that  >  (121.105 > 3.11) and a significant value of 0.000 <0.05. Thus, it can be concluded that the influence of the use of e-learning and interest in learning has a positive and significant influence on the learning behavior of students of the 2017 Stambuk Economics Faculty, State University of Medan


Author(s):  
. Mubarokah ◽  
Sri Tjondro Winarno

The purpose of this study is to analyse the factors that influence consumers decisions in consuming coffee in Surabaya, Sidoarjo and Gresik. Selected location of the research was chosen purposively, considering that Surabaya, Sidoarjo and Gresik are nearby regions. The sampling technique used in this study is accidental sampling, with the number of respondents as many as 90, with Surabaya as many as 30 respondents, Sidoarjowith30 respondents and Gresik with 30 respondents. The data that has been obtained is then analysed using WarpPLS version 6.0. The results showed that the personal factor variables (age, occupation,income, lifestyle, education), social environmental factors (reference group, family), psychological factors (motivation, perception, attitude), and cultural factors (values, habits, popular culture) can influence consumers decision to buy coffee drinks.


2019 ◽  
Vol 5 (2) ◽  
pp. 193
Author(s):  
Youmil Abrian ◽  
Arif Adrian ◽  
Rian Surendra

This paper was conducted to determine what factors encourage consumer decisions in choosing Grand Inna Hotel Padang, as well as the contribution of each of these factors. Researchers used the Grand Inna Hotel Padang because the hotel is owned by the government. Grand Inna Hotel Padang has unstable occupancy then affects to the hotel revenue. The results showed that there are 7 factors considered by consumers in rooms purchasing  Grand Inna hotel Padang, the 7 factors mentioned are price factors,  service factors, motivation and lifestyle factors, reference group factors, hospitality factors, MICE and brand image. Each of these factors contributes substantially to encouraging consumers to choose Grand Inna hotel Padang. The population of the study was consumers who had stayed at the Grand Inna  Hotel Padang. The sampling technique used purposive sampling with a total sample is 100 respondents. The data analysis technique is factor analysis to determine the factors considered by consumers and multiple regression analysis to determine the extent factors considered affect the purchasing decision. From the results of multiple regression analysis found that the 7 factors together have a significant effect on decision in decisions purchase room service at the Grand Inna Hotel Padang.


2021 ◽  
Vol 4 (2) ◽  
pp. 86
Author(s):  
Darlington Chibueze Duru ◽  
Sam O. C. Okeke

This paper investigated self-regulated learning skills as a predictor of students’ achievement in mathematics based on ability level. The study is prediction-design research of correlational type. The subjects were 882 SSII students from the secondary schools in Owerri Education Zone of Imo State. The researchers adopted the multi-stage but simple random sampling technique to draw the sample. Two instruments were used to collect data for this study. They are the Self-regulated Learning Questionnaire (SRLQ) and Mathematics Achievement Proforma. The validity of the instruments was ensured through experts’ suggestions and guidance. Single-administration reliability and Cronbach Alpha ensured the reliability of SRLQ (0.89). The data collected were analyzed using regression analysis and coefficient of determination at 0.05 alpha level with the aid of Statistical Package for Social Sciences (SPSS) version 20. The results of the study revealed that self-regulated learning skill predicts 6.0% and 4.3% respectively to the variance observed in high and low achieving students in mathematics. This prediction is significant as attested to by the regression analysis carried out (p < 0.05). Therefore, secondary school students should regulate their learning to increase their mathematics achievement.


Sign in / Sign up

Export Citation Format

Share Document