Analisa Penerimaan Dan Pengelolaan Dana Nasabah Pada Bank Jateng Cabang Koordinator Magelang

The purpose of this study was to determine the Acceptance and Management of Customer Funds at Bank Jateng, Magelang Coordinator Branch. This type of research is qualitative, because it emphasizes the process that is taken from the phenomenon and then the conclusion is drawn. The object of this research came from 20 informants or resource persons who work at the Bank Jateng, Magelang Coordinator Branch. The data source of this study came from an informant who was interviewed structurally. Based on the data analysis, it can be concluded that: (1) Receipt of customer funds at the Magelang Coordinator Branch Bank Jateng uses the accrual-based method. Where the funds received by the Magelang Coordinator Branch Bank Central Java can be in the form of demand deposits, savings deposits, and time deposits. These funds are collected from the community. (2) Management of customer funds at the Magelang Coordinator Branch Bank Central Java uses a cash-based method. The management of customer funds at Bank Jateng, the Coordinator of Magelang Branch, is in the form of loans, such as: PLO credit, Small Business Credit (KUK), Multipurpose Credit, People's Business Credit (KUR), KFW Loans, and additional business capital for family business activities.

Factors Related to Carpal Tunnel Syndrome (CTS) Complaints on Employees in the Bank BNI Branch of Palu

Carpal Tunnel Syndrome (CTS) is a disorder that occurs due to carpal tunnel or a gap in the lower hand to the wrist narrowing. The National Health Interview Study (NHIS) estimates that the reported prevalence of CTS among the adult population is 1.55% (2.6 million). This research was conducted at BNI Branch Bank Palu. The research objective is to determine the factors associated with complaints of Carpal Tunnel Syndrome (CTS) on employees at BNI Branch Bank Palu. The type of research used is quantitative using a cross-sectional approach. The number of samples was 109 people. Data were analyzed using the chi-square test at the level of confidence (ρ <0.05). The results showed that there was a relationship between years of service (ρ = 0.005), length of work (ρ = 0,000), repetitive movements (ρ = 0.001) and gender (ρ = 0.006) with complaints of Carpal Tunnel Syndrome (CTS) on employees at the Bank BNI Palu Branch. It is recommended to employees of Bank BNI Branch Palu to do muscle stretches such as moving the fingers, reducing the emphasis on the carpal tunnel, to avoid the danger of disturbances originating from repetitive and monotonous movements in the long term.

PENGAWASAN KREDIT PADA BANK NAGARI CABANG SITEBA

Bank Nagari Branch Siteba was established with the Deed of establishment number based on Notarial Deed of Hasan Qalbi, SH. In Padang, on March 12, 1962 as the legal basis for the establishment of the Nagari Branch Bank of Nagari with an initial capital of Rp.50 billion and paid up capital of Rp. 150 billion. The main activities of Bank Nagari in Siteba Branch are lending, types of loans channeled are investment loans, working capital loans, productive loans, consumer loans, trade loans, short-term loans, medium-term loans, long-term loans, collateral loans, loans without collateral, agricultural credit, livestock credit, industrial credit, mining credit, education credit, professional credit and housing loans. Credit supervision carried out by Nagari Branch Bank Siteba starts from the application stage by checking the completeness of the credit file and conducting a system of direct supervision of the customer's business. For debtors who do not pay installments or arrears have occurred, they will be given a warning letter. Based on the data obtained by Collectable and MPL credits conducted by NagariCabangSitebabaik Bank.

THE BEHAVIOR IN UTILIZING INTERNET BANKING AS COMMUNICATION MEDIA

The rapid development of information technology is the impact of globalization. The development of information technology requires that every organization needs information, not only business or government, but also the world of financial institutions. In accordance with this, the information technology has very important position in banking. The purpose of this research is to analyze and to test empirically the influence of social factors, affect on intentions and its impact on financial behavior in utilizing internet banking technology as communication media. The method used in data collection is survey method by spreading the questionnaires. The research data obtained is based on the perception of students of Economics Faculty, University of Semarang on the use of internet banking technology implemented by Assistant Branch Bank of BNI Bank in University of Semarang environment as medium of communication between students and University of Semarang, with 96 respondents. The research method used validity test, reliability test, and classical assumption test, hypothesis test, multiple linear regression models with SPSS 23. Result of testing and analysis found that social factor and affects directly and indirectly did not affect the financial behavior of internet banking technology utilization implemented by Assistant Branch Bank of BNI Bank in University of Semarang environment as communication media of students with university, through the intention of internet banking technology usage by showing insignificant results.

Pengaruh Spread Suku Bunga, Car, Dan Npl Terhadap Penyaluran Kredit Ukm Kota Kedir (Studi Pada Perbankan Kota Kediri)

The purpose of this study is knowing the long term effect of interest rate spread, CAR (Capital adequacy Ratio) and NPL (Non performing Loan) to SME lending in kediri. The sample in this study consist of branch bank in kediri that is PT Bank Mandiri,Tbk ; PT Bank BRI, Tbk ; PT Bank BNI,Tbk ; PT Bank BTN,Tbk ; PT Bank Panin,Tbk ; PT Bank BTPN, Tbk. From the result indicate the variable NPL (non performing loans) and interest rate spread have cointegration or long-term effect to the credit volume distributed for SME in kediri, at the same times variable CAR ( Capital Adequacy ratio) for a few bank doesn’t give cointegration influence on the volume of loans to SMEs in Kediri.Key word: interest rate spread, Capital Adequacy ratio (CAR), Non performing Loan(NPL), credit volume Tujuan Penelitian Ini adalah Mengetahui Pengaruh jangka panjang Spread Suku Bunga, CAR, dan NPL terhadap penyaluran kredit UKM di Kota Kediri. Sampel penelitian terdiri dari bank cabang di kota kediri yaitu PT Bank Mandiri,Tbk ; PT Bank BRI, Tbk ; PT Bank BNI,Tbk ; PT Bank BTN,Tbk ; PT Bank Panin,Tbk ; PT Bank BTPN, Tbk. Dari hasil penelitian menunjukkan bahwa variabel NPL dan Spread suku bunga memiliki pengaruh kointegrasi atau jangka panjang terhadap volume kredit yang didistribusikan untuk kredit UKM di kota kediri, sedangkan untuk variabel CAR cenderung tidak memberikan pengaruh kointegrasi pada volume kredit yang disalurkan kepada pelaku UKM di kota kediriKata Kunci : Spread Suku bunga, Capital Adequacy ratio (CAR), Non performing Loan(NPL), Volume Kredit

ANALISIS PENGARUH CUSTOMER RELATIONSHIP MARKETING TERHADAP LOYALITAS NASABAH PADA PT. BANK SINARMAS KANTOR CABANG MATARAM

Every company aspires rapid growth in each business unit lived. One thing you can do is to pay attention to aspects of customer loyalty. The purpose of research is to analyze and prove the influence of Trust, Commitment Company, Communication, Conflict Management Customer Loyalty At PT. Bank Sinarmas branch office Mataram. This type of research is the study of causality. The sampling technique used was purposive sampling as many as 170 customers. Analysis of data using multiple linear regression analysis model. The results showed that (1) There is a significant influence of Confidence in Bank Sinarmas Customer Loyalty Branch Mataram. (2) There is a significant influence of the Company's commitment to Customer Loyalty Branch Bank Sinarmas Mataram. (3) There is a significant influence on the Communication on Bank Sinarmas Customer Loyalty Branch Mataram. (4) There is a significant influence of the Conflict Management to Customer Loyalty Branch Bank Sinarmas Mataram. For the management of Bank Sinarmas Branch Mataram, to improve customer loyalty is with the aspect of trust, Corporate Commitment, Communication and Conflict Management for all aspects of this significant effect on customer loyalty. Keywords: Trust, Commitment Company, Communication, Conflict Management, Customer Loyalty